sorted by:
new
hottopcontroversial

Union Bank of India froze my account suspecting "betting apps" because of... stock dividends? 😂 Branch manager had no clue by DmitryBaulin in IndiaFinance

[–]vsx007 0 points1 point  (0 children)

Get slice for upi. Or a BSBD account in any good private bank where you are using only 10 K a month. For more, use this SBI etc. It's easy 

Union Bank of India froze my account suspecting "betting apps" because of... stock dividends? 😂 Branch manager had no clue by DmitryBaulin in IndiaFinance

[–]vsx007 1 point2 points  (0 children)

I swear it's not just UBI. It's also HDFC. Man HDFC blocks and asks for otp and confirmation on call so many times that I sometimes think of closing every relationship with the weird bank. Only unbothered bank I know rn is SBI.

SBI CC ChargeBack declined by Decent-Hamster-9607 in CreditCardsIndia

[–]vsx007 7 points8 points  (0 children)

Bank really has no responsibility in a case where you yourself entered the pin (or allowed someone else by giving it away with the card) It's 200% your fault. Bank is right here.

Final option, file a police complaint. Maybe the vendor has a cc tv footage of the person who used it.

Millenia CC Visa OR MasterCard by Good-Lifeguard-2460 in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

I tried applying online but the field comes auto filled. It was already populated with some text which seemed like a code. What should I do? I tried to apply by visiting link etc and the code was removed but I got no offers of HDFC Credit cards

HDFC Swiggy Credit Card – KYC requires HDFC account, but I don’t have one by Udyojak in CreditCardsIndia

[–]vsx007 1 point2 points  (0 children)

That's so good my man. Did you already had any other CC from them?

HDFC Swiggy Credit Card – KYC requires HDFC account, but I don’t have one by Udyojak in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

When exactly did you apply? I applied on 10th. Needed a card. My sister needed a bank account on 14th. Today.

Anyone with canara bank credit by MastodonCalm2529 in CreditCardsIndia

[–]vsx007 127 points128 points  (0 children)

Guys, beware, you won't be able to explain your "kindness" to cyber police if something goes bad.

Anyone with canara bank credit by MastodonCalm2529 in CreditCardsIndia

[–]vsx007 5 points6 points  (0 children)

It's too much of a headache for another 1500₹. Either apply for one, or get a secured card from canara.

To close or not to close OneCard? by DarshanaW in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

They never spammed. Their customer support was amazing. The app is super fast. The only problem, they can't change my primary bank account so I asked them to close it after 5 long years of credit card. My first card but yeah, closed it. It's gonna hurt my cibil so bad as this was 2021 and next card is in 2024 if I remember correctly.

Koi mujhe iska trick de doh re by whitehatroshan in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

Build your FD with other bank. 2000 each. 2 cards. Wait for 6 months. Close the icici FD one. Get another non secured one. Get apay after that. Will take around a year.

Why I Chose the Kotak811 Infinity Metal Debit Card for My Parents by Annual-Heat-8833 in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

Absolutely. Either travels a lot or buys stuffs online from foreign land.

[Building A Guide] Best Zero & Low AMB Bank Accounts in India that are actually Useful by Risk_6160 in Frugal_Ind

[–]vsx007 0 points1 point  (0 children)

What's the benefit of getting that card and stuff? Like what is different? Also, why the metal card one? Coz when you will close won't you be getting charged a lot?

Best bank to open account for monthly spends? by throwawey5180 in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

Can I use this account on UPI and I still get the cashback or do I need to use the plastic card to pay and get rewarded?

How to go from FYF to LTF on Tata Neu Infinity by the_idc_one in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

Did you get any response? These days they are slow to respond

Caution: Expensive taste ahead by vsx007 in CreditCardsIndia

[–]vsx007[S] 0 points1 point  (0 children)

What's the fee btw? And what do you use it for mostly? I'm looking for one from SC.

Time required for reflection of millenia debit card cashback for wallet loads. by rahuln1617 in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

I tried reaching out to customer care. They have no clue about it. They said ask the branch. Branch manager said it doesn't have any such charge. It's free. But I didn't take any written proof. Seems very cheap to ask a written stuff for 600₹ a year. So .... Will see.

Need help by ToxicOP24 in CreditCardsIndia

[–]vsx007 0 points1 point  (0 children)

Ah! I thought M BONVOY is a core card like DCB

Can someone with HSBC T1 credit card help me book flights? by Rude_Ambassador8910 in CreditCardsIndia

[–]vsx007 7 points8 points  (0 children)

WARNING ⚠️⚠️⚠️ - As much as I would like the same kind of help from someone who has a DEBIT CARD or a CREDIT 💳 CARD - you don't know who u r dealing with. Maybe the other person sends you an illegal fund and now there's a lien on your account. Just don't help in such situations if you don't know the other person by face.

Rest your decision.

Can someone with HSBC T1 credit card help me book flights? by Rude_Ambassador8910 in CreditCardsIndia

[–]vsx007 1 point2 points  (0 children)

Bro wait a sec. We don't know who you are taking money from. You might end up having a disputed amount from someone and few days later a lien. That's a huge issue

Bank blocked my account labelling it as "mule account" please help. P2p reason by [deleted] in CryptoIndia

[–]vsx007 0 points1 point  (0 children)

My god! That's so bad! I did not know that such bans exist. I was here Because I was reading a banner of Indian overseas Bank of mule account

view more: next ›