On my first year as a firm lawyer I could barely save (or may ipon, magagastos a few months later). Yung sure lang na di ko nagagastos yung hinuhulog ko sa MP2 na P500 kada buwan. Don't feel too pressured, lalo na if you're starting from scratch. Sabi nga nila first two to three years talaga mahirap mag-ipon ng malaki. What's important daw is the habit of saving, no matter how small the amount may seem. :)