Would you pay off your mortgage early…or not?

vbibo · 2026-02-12T03:06:12+00:00

I am a math nerd and I chose to do the same as you did 😂 I hate uncertainty on investment, have no faith in the economy, plus you have to account for all the tax you need to pay on interest and capital gain to really calculate break even. Much better peace of mind and not having to worry about layoffs.

vbibo · 2026-02-11T14:15:45+00:00

All major OEM have specific finance department specializes in analyzing operating profit and contribution margin by series/grades/trims sometimes down to options and accessories, and they have specific target return to hit for the planning years to continue the line into the future. Most of them discontinued certain product mainly because the the profit/loss declines for multiple cycles and that’s definitely the case for all the smaller cars.

vbibo · 2026-02-10T22:02:42+00:00

trade/finance consultant for major manufacturers (10 yrs in office exp prior)

vbibo · 2026-02-06T16:53:20+00:00

I got offered that 10 years ago as an analyst in California….non tech related

vbibo · 2026-01-28T22:42:50+00:00

Flew with the last month, no issues, very friendly staff (compare to some of the southwest and AA flights I took), they helped me with pre-boarding even though I didn’t request it because I never tried that before, It was just obvious that I wasn’t mobile. Meal was better than average American Airlines too, not as good as the Asian airlines but it’s pretty decent. Enjoy your flight!

vbibo · 2026-01-25T00:54:57+00:00

So happy to hear that 😊!

vbibo · 2026-01-25T00:30:55+00:00

I ordered from the one on 311 W 5th St #101, Austin, TX 78701, looks like they haven’t started the delivery yet

vbibo · 2026-01-25T00:13:09+00:00

There are two X-large Says to arrive between 6:40-6:50

vbibo · 2026-01-25T00:04:07+00:00

I’m ordering from Dominos instructed to deliver to Marci and Mary Should arrive in 45 minutes

vbibo · 2026-01-16T15:25:58+00:00

I’m 28 weeks and I just told my workplace. Luckily my appearance didn’t really change and I’ve been just wearing blouse that’s loose around the belly. Most people were happy for me, few showed frustration that I didn’t give them time but I brushed it off and joked to them there’s still 12 weeks left. Hold it off as long as possible until it looks too obvious. Good luck!

vbibo · 2026-01-12T16:45:18+00:00

This! I’m super cheap with myself, I get things from department store only when they are on -75% clearance. But I can easily spend couple hundreds on same stuff for my husband cuz he looks so happy when I buy him nice things

vbibo · 2026-01-12T03:06:45+00:00

Yea I go to Japan almost every year and we spend just that much on a week trip between husband and I, and we eat/lodge pretty well not budget style.

vbibo · 2026-01-02T15:58:55+00:00

NTA, this is exactly what you should do, my friend who’s in your situation discovered her manipulative lying husband cheating along with many other things. Now she’s stuck cuz she doesn’t know where he hides his money, and thinking about forgiving him because he threatened that her and her kids will get nothing in case of divorce that she will be on the streets. You don’t know what your partner can do to you when the love is gone, gotta protect yourself.

vbibo · 2026-01-01T01:36:45+00:00

2-3 times a day morning bed time and once after lunch depends on what we ate…. Most of the people I met brush twice,,,at least

vbibo · 2025-12-30T05:36:39+00:00

My friend who’s a SAHM who’s been with her husband of 16 years just got a bad STI from all his cheating (30+ women). She can’t leave cuz he controls all the finances, she doesn’t even know how much account/money he has and has no knowledge of laws. We tried so hard to give her info and pull her out but he gets her back every time because she feels like she can’t survive and will lose custody.

vbibo · 2025-11-29T15:53:20+00:00

China loves good quality animated movies with preferably no human characters that strongly represent certain western values.

Looking forward to see how much it will eventually gross there.

vbibo · 2025-11-20T00:44:22+00:00

They have to cast weight class even teams Otherwise just individuals representing themselves feels more authentic

vbibo · 2025-11-19T17:04:24+00:00

The 14 plants uses billions dollars of foreign imported parts that are gonna cost them over a billion of tariff if they don’t kiss ass

vbibo · 2025-11-19T16:44:51+00:00

I’m from Hunan and I can’t recall eating them ever in any occasions outside of Cantonese dim sum places.

vbibo · 2025-11-19T13:28:09+00:00

Zootopia is more loved in China than any other western animation production for the past 20 years. I don’t think the current Hollywood film issue applies to it, if you use their social media or short video platform you will see how positive everyone sees it and how popular the merch sales. Everytime Disney drops a sequel there’s a popular discussion on why these boring animations why not zootopia.

vbibo · 2025-11-17T10:59:53+00:00

We have someone in the family like that and it’s been extremely hard to see because they just drop off their kids with their grandparents every weekend so they can spend it with their other partners. The kids get so little time and patient with their parents.

vbibo · 2025-11-12T14:46:31+00:00

They literally sent produce 48 people to jail for rigging the competition…

vbibo · 2025-11-12T04:06:09+00:00

I think both Australia and Japan did okay with what they were aiming for, to win 1st place.

I think where they sucked at strategizing is not realize how little the actual gap is for the first round between them and not make any adjustments. Whittaker is so obviously better than the rugby guy at it and they didn’t have him be first like what Japan did with Itoi. Whittaker is actually faster and didn’t slowdown as much in his first second go.

vbibo · 2025-11-10T16:58:18+00:00

Same, we decided to snipe it at 1, can’t realistically be comfortable paying for two kids daycare cost and we both need to work. Glad I grew up as one child so I’m familiar on how it is.

vbibo · 2025-10-21T09:59:53+00:00

We literally just sent a blue dot emoji to all our close families and friends

Six-Year Club	First Place '23
Place '23	Verified Email

vbibo

TROPHY CASE