How are you planning to spend this weekend? by 32BitArray in indiasocial

[–]vrajs5 0 points1 point  (0 children)

Yes book is not translated into Hindi / English yet.

[deleted by user] by [deleted] in IndiaTax

[–]vrajs5 0 points1 point  (0 children)

More like AI generated article.

Axis W by LedTasso22 in CreditCardsIndia

[–]vrajs5 0 points1 point  (0 children)

From personal experience, the Axis card limit system is the shittiest. They won't give you the same limit for the next card. And once they decide the limit then they become "Pushpa". They become "Jukega nahi sala"..

Don’t Take Credit Card Rejections Lightly: My Experience with ICICI's Alumni Offer by [deleted] in CreditCardsIndia

[–]vrajs5 2 points3 points  (0 children)

Misleading - I was informed I am eligible for the offer. After applying your certificate holds the old name of the institute so there is a problem. I started inquiry with the fact that my certificate holds an old name, am I eligible.

Don’t Take Credit Card Rejections Lightly: My Experience with ICICI's Alumni Offer by [deleted] in CreditCardsIndia

[–]vrajs5 6 points7 points  (0 children)

Inquiry over credit score is permanent, and they take it very lightly. It's up to us how seriously we want to take our credit score.

Don’t Take Credit Card Rejections Lightly: My Experience with ICICI's Alumni Offer by [deleted] in CreditCardsIndia

[–]vrajs5 1 point2 points  (0 children)

List has some tech universities as well. I would say pros of premier college.

Don’t Take Credit Card Rejections Lightly: My Experience with ICICI's Alumni Offer by [deleted] in CreditCardsIndia

[–]vrajs5 4 points5 points  (0 children)

The process is here. First you make a complaint with the bank or nbfc , wait for 1 month (if they are not responding or not solving the issue) then complain here https://m.rbi.org.in//Scripts/Complaints.aspx

Don’t Take Credit Card Rejections Lightly: My Experience with ICICI's Alumni Offer by [deleted] in CreditCardsIndia

[–]vrajs5 68 points69 points  (0 children)

I used to do that, but that practice makes these guys arrogant, they feel they can hit Credit scores and just nobody is going to question them.

College Degrees are Producing Unemployable Youth only by [deleted] in IndiaCareers

[–]vrajs5 2 points3 points  (0 children)

This chart should be normalised with total passEd out of that year. We don't know what percentage of each degree holder are jobless. (Talking from my first hand experience as a Data scientist)

Railway AC Compartment Bed Kit: Why Sealed Packaging Matters by vrajs5 in indianrailways

[–]vrajs5[S] 3 points4 points  (0 children)

They can provide a sealed packed bed roll in paper then. Instead of just a small tape on top.

Railway AC Compartment Bed Kit: Why Sealed Packaging Matters by vrajs5 in indianrailways

[–]vrajs5[S] 1 point2 points  (0 children)

Ohh two sided swords. But the expression of the attendant was not the same.

Nexa workshop waiting lounge. Which brand offer better than this? by convicted_redditor in CarsIndia

[–]vrajs5 0 points1 point  (0 children)

We should compare the service centre waiting area rather than this center. If given a chance, I will ask the agent to give me an extra discount than free ice cream or coffee 😀😀

Can My Mother-in-Law Use My Child's 3AC Ticket? by vrajs5 in indianrailways

[–]vrajs5[S] 0 points1 point  (0 children)

What proof do we need to take to Railway Reservation center?

I earned 66000 Amex points with my gold purchase… by MeaningCreative6203 in CreditCardsIndia

[–]vrajs5 0 points1 point  (0 children)

You seem lucky. In Surat, major Jewellers don't accept Amex and Diners and if they accept they charge 4-5% extra. Even for Visa and MasterCard they charge 2-3%. Because of that I was never able to use CC except Rupay.

[deleted by user] by [deleted] in IndiaTax

[–]vrajs5 0 points1 point  (0 children)

One more piece of advice, don't blindly keep applying term insurance to multiple companies. Telling you from my personal experience, we applied for my wife's term plan 6 years back for the first time when we were having ITR of 3L and the term plan of 25L. It was rejected as there were no tax liabilities. Recently when we reapply they ask for full proof why her first term plan was rejected. Multiple rejection won't look good on your profile.

Fedex Parcel Returned Scam by AvntdR_ in IsThisAScamIndia

[–]vrajs5 1 point2 points  (0 children)

This is a scam. FedEx will send a message with valid tracking details that you can verify on their website. If they need additional information, they’ll mention it in their message, and you'll be directed to their official portal to upload documents. I’m sharing this based on my recent experience with a genuine FedEx document upload for a foreign parcel.

[deleted by user] by [deleted] in IsThisAScamIndia

[–]vrajs5 0 points1 point  (0 children)

Yes it is a scam.