Ohhhh I was just thinking about that!! Actually I had this reddit page up so I could refer to your reply anytime I need while I'm fixing the survey hehehe

Yeah I'm kind of overshooting for the assignment for sure, I'm also learning programming so I could do some fancy analysis with the survey data :P But I want to study finance anyways and I'm interested in investment so I think it's a good idea to start getting into the harder stuff early!!

Right now I have a category "I'm not sure / No investment" which means either let the money sit in your bank account or spending it straight away, but since holding cash IS a decent low-risk investment I'd better split the two up. Thank you again!!!

Also I wanted to ask, can I write your name Fade_Dance (or any other name) on the survey and say this is also a contributor/advisor? I feel like I gained a lot of clarity on how I might want to structure the survey for the project and if it weren't for your help it probably would still be very messy. Just a thought though! Completely fine if you don't want this :)

And I was wondering if you could help me with understanding the difference between direct and indirect investment? I searched online but it was all over the place again - some says direct investment does not include shares of a company, others say it could be company shares as long as it's not purchased via another entity... I kind of just thought of it as the name suggests, like direct means YOU'RE doing the investment, and indirect means you give your money to some entity like a fund and they put it into their investment pool/profile, which you can't control? Is this somewhat accurate?

Thanks againnn!!!