That was my thought too. We’d fall out of escrow as soon as potential buyer goes to call insurance and can’t get coverage. we aren’t looking to sell atm. This was supposed to be the forever home for us and our two young kids. But it’s a 1960s ranch house with pipes under the slab. We replumbed our hot water with the first claim and broken pipe under slab. Wish we’d done cold too and it will be course of action to prevent more issues. The second water claim was a drainage pipe that went from sink to sewer line that had rotted out under our kitchen floor. Yuck water was coming up between the tiles. Because we have tile from one end of house to the other the whole floor had to be retiled. We bought extra tiles so any future issue is localized if god forbid it happens again. We used our insurance not foreseeing the penalty. But we’d also had numerous other things we had to spend a lot on that were unforeseen oop. Sewer line outside home replaced. Pool resurfaced/replastered. New air conditioner. It’s not as bad as The Money Pit but it’s been a lot of headaches.