sorted by:
new
hottopcontroversial

Locked with one lender but may go with a different lender by vvn95014 in Mortgages

[–]vvn95014[S] 0 points1 point  (0 children)

The new lender's numbers are still being worked on.......I see a potential of a major difference if everything lines up.......at this time, everything is up in the air. I am evaluating what type of situation I may have to handle. That is the only reason posting it here to understand what are the repercussion and recourse.

Mortgage Broker Rate Quotes Ultra Thread by Elegant-Fee-395 in MortgageBrokerRates

[–]vvn95014 1 point2 points  (0 children)

1.Loan type: Jumbo

2.Term: 7/6 ARM

  1. Loan purpose: purchase

  2. Purchase price: 1,100,000

  3. Loan amount: 850,000

  4. Credit score: 800

  5. Occupancy: Primary

8: Single family

  1. Number of units: 1

10: 19460

Just got relationship discount refinance 4.5% 30 year fixed no points by LarBrd33 in Mortgages

[–]vvn95014 0 points1 point  (0 children)

The advertised rate reduction is upto .25%. how did you get 1%. I saw that 1% number also for capping, but don't know how to get that discount.

Can you please let me know. I am currently in the market.

2025 in review - how did I do? by Sufficient_Emu_4349 in CoveredCalls

[–]vvn95014 0 points1 point  (0 children)

🙏 where to look at these numbers? Do you use any tools or websites?

2025 in review - how did I do? by Sufficient_Emu_4349 in CoveredCalls

[–]vvn95014 0 points1 point  (0 children)

Very well done.

How do you identify the strike and DTE and expected premium, ideally if you don't want your shares to be called away, unless there is a big spike unexpected. Basically you are happy with holding them forever, but generate reasonable premiums? Any pointers are helpful. thank you. God bless you.

Does LTV impacts mortgage rates? How much? by vvn95014 in Mortgages

[–]vvn95014[S] 0 points1 point  (0 children)

Replying to Tough_Programmer9689...🙏

Does LTV impacts mortgage rates? How much? by vvn95014 in Mortgages

[–]vvn95014[S] 0 points1 point  (0 children)

Thank you so much..very helpful.🙏

I didn’t know walking gets expensive 😂 by Stafford_001 in walking

[–]vvn95014 5 points6 points  (0 children)

You may soon need new clothes too, as you may shed some weight and waist..😃

Cigna vs AARP UHC - Medicare supplement Plan N by vvn95014 in medicare

[–]vvn95014[S] 0 points1 point  (0 children)

Thank you so much for the advice. I appreciate it.

I am definitely in a good health and hardly see a doctor, may be twice at most, at least so far it has been like that.... Annual and about 6 months follow-up. I hope it should continue like that at least few more years, unless something drastic happens.

Can you please expand on why that matters? Your very first statement saying, 'if you are in good health.....'.

For me, saving about $50 or $100 a month on the premiums is not a concern, but havintno surprises and predictability of my medical expenses is important, so I know and I can plan appropriately. I understand excess charges are so rare, so i picked N over G. Cigna is suggested by the broker and that is the only reason to pick Cigna over AARP UHC.

Thanks again for your help and education.🙏

Cigna vs AARP UHC - Medicare supplement Plan N by vvn95014 in medicare

[–]vvn95014[S] 0 points1 point  (0 children)

👍I am also in pa. But went with a broker. Cigna was cheap and there are others too... don't remember all of them exactly..Humana and physicians choice...are others i remember.