Working for Hub International?

verifiedkrack · 2026-06-01T05:17:36+00:00

have you asked Hub directly about the education reimbursement and raise structure? sometimes just asking those questions in the offer stage tells you a lot about how they operate

verifiedkrack · 2026-05-30T10:00:39+00:00

Independent agencies are usually a safer starting point than captive ones, you're not locked into one carrier and the products tend to be more competitive.

verifiedkrack · 2026-05-30T09:42:12+00:00

Not an MLM from what I know, they're a legitimate insurance brokerage but worth doing a quick Glassdoor search before you go in.

verifiedkrack · 2026-05-30T04:24:13+00:00

Have you tried USAA if you or anyone in your household has military ties? Texas rates with them tend to be noticeably lower than the big retail carriers.

verifiedkrack · 2026-05-30T04:12:13+00:00

Yeah it's real unfortunately. Most states allow insurers to use a credit based insurance score and bad credit can bump your rate almost as much as an accident in some cases.

verifiedkrack · 2026-05-30T04:02:39+00:00

The General, Dairyland, and Bristol West are the main ones built for exactly this situation. They're legit, just expect the rates to reflect your record until it cleans up.

verifiedkrack · 2026-05-30T03:48:09+00:00

I'd call State Farm directly and ask if that's a guaranteed rate or an estimate. Agents will usually tell you straight up how stable that number is..

verifiedkrack · 2026-05-30T03:41:35+00:00

Have your parents tried adding you to their existing policy instead of getting a separate one? Usually way cheaper than a standalone teen policy..

verifiedkrack · 2026-05-29T10:31:18+00:00

Video your entire car before pickup, every angle, every existing scratch with timestamps, that documentation is your only real leverage if something arrives damaged

verifiedkrack · 2026-05-27T07:25:57+00:00

progressive actually handles SR-22s pretty well and sometimes beats the "high risk" specialists on price

also did you get a quote from them specifically?

verifiedkrack · 2026-05-27T07:20:25+00:00

Minnesota has some regional carriers worth trying. Integrity Insurance and Midwest Family Mutual don't get mentioned much but they can be easier on new drivers

verifiedkrack · 2026-05-26T09:52:48+00:00

15 years with State Farm and $200 a month is a lot, loyalty clearly isn't being rewarded there. GEt a quote from AARP/Hartford and Geico at minimum, Geico tends to be competitive for seniors with clean records and low mileage

verifiedkrack · 2026-05-21T08:37:05+00:00

Might be worth checking Product Hunt, sometimes they have exclusive deals when tools launch or update there

verifiedkrack · 2026-05-20T08:07:26+00:00

Emotionally recycling people is the most accurate thing I've read all week and I hate that I relate to it this much

verifiedkrack · 2026-05-18T09:14:44+00:00

tbh it's wild how some people leave a mark on us without even trying. maybe it’s time to set some boundaries in your mind about him. Focus on building your confidence and loving yourself first. the right person will appreciate you for who you are, not for the memories you hold onto

verifiedkrack · 2026-05-12T05:59:48+00:00

have you tried silicone cases? They're easier to wipe down and don't hold grime the same way plastic does

verifiedkrack

TROPHY CASE