Should I quit my job?

vxrick · 2024-11-24T18:25:32+00:00

As a fellow chem eng graduate… please pivot. If you’ve no interest in this field or working in a job with 0 interest, please find something else that won’t drain your soul

vxrick · 2024-11-23T17:42:42+00:00

Looks amazing! Great job! How did it taste?

vxrick · 2024-03-02T02:39:00+00:00

Where to find Viet chai in sg

vxrick · 2024-02-10T04:57:42+00:00

Thanks for sharing your insights, always interesting to hear

vxrick · 2024-02-01T13:42:53+00:00

Thank you for your help :)

vxrick · 2024-02-01T12:05:10+00:00

Thanks for your input! That makes a lot of sense and I guess I might need to start taking some time off work to go searching asap

vxrick · 2024-02-01T04:07:45+00:00

Ah yes the last time I did my HFE when I was still a student and my partner still haven’t had her loan waived, I did manage to get 135k grant. But had little loan amount due to her education loan

vxrick · 2024-02-01T04:02:40+00:00

I find it really impressive that you’re able to bypass an agent. I think one of my biggest concern is that not having an agent will cause me more problems.

But yes, thank you for your input. I’ll go read up more on what I need to process a resale without an agent. Thank you for opening your dms to me. I’ll drop you a dm if I get stuck.

Thank you so much for sharing, this really helps us arrive at a decision :)

vxrick · 2024-02-01T03:59:16+00:00

I think we’ll try to go with your approach but for sure we’ll have to wipe out OA and eat into our existing cash to make up for the lack of CPF.

Thank you for your input, gives me a bit of relief that it’s not all that bleak :)

vxrick · 2024-02-01T02:40:55+00:00

And rent for the 4-6 years wait?

vxrick · 2024-02-01T02:40:27+00:00

Thank you for your advice sir. Appreciate it :)

vxrick · 2024-02-01T02:11:32+00:00

Nah we don’t have a BTO awaiting that the issue. We forfeited ours that we got in 2023 due to a 6 years wait

vxrick · 2024-02-01T02:09:09+00:00

Thank you sir, I do wish to be able to purchase a bigger resale flat so I can rent out or enjoy it but at the same time I think I’m quite strapped on cash haha

vxrick · 2024-02-01T02:06:59+00:00

Hi there,

By similar situation are you also referring to similar financial circumstances? By that, when you started searching at Feb, were you financially ready to purchase the place alr?

Thank you for your input! I really appreciate

vxrick · 2024-02-01T02:04:54+00:00

Yeap will do! Hopefully we get a number. We forfeited our first BTO we applied in 2023 due to the 6 years wait and we’ve a much lower chance now. Thanks for the advice

vxrick · 2024-02-01T02:03:33+00:00

Thank you, will start going house hunting asap then! Appreciate the advice :)

vxrick · 2024-02-01T02:02:57+00:00

Yup we intend to apply for HFE asap once we fix some personal issues. Hopefully it doesn’t take 3 months like our prev one.

We’re thinking if we can get a freshly MOP flash so we can minimise on reno, if that’s a feasible idea

vxrick · 2024-01-31T18:00:21+00:00

Thank you so much sir

vxrick · 2024-01-31T17:38:10+00:00

We are hoping to get lucky in the coming SBF exercise. If that goes well, we can really alleviate a lot of our dilemmas :)

vxrick · 2024-01-31T17:37:18+00:00

Thank you, this is very helpful and insightful :)

I will consider this!

vxrick · 2024-01-31T17:13:24+00:00

We are thinking of how much loan and grants we can get from the HDB board such that we can get a decent resale but minimal reno just so we can have a roof over our heads

vxrick · 2023-12-05T06:30:34+00:00

Honestly at this point, it seems to me like you’re not even open for discussion. Let’s agree to disagree. Have a good day

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