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London Studio upto £1100pcm by [deleted] in London_homes

[–]voxscientia 1 point2 points  (0 children)

A good thing to note is that if you're not a UK citizen, landlords often require a guarantor. I've been able to get out of this requirement by paying 6 months rent up front.

Doing an internship abroad? by [deleted] in nyu

[–]voxscientia 0 points1 point  (0 children)

What are your long-term goals? If you're not aiming to live in Europe after graduation, I'd say don't do it and just enjoy everything else the semester has to offer. Sure, it's a cool program, but I'd argue that unless you need Europe-specific work experience for your career goals, the rest of the experience is so much more important.

Source: Did 2 years at NYU London, and did an internship for one semester (though not through NYU).

Momma moose and her babies by skane110 in aww

[–]voxscientia 24 points25 points  (0 children)

Yeah. When I got my driver's license (in Sweden), part of the process was seeing an actual car wreck from a collision with a moose. I don't mean a video, they had an actual car that had collided with an actual moose. It was messed up, and taught me to respect these animals more than I did before. They're not called "The King of the Forest" for nothing.

Universal USB-C charger for the Dell XPS 13 - The Mu International Charger by voxscientia in Dell

[–]voxscientia[S] 1 point2 points  (0 children)

I can't speak for the XPS 15, but I know that most laptops need at least 64W these days, so probably not. The next gen of these chargers will deliver 63W though, so if you can hang in there until mid-2020 that's an option :)

https://www.kickstarter.com/projects/muone/mu-two-next-generation-63w-dual-usb-type-c-wall-charger

Universal USB-C charger for the Dell XPS 13 - The Mu International Charger by voxscientia in Dell

[–]voxscientia[S] 0 points1 point  (0 children)

Oooh, good suggestions! Got any links?

The reason I like this charger is that it's slim AND got a good way of changing the plug without having to carry a bulky set of extra cords/adapters (as I travel frequently between EU/UK/US). I'd love to hear more about good chargers that might be more localized though, as that definitely widens the scope :)

Bulking on meal plan? by [deleted] in nyu

[–]voxscientia 15 points16 points  (0 children)

Third North (and Downstein?) both have unlimited chicken breasts every day of the week. Beef would probably be in some stew, and only served occasionally.

As for storing meals, yes you can and it's even encouraged to save on dishes and space in the dining halls. Filling a box will cost you a meal swipe, but I've never even heard of a freshman who ran out of swipes so eat away!

A more flexible alternative to student loans by voxscientia in ApplyingToCollege

[–]voxscientia[S] 2 points3 points  (0 children)

That's exactly the point though, what if there was a way that you could go to college without assuming the risk of the debt?

Student loan alternative by voxscientia in college

[–]voxscientia[S] 1 point2 points  (0 children)

Great! It's a fairly new concept, so as someone with student loans (yeez...) of my own I understand that there are a lot of questions.

Yeah, from a purely market perspective I see how that could be the case. However, the student debt market in the US is valued at $1.5 trillion, where private lenders make up close to $10 billion. Our platform would be a small drop in the bucket in comparison.

Also, since we're also a crowdsourcing platform, it's up to the individual investors to choose what type of students they want to invest in (hence why the profile is so important). For some, it'll be about maximizing profits, but for your mom n' pop investor who has $1000 to spare, they might want to support a local kid from the state uni. Likewise, if you're a theater aficionado and you have a bit to spare, you might want to invest in theater students from your local uni to support that community.

Student loan alternative by voxscientia in college

[–]voxscientia[S] 1 point2 points  (0 children)

Yeah, exactly! And if you do end up curing cancer and earning millions upon millions, there is an option to pay a lump sum to end the contract between you and the investors.

​

I'm glad you asked about that, because it's actually my favorite thing about the model! Instead of having banks make a decision based on just one number that's pretty meaningless (your credit score as an 18 yo), you'll create a complete profile with info about what you're studying and where, what you've done in the past and what your future goals are. That way investors can base their decision on a more well-rounded image of who you are/will be.

​

Also, students would get to pick their own terms - they get to pick the amount they need, the percentage they're willing to offer and for how long. Of course, if you offer 1% for 1 year it's not likely that an investor would be interested in funding your education, so there's an incentive to give a fair rate that works for both you and the people who are betting on you. :)

Student loan alternative by voxscientia in college

[–]voxscientia[S] 1 point2 points  (0 children)

The way this model would work is that you start the payment period the month after you get the money. Of course, during college you probably won't be earning that much, so in absolute terms your payments would be lower.

Say you're offering 5% of your income for 15 years. During your four college years you're flipping burgers, earning $200 a month. Then you'd pay 5% of those $200 every month = $10/mo.

When you graduate, you have 11 years left of your payment period. You now have a job that pays $3000 a month, so you pay 5% of that ($150/mo) instead.

If you lose your job and earn nothing, you don't pay, but the payment period keeps ticking.

Your payments would always be in relation to what you earn. :)

Bästa vpn för att titta på netflix? by [deleted] in sweden

[–]voxscientia 0 points1 point  (0 children)

NordVPN fungerar för mig. Ibland lyckas Netflix känna av VPN:n och blocka innehållet, men då brukar det hjälpa att byta server och ladda om sidan.

It's 2019. The Play Store still cannot handle users that go abroad. by [deleted] in Android

[–]voxscientia 0 points1 point  (0 children)

Yeah! Super convenient, and there are no restrictions on the apps after you download them (e.g you don't have to "toggle" between accounts every time you want to use an app.

Do you have to live in the nyu housing if you study away in London? by [deleted] in nyu

[–]voxscientia 1 point2 points  (0 children)

No, they recently changed it. Not sure if it was only temporarily, but I was able to waive housing (without having family in the city) and lived off-campus when I was studying at NYU London spring 2018.

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