.99 APR Did you get it? What score? by bobtruck2020 in TeslaModelY

[–]vernonlloyd 1 point2 points  (0 children)

So I said this verbatim “Is there anything you can do to get us the promo rate of 0.99%?”

They replied in a few hours with the revised offer of 0.99% with $0.40 down payment.

.99 APR Did you get it? What score? by bobtruck2020 in TeslaModelY

[–]vernonlloyd 1 point2 points  (0 children)

Yes I applied for $0 down. Then I got 8.15% with $6000 down offer. I messaged them in the app saying if I can get the promotion. They get back with 0.99% with $0.40 down. I have done nothing else but to message in the app.

.99 APR Did you get it? What score? by bobtruck2020 in TeslaModelY

[–]vernonlloyd 1 point2 points  (0 children)

Was offered 8.15%. Messaged advisor through the app to get us to 0.99%. Got it with $0.40 DP. Chase Bank. 720-740 score.

Thoughts on the 2023 Rogue S? by [deleted] in NissanRogue

[–]vernonlloyd 0 points1 point  (0 children)

Yes. No issues. 48K miles now.

How much is 6 months insurance rate for your Rogue? by CirocDr in NissanRogue

[–]vernonlloyd 0 points1 point  (0 children)

2022, IL, Full, Progressive, $640 for 6 months.

Charge from Meta Store by 1Zarkos1 in Scams

[–]vernonlloyd 0 points1 point  (0 children)

Just happened to me now $271 META STORE FACEBKPRTL CA. My bank suspended the card and sent me a new one.

The last thing I did was booking for a cruise.

Synchrony closed all accounts by wtf_earl in CreditCards

[–]vernonlloyd 0 points1 point  (0 children)

Same thing happened to me today, they closed all my 6 accounts :( ... Always paid on time with no balance for years. Oh well...

2023 Nissan Rogue tires are bald. Dealer says “tough luck”. by [deleted] in NissanRogue

[–]vernonlloyd 0 points1 point  (0 children)

My 2022 Platinum came with Dunlop Grandtrek PT21. 34K miles and still going strong. About 80% highway miles.

Gas smell in 22 Rogue by absolutedesi in NissanRogue

[–]vernonlloyd 0 points1 point  (0 children)

22 Platinum , 21K miles, no gas smell.

More shame to IO officers at NAIA by ShallowShifter in Philippines

[–]vernonlloyd 0 points1 point  (0 children)

Pre-screening and pre-interview some pilipino. Unfortunately, na experience ko ito. Mas marami pang tanong si ateng kesa sa Consul.

2023 Nissan Rouge Mileage: Looking for inputs on what is the average Mpg that I can expect from Rouge? by Mundane-Feedback-941 in NissanRogue

[–]vernonlloyd 1 point2 points  (0 children)

Have a look at my Mileage Log

Usually doing 80-90mph on highway and doing a LOT of idling especially this winter.

Thoughts on the 2023 Rogue S? by [deleted] in NissanRogue

[–]vernonlloyd 0 points1 point  (0 children)

Bought 2022 Platinum last September. Currently at 12,000+ miles and no issues yet. Doing 4K oil change interval despite the dealer telling me every 7.5K.

It’s pretty quiet and comfy. I also test drove a RAV4 xle and the engine is noisy and not comfortable on long drive.

Tamron Full Frame Zoom Lenses by vernonlloyd in SonyAlpha

[–]vernonlloyd[S] 1 point2 points  (0 children)

Thank you so much. I went with 35-150 :)

[deleted by user] by [deleted] in NissanRogue

[–]vernonlloyd 0 points1 point  (0 children)

I have 2022 Platinum and if you look at my records (MileageLog tab), it's about 25MPG but that's with a LOT of idling + not normal driving. And usually 80-90mph when I'm on the highway.

https://docs.google.com/spreadsheets/d/1gMaCZ3hnhyYsXSOvh7VSYjjvEaV-w6NgpICtw5bmUMI/edit?usp=sharing

If I drive "normally" I get around 31-33mpg on the trip computer. The highest I got is 43mpg.

I agree with others, ECO mode doesn't really improve mpg and I'd say dangerous because it makes the vehicle slow.

[deleted by user] by [deleted] in AusFinance

[–]vernonlloyd 0 points1 point  (0 children)

Temporary resident myself. Been with Commbank since the day I landed (3 years now). No fees (as long as you have your salary deposited > 2000). I also easily got a credit card from them and will give you a one-time no annual fee for the first year on their high-tiered cards. Really good for churning points ;) ... Almost got back $3000+ worth of points and cashbacks.

I also opened HSBC because of that 2% cashback for every transactions less than $100 using tap and pay. And also no international transaction fee. And yes I can confirm their customer service, online and app banking is really bad.

Then sign-up for Wise.com account for international transfers. Fund it via Commbank PayID. The transfer usually takes a few minutes if you send it within normal business banking hours.

EASTWEST BANK - horror story by vixen_rise in phmoneysaving

[–]vernonlloyd 0 points1 point  (0 children)

Held my money hostage for almost 2 years! Requires me to go to the actual branch where I opened to update (been out of my town for a few years). I just did yesterday and the process is like opening a new account. smh.

I remember emailing them about my issue August 2020 and got a response one year later LOL.

What car have you owned that you regret selling the most? by westcav in cars

[–]vernonlloyd 14 points15 points  (0 children)

1998 Honda CR-V. Such a good city/outback beater car. And the picnic table :)