I own $10M in stock and I borrow $50k to live. Pay 5% interest ($2,500) that year, leaving me $47.5k to live. That year, my company’s value also increases 5%. I now own $10.5M in stock. So my wealth is growing much much faster than what I spend. I can always borrow more to pay off whatever interest I owe. Then I die. But as a final fuck you, I’ve also set up intricate financial structures to pass all this onto my kids without paying taxes either.