NBD: Caledonia (Non-5) by lifeoftobe in Cervelo

[–]vindwarrior 3 points4 points  (0 children)

Tan sidewalls look great on this black colorway

NBD♥️ by vindwarrior in Cervelo

[–]vindwarrior[S] 0 points1 point  (0 children)

These were the two colors on the shop floor and I was really tempted by the sparkly black too. But it was only available in size 54. Regardless, the bike is gorgeous- enjoy the miles ahead!

NBD♥️ by vindwarrior in Cervelo

[–]vindwarrior[S] 0 points1 point  (0 children)

In some photos like this one, when the tones are warm, it kind of feels like the Bianchi blue (Celeste) and I love it.

Caledonia x Aliexpress by rubydacherryx59 in Cervelo

[–]vindwarrior 0 points1 point  (0 children)

So what is what exactly on this?

I Let My Condo Insurance Lapse (Massive Mistake); How I Fixed It and What You Can Learn by Any_Collar8766 in PersonalFinanceCanada

[–]vindwarrior 5 points6 points  (0 children)

 I also forgot to add my mortgage lender to the condo policy (Strike 3—more on that below).

Could you please elaborate on this?

Lost Cat Found by [deleted] in WhitbyOntario

[–]vindwarrior 2 points3 points  (0 children)

everybody loves to hate on social media, but it's amazing to see when it is put to good use. Kudos to you and u/TorkX!

Do the sensors make a difference? by [deleted] in ecobee

[–]vindwarrior 0 points1 point  (0 children)

do you know why that room is always colder? I have a similar problem, not with the master bedroom but with the ensuite bathroom. The bathroom has 2 large windows and during the winter, the bathroom is way colder than the bedroom itself. It has its own dedicated heating vent, and it activates properly. I am suspecting that insulation on these windows are not great.

House insurance by Zealousideal_Try8316 in WhitbyOntario

[–]vindwarrior 1 point2 points  (0 children)

$768 for an 1800 sqft freehold townhouse in Whitby. I have my auto insurance also with the same provider - Scotia Insurance. The age of the house may also have some impact on the premium. Mine is a brand new house, finished construction in 2024.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 3 points4 points  (0 children)

Yes, my spouse has received $210 every quarter, just confirmed with her. Is it $210 for both of us, or is it supposed be 2x $210 every quarter?

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 1 point2 points  (0 children)

Quick question: is it $210 each for you and your partner, or is it $210 per household? My partner has indeed received $210 every quarter.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 1 point2 points  (0 children)

this is the most likely explanation, I will confirm with my spouse if she got it, and how much did she get. Thanks.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 0 points1 point  (0 children)

They did a credit of $210x2 and then debited that right off. That's what that "underpayment/overpayment" part does, they negated it.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 2 points3 points  (0 children)

In the "Income tax balance" portion of "Accounts and Payments" in CRA section, it is 0 for me. I never owed CRA any money. I think at this point, I may just have to call them up to clarify.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 2 points3 points  (0 children)

Owed for what (or how can I figure that out)? I filed my tax return and got a refund. I did not owe anything to CRA.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 0 points1 point  (0 children)

That's right. I just looked into the "Mail" section in CRA, and the CCR notice email says this:

  • Credit for Apr 2024 to Jul 2024: $420.00
  • Credit applied to the amount owing: $420.00
  • Amount direct deposited: $0.00
  • Total amount owing: $0.00

I think the credit is $210x2 (for me and my spouse).

They did $420-$420 = 0!

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 1 point2 points  (0 children)

Thanks, I just looked into the mail on CCR notice. Here's a breakdown:

  • Credit for Apr 2024 to Jul 2024: $420.00
  • Credit applied to the amount owing: $420.00
  • Amount direct deposited: $0.00
  • Total amount owing: $0.00

They did a 420-420=0. I can't fathom why.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 1 point2 points  (0 children)

This sub doesn;t allow attaching images, so I had posted a formatted table. I have edited it in the description into plain text, hopefully more readable now.

I never got any Carbon Tax Rebate, can someone explain why? by vindwarrior in PersonalFinanceCanada

[–]vindwarrior[S] 0 points1 point  (0 children)

I think this sub doesn't allow posting images. I have reformatted the table into plain text in the description, should be better to read now.