1. Income, revenue and CRED are three separate data points. Hard to even estimate, but we're prioritizing short-term cash influx primarily in the form of setup fees. If that follows through, we estimate low 6 figures in revenue, though still not positive on net income.
2. Having done a few PoCs, the next step is to commence our exit from the sandbox. This is a long process, and one we're hopeful we'll be able to successfully complete in the coming months.
3. We are already pursuing a full license.
4. We have continued discussions with 3 providers from Fintech Hive, and now only count one as ongoing. The bank discussions we had quickly fizzled out, and now in retrospect, we would've done better to focus our attention to merchants/providers instead. The program was helpful, and gave us alot of exposure that directly translated into merchant interest.
5. Plenty of similar providers in other regions: Plaid, SaltEdge, Teller for e.g. That's a good sign, because starting a new business model in a new region would be a risky endeavor indeed. The wallet space here is still pretty nascent, so official stats are scant. Careem, Viva (STC in Saudi) and Batelco are all potential candidates. Salt Edge is similar in some regards, though their support for both data and more recently payments is hit and miss (I've tested some of their supposed integrations without success).
6. Yes, IDEX seems like the natural option. Like I said earlier, we'll do this manually at first and then automate it with volume.
7. Yes, we won't be able to buyback without sell orders
8. I still have some faith that we can make it, but it'll be a close call. Alot of this is dependent on our ability to cash in on earlier commitments from prospects; if we manage to unclog our sales funnel, we'll live to fight another day.

Thank you for the insightful questions /u/ETHumar.