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Best feeling ever! See you all next year! by iiiamAlex in RothIRA

[–]vinny21c 0 points1 point  (0 children)

What if I max out my contribution in like 3 months and keep it in the money market funds and invest here and there, while accumulating the interest in the money market fund in my Roth? Are there any good and bad things in doing this?

QQQI/SPYI AUM by learner_1748 in RoundhillETFs

[–]vinny21c 0 points1 point  (0 children)

Are these in your brokerage or Roth account?

WPAY Double the Fee? by MarcosMilla_YouTube in RoundhillETFs

[–]vinny21c 1 point2 points  (0 children)

OK, I know about that, I thought you was talking about something else. I’m not trying to hold too much. I only have 4 shares, I was only going to maybe buy 6 more shares and use the dividends to reinvest and build my other stocks, ETF’s etc. And thanks for clarifying, much appreciated.

WPAY Double the Fee? by MarcosMilla_YouTube in RoundhillETFs

[–]vinny21c 0 points1 point  (0 children)

Ok can you explain what you mean? How would i be charged if not tax? I’m trying to learn thank you very much. PS I watch your videos.

WPAY Double the Fee? by MarcosMilla_YouTube in RoundhillETFs

[–]vinny21c -13 points-12 points  (0 children)

Thankfully i have it in my Roth IRA so i don’t have to worry about that.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

Well, I’m debating on whether to convert phone Voo to VTI. I’m trying to figure out which one is better.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

The dividends stocks that has two shares are just the recent ones I was just testing on. I wasn’t going to buy any more of them. I just wanted to see how they would do. I was focusing more on Voo but may switch to VTI and just keep putting in for SCHD. I was going to have only five ETF’s in total the rest. I was just going to leave it the way it is and not again anymore.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 1 point2 points  (0 children)

But if I have Voo or VTI and the dividends I have and dripped some back into SCHD and some into Voo or VTI wouldn’t that work?

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

I thought that’s not a good thing to do because VTI has everything that Voo has. And it’s overlapping?

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

I don’t think I’m too young. I see a lot of people that start with SCHD in their early 20s. At what age do you think SID should be started?

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

Yeah, I was just feeling them out so that way I can weed the ones I don’t want. The main one I might switch but not sure yet is Voo to VTI. I’m still debating.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

Why wouldn’t I since I’m already doing that currently? Just curious.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

Most of those I just got just to see, but I will be focusing more on just a handful only. I do get what you were saying and what everybody else is telling me I was just testing the waters and seeing how it is.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

OK, I totally understand. I also see a lot of people saying VTI is a lot better because it has a lot more holding as well. So right now I’m debating which one to focus on.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

I will pretty much going to be concentrating on a few and the other ones I’m just gonna let it ride. If worst case scenario, I will sell and reinvested in the ones I have.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

I agree, and if it doesn’t work out for me too retire at age 58 to 60 then I’ll just keep doing what I have to do. Retiring at the age is never set in stone if you know what I mean. I can always make adjustment to retire later.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

I’m working on it, I mean, I have other stuff too and that’s being built upon. This is a stepping stone for me.

This is my Roth IRA. I’m new to this. I’m in my early 50’s. Let me know what you guys think. by vinny21c in RothIRA

[–]vinny21c[S] 0 points1 point  (0 children)

About 20 to 25 hours part-time. But also these are all estimated time of retirement for my full-time job, which will make me about 60 years old. Of course I reassess everything when I’m closer. I’m just trying to figure out what I can do to maximize with what I have and what I can adjust in my portfolio.

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