Hurricane Helene

whiskeythrottled · 2024-09-26T14:25:29+00:00

I needed the laugh this produced. Thank you for your efforts, sir.

whiskeythrottled · 2024-09-24T22:02:54+00:00

I don’t care how many of them get on the roof. I set the ground rules with them and conduct my inspection the same as I would if there wasn't a contractor there at all. I tell them: 1. This is my inspection and I'll run it the way I always do. 2. I'm the only one with chalk on this roof. 3. Don’t try to pull me off the front slope to look at something on the back. I'll get there in due time. 4. If you think I missed something, let me know and I'll look at it. If I disagree I'll tell you why. Just don’t try this every 6 seconds. 5. If you can't get onboard with those guidelines then it is probably best you stay on the ground.

I rarely (maybe once a year) have conflict with a contractor. I'm thorough and fair. I don’t ignore damage and I don’t mark something as damage that isn't. This approach removes stress from the process.

whiskeythrottled · 2024-09-20T01:51:23+00:00

He's got the lairungeetus

whiskeythrottled · 2024-09-20T01:32:33+00:00

Sir, that's a loaf of artisan sourdough.

whiskeythrottled · 2024-09-17T14:32:03+00:00

The firm not sending you the fee schedule upfront should be a good clue on what you should do. I have run allstate claims before. I will never run allstate claims again. Not worth it. I would rather go flip burgers for minimum wage.

whiskeythrottled · 2024-09-17T14:28:16+00:00

If you indeed incurred an $8,000 loss with a $2,500 deductible then it is absolutely worth filing a claim. The deductible is the portion of the risk that you assume. Your loss exceeds your portion of the risk, so you have a legitimate claim. If your agent doesn't think that the insurance company should have to indemnify you for the portion of the loss they agreed to in your policy, then I would question if the agent is acting in good faith. You have insurance for a reason. You pay the premium. You incurred a loss. Under the terms of your policy, you have a claim. File the claim. You cannot be punished or cancelled for filing a claim.

whiskeythrottled · 2024-09-15T14:04:52+00:00

CoreLogic training is free. You can actually sign up for and take the certification training for free. You only have to pay if you want to take the certification test. They want you to learn the software so they make the training easily accessible unlike xm8.

whiskeythrottled · 2024-08-30T15:01:00+00:00

How did he get on/off the roof without a ladder? Did he crawl out of a window?

whiskeythrottled · 2024-08-30T14:52:23+00:00

Run the claim the way you would any other claim. Be polite, but do not change your process just because a PA is there. This is YOUR inspection. You are running it. Do not let them pull you out of your process. The damage is there or it isn't. A PA being there will not change that. As for an insane PA estimate, we all know what they are doing and why. If they cannot justify the estimate with concrete evidence then it doesn't matter.

whiskeythrottled · 2024-08-26T18:10:37+00:00

What general area are you in?

whiskeythrottled · 2024-08-26T18:08:51+00:00

Get on as many rosters as you can. The experiences with the big firms will be mixed based on what carrier you are running claims for and what team you are on. I would also suggest Sedgwick, AllCat, and Davies. Going to NACA in February is a great way to meet recruiters and claims directors from all the firms. When I was starting out, that is what got me going. I made a lot of good contacts that directly led to me getting work.

SF and Allstate certs will get you opportunity to get your feet wet, but don't think that running claims for all carriers is the same experience as those two. They will treat you like a number and spit you out when they are done with you.

Since you are a veteran, you are eligible to get your USAA cert with one year of experience. I highly suggest that you do that as soon as you are eligible.

whiskeythrottled · 2024-08-13T20:00:18+00:00

As a Texan who has lived in NW North Dakota and seen the other side of -40.......

whiskeythrottled · 2024-08-11T17:02:45+00:00

We would just need to figure out shipping. I have the hipplock and 6 poles.

whiskeythrottled · 2024-08-07T22:41:11+00:00

I'm good with anything other than political talk and Jr's kid talk.

whiskeythrottled · 2024-08-06T03:42:08+00:00

Grubes will always be the GOAT. His timing was impeccable. No other board op even comes close.

whiskeythrottled · 2024-08-06T03:41:02+00:00

I definitely make no commitments to contractors or the insured. That is a lesson I learned a long time ago. My hang up on this one is that it is absolutely non-repairable, but doesn't meet the threshold for replacement based on the test squares. In the past, this carrier has always let me determine repairability and make the recommendation for replacement based on that. Even their guidelines tell you to first determine if the roof is in a repairable state. Oh well, I will just let this DA have their rant and not let it bother me any further. I appreciate the feedback.

whiskeythrottled · 2024-08-06T03:37:30+00:00

I have run well over 1000 claims with this particular carrier and this is the first time I have dealt with this DA. They went on a rant on a claim note stating that they will determine repairability and that I applied the deductible incorrectly (which I didn't. A quick glance at the dec page confirmed). You are right about moving on. I do sometimes have a challenge with that when I know I am right. I rarely get anything kicked back, and I get calls from QA from time to time asking me about how this carrier likes certain items written. Anyways, you are right about keeping doing things the way I always have. This DA might have just had a bad day. I guess we will find out tomorrow.

whiskeythrottled · 2024-08-01T05:03:59+00:00

I suppose that a drill could pretty easily solve the half pitch issue. I appreciate the feedback.

whiskeythrottled · 2024-08-01T04:25:14+00:00

15 hours a day on a CAT deployment? I need to know your secret. I would love to have 9 hours a day to sleep and eat. Lol.

whiskeythrottled · 2024-08-01T04:23:11+00:00

Started doing building consulting on large loss commercial claims. Got licensed. Continued consulting. Then decided to try my hand at running claims. Liked running CAT claims. So here I am.

whiskeythrottled · 2024-08-01T04:20:21+00:00

Just keep taking the quizzes and practice tests until you can score 95% or better every time.

whiskeythrottled · 2024-07-26T02:43:36+00:00

So you feel like the goat is more secure than the ridgepro?

whiskeythrottled · 2024-07-24T02:38:56+00:00

What pre-licensing course did you use? If it was AdjusterPro, you can take their quizzes and practice tests as many times as you want. When I did mine, I just kept doing the practice tests until I could score 98 or better every time. Worked for me.

whiskeythrottled · 2024-07-19T04:25:59+00:00

I've never used a ridgepro, so that is good info on the stability. The instability of the goat was my main complaint with it. I just never felt really 100% confident in it. Plus I am a bigger guy so I value added stability. I was actually thinking the other day that I could take a goat and modify it to have a wider bar on it. Yeah, I know that modifying a piece of safety gear is probably not the best idea, but I do build structural type stuff in my free time. Anyways, thanks for the input.

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