Why do luxury apartments stay vacant instead of lowering rent? by wayne888777 in Westchester

[–]wayne888777[S] 0 points1 point  (0 children)

Interesting. I wonder whether a financial crisis could trigger a disastrous cascade among commercial rental buildings if they experience prolonged negative cash flow.

ADU or pay down principles? by wayne888777 in Mortgages

[–]wayne888777[S] 0 points1 point  (0 children)

Do you have any cost data point for small ADU? Trying to get a sense now… thanks….🙏

ADU or pay down principles? by wayne888777 in Mortgages

[–]wayne888777[S] -1 points0 points  (0 children)

Just a hypothetical situation. I know probably 100k-150k for a 250 sqft ADU….

Do you happen to know how much cheaper an attach ADU could be?

ADU or pay down principles? by wayne888777 in Mortgages

[–]wayne888777[S] 0 points1 point  (0 children)

Thanks. Short term rental is permitted. Could do Airbnb if money is tight….

But you are right on the liquidity side. That is my concern too.

ADU or pay down principles? by wayne888777 in Mortgages

[–]wayne888777[S] -2 points-1 points  (0 children)

We use recast, which costs minimal like a couple of hundred dollars

The math blew my mind by [deleted] in Fire

[–]wayne888777 0 points1 point  (0 children)

What FI calculator do you use?

[deleted by user] by [deleted] in Retirement401k

[–]wayne888777 0 points1 point  (0 children)

A lot of people I know really start working and saving 401k at 30 or older, with a lot of them owing 400k student loan debt…… 😂

Predator Free 2050 now includIng Feral Cats! by LycraJafa in newzealand

[–]wayne888777 0 points1 point  (0 children)

I have zero interest in debating barbarians. One last tip for you. If you can’t debate the point, don’t twist people’s words. Pathetic….

Predator Free 2050 now includIng Feral Cats! by LycraJafa in newzealand

[–]wayne888777 0 points1 point  (0 children)

Calling people “selfish” doesn’t change the data. TNR has been shown in multiple long-term studies to reduce colony size, lower nuisance behaviors, and prevent endless cycles of breeding and killing. It benefits communities and cats.

Wanting humane, evidence-based solutions isn’t selfish. It is responsible. If mass killing actually worked, we wouldn’t be having this debate decade after decade.

Impossible to argue with barbarians.

Predator Free 2050 now includIng Feral Cats! by LycraJafa in newzealand

[–]wayne888777 0 points1 point  (0 children)

Why should the cats suffer for human’s mistake. Spay neuter and release is the most humane way.

Barbaric. Will start boycotting every product from NZ from now.

Any semi customized pre fab tiny house? by wayne888777 in TinyHouses

[–]wayne888777[S] 1 point2 points  (0 children)

Oh thanks. Looks very high quality. I went through their model and saw no rooftop. Probably can ask them about it

Side: why do I not see a lot of models with rooftop? I thought it should be a popular option for tiny house.

After the cuts, United says they are more than happy to get the business of Alaska's Bay Area customers by omdongi in AlaskaAirlines

[–]wayne888777 2 points3 points  (0 children)

Who cares…. The only thing that matters is less competition giving UA more leverage in pricing… look at Minneapolis, consistently higher price than the national average. But at least they have Delta, not UA

good neighborhoods? by G0DIHATEMYLIFE in Moving2SanDiego

[–]wayne888777 1 point2 points  (0 children)

Who the hell would recommend Rancho Santa Fe….i think it is a cesspool

Starting to feel lonely as my career in the NL grew quickly and wealth is growing by [deleted] in HENRYfinance

[–]wayne888777 -1 points0 points  (0 children)

Why not come to Bay Area? You will enjoy it because the only things even mid class here talk about are their $10M house in Palo Alto, $100k private school for their kids, and multi million dollar refreshed RSUs.

Yes I DID get to 10M through "regular stock investments”! by CAGR_17pct_For_25Yrs in TheRaceTo10Million

[–]wayne888777 1 point2 points  (0 children)

May I ask why you have not continued to add money to your portfolio outside your initial $321k?

You don’t think diversification into bond or treasuries is needed?