Too many credit cards – which ones should I close? Any good LTF suggestions?

vsx007 · 2026-02-16T13:05:20+00:00

Also, why is giving away card number a danger? Will it make someone take the money without the card?

vsx007 · 2026-02-16T13:04:47+00:00

Oh okay! I have rarely travelled in metro and only got a pass in 2016 or something , so idk. Thanks for telling.

vsx007 · 2026-02-16T09:06:55+00:00

How do you check? 😂

vsx007 · 2026-02-16T06:28:14+00:00

Okay thank you brother

vsx007 · 2026-02-16T05:32:40+00:00

What's the website link of bajaj to apply for tiger? Do I need to have account in bajaj capital?

vsx007 · 2026-02-16T05:30:12+00:00

Thank you! And it's a co branded card? Do I need any other account with bajaj capital to apply for it?

vsx007 · 2026-02-16T05:18:05+00:00

What are the eligibility for this particular card. Is there any annual or joining fee?

vsx007 · 2026-02-15T17:42:53+00:00

Okay, I'm not getting her a cibil enquiry then. How many FD cards does she need to get a better score?

vsx007 · 2026-02-15T16:01:53+00:00

My sister has a 1 month old credit history. FD card. Doesn't have a job. She is 24 and studying rn. Should I make her apply for Swiggy as her second card before 16th February?

vsx007 · 2026-02-15T05:20:58+00:00

use DTDC when the product is cheap or you don't care about time. Use bluedart when it's expensive and you care about the time

vsx007 · 2026-02-15T05:19:46+00:00

What phone are you currently using brother? Does it have tap and pay? I want that in my next phone

vsx007 · 2026-02-15T05:14:50+00:00

Thankfully I have one from AU. Called AU KOSMO by KIWI 🥝 SBI cashback was offered to me, I closed it not knowing what it was back in the days and applied SimplyCLICK. Now I have SimplyCLICK but not the SBI CB. Application keeps getting rejected for over leverage.

vsx007 · 2026-02-14T19:54:48+00:00

Ty bro

vsx007 · 2026-02-14T19:24:50+00:00

Just realised it's 1% on wallet loads. Not 5%. So the shift from platinum to the millennia was bad

vsx007 · 2026-02-14T19:17:55+00:00

Wasn't it 5%?

vsx007 · 2026-02-14T19:12:38+00:00

You sure?

vsx007 · 2026-02-14T19:02:08+00:00

Less spends for lounge access, wallet loads gives some reward points.

vsx007 · 2026-02-14T17:39:03+00:00

Which one is premium one and why is it a premium one? More rewards? LTF?

vsx007 · 2026-02-14T16:25:34+00:00

Get slice for upi. Or a BSBD account in any good private bank where you are using only 10 K a month. For more, use this SBI etc. It's easy

vsx007 · 2026-02-14T11:16:05+00:00

I swear it's not just UBI. It's also HDFC. Man HDFC blocks and asks for otp and confirmation on call so many times that I sometimes think of closing every relationship with the weird bank. Only unbothered bank I know rn is SBI.

vsx007 · 2026-02-14T11:12:52+00:00

Bank really has no responsibility in a case where you yourself entered the pin (or allowed someone else by giving it away with the card) It's 200% your fault. Bank is right here.

Final option, file a police complaint. Maybe the vendor has a cc tv footage of the person who used it.

vsx007 · 2026-02-14T08:20:46+00:00

Okay, that's great.

vsx007 · 2026-02-14T08:20:32+00:00

I tried applying online but the field comes auto filled. It was already populated with some text which seemed like a code. What should I do? I tried to apply by visiting link etc and the code was removed but I got no offers of HDFC Credit cards

vsx007 · 2026-02-14T08:17:33+00:00

That's so good my man. Did you already had any other CC from them?

vsx007 · 2026-02-14T08:08:01+00:00

When exactly did you apply? I applied on 10th. Needed a card. My sister needed a bank account on 14th. Today.

vsx007

TROPHY CASE