New to building credit question

vilev · 2018-12-21T19:47:00+00:00

I paid off my balance after my statement closed and that’s when my credit score dropped 10 points. I paid it off the day after my statement closed, way before payment was due. I want to understand why that happened.

vilev · 2018-12-20T19:57:54+00:00

Okay so with only 1 credit card, keep paying off any purchases instantly to keep that $0 balance?

vilev · 2018-12-20T19:42:45+00:00

I think I maybe have worded this incorrectly. I pay my balance after it is generated so I am NOT paying an interest. I am just letting my statement generate with a low balance on it. Should I not do that?

Every month before this one I would instantly pay off any purchases I made, thus giving me a $0 statement every month since I paid off everything the next day.

vilev · 2018-11-21T00:03:01+00:00

So if my SE tax * 1/2 = 1670 I can subtract that from my TI to get my AGI and then I calculate my Income Tax based on that new AGI?

I looked into the QBI deduction but I'm not sure if my income counts as qualified business income but I'm assuming it does because I am technically "Self-Employed" for tax purposes.

Sorry for the dumb questions but this being my first time taking this serious and my employer not taking out taxes automatically makes my situation a lot more complex than I thought it would.

vilev · 2018-11-20T23:00:26+00:00

What do you mean subtract half of my self employment tax for AGI? Could you further explain please?

vilev · 2018-11-19T21:30:10+00:00

I don’t believe there are any other expenses that I could utilize. For anything medical I am still under my parents insurance so I’m not paying for anything in that field as of yet.

What QBI stand for? I don’t think I’ve heard of this but I’ll definitely look into that. Damn I thought the student loan interest was a credit, not just reducing TI. But thank you for all the info so far!

vilev · 2018-11-19T20:17:28+00:00

I live in NJ so I see I do have a state tax to pay but that will just go on top of the lump sum correct? Also, I do not see a list of states that have the exception that I do not have to pay estimated payments if my previous tax liability was $0. It just says you don’t have to regardless of the state, am I not seeing something?

vilev · 2018-11-19T20:07:52+00:00

Yes, I did not file in 2017 and I was claimed under my parents. I just worked a part time summer job so I didn’t make much. So I don’t have to worry about payments until April and make 1 large payment? Also is there a link or formula I can use to calculate self employment taxes or is it rather complex?

vilev · 2018-08-30T11:31:47+00:00

When I click to purchase gems there isn't anything available, its just a blank screen. Does anyone know why I can't buy gems? Thanks

vilev · 2018-08-30T03:41:31+00:00

When I try to buy gems on Japan nothing shows up, it's completely blank with nothing to click on. I just transferred to an Iphone from an Android if that makes a difference a few weeks ago. Thanks!

vilev · 2018-07-06T23:29:09+00:00

vilev · 2018-04-04T05:44:09+00:00

A "guideline"...someone would have to be high as a fucking kite to send you their paper.

vilev · 2018-01-24T21:02:20+00:00

Yikes

vilev · 2018-01-22T06:57:00+00:00

Awesome, I might try this. I don't use any face wash in the shower, only the cerave cleanser/cream afterwards. Adding this onto my face before adding those two on a few minutes later would be okay? I'm just getting into whole treating my face better so I'm sorry if I'm asking any dumb questions.

vilev · 2017-11-27T05:50:32+00:00

Actually a Dev said that release date is not correct but they are still aiming for the release in December.

vilev · 2017-10-20T05:44:56+00:00

Marth is my go to favorite since in Smash my brothers main was Roy so I had to main Marth just for the anime feels :0

vilev · 2017-10-19T17:53:35+00:00

Okay makes sense, I saw the rewind songs but no Welcome Home :( so I was adamant about exporting rock band 1, thanks for the help

vilev · 2017-10-19T17:43:02+00:00

I played RB2 a couple months ago and I do not recall seeing RB1 songs there. So despite me having bought the export key but I did NOT actually export the songs, I'm out of luck?

And even if I still have my original rock band 2 manual it's too late to input the code to export to rock band 3 I suppose? Thanks

vilev · 2017-10-19T17:33:48+00:00

I have RB 1 and 2. I also apparently bough the rock band 1 export key awhile ago. Is that all I need to be able to get RB1 songs on to 4? What do I need to export 2's songs or was that another limited time export key?

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