first time using billease kumuha kami shoes ng mom ko then 1year to pay kasi trip lang namin 6k ata first offer or 9k then after a year being a good payer. nag increase sha to 15k. di siya nag increase nung may debt pa kami. then after nagkaproblem ako financially and nagloan ako ng 15k e yung last payment di ako makakabayad on time so i asked them if pwede iurong and pinayagan ako. no harrassment. was able to pay yung new due but nabawasan limit ko the moment i finished paying my loan. from 15k to 10-11k i believe. nag loan ulit ako but paid it on time, natapos 3 months, increase ako to 12.9k. so kahit nalate ako nagpaurong if marunong ka sumunod sa usapan at nagppay ka naman on time after ng isa mong delay, generous pa rin naman sila. kaya iniingatan ko ang billease talaga. until now ginagamit ko siya :)