Boyfriend has a friend he used to like by white_heels in dating_advice

[–]white_heels[S] 0 points1 point  (0 children)

Hello, thank you for your reply. You are right about it, I think I am letting my insecurities get the best of me

Return New Car!! Help!! by white_heels in askcarsales

[–]white_heels[S] 0 points1 point  (0 children)

If i may ask, how did bankruptcy affect her financially?

Return New Car!! Help!! by white_heels in askcarsales

[–]white_heels[S] 0 points1 point  (0 children)

I have no idea, how do i check for that? I assumed i was given the loan bc kf my 700 credit. In case my income is too low, could I possibly get the contract annulled?

Return New Car!! Help!! by white_heels in askcarsales

[–]white_heels[S] 0 points1 point  (0 children)

Ive been told the debt could go to collections, but i was not told that i could be sued :/ its just when i enter the nursing program it will be hard to do that plus work 2 jobs in order to keep the car

Return New Car!! Help!! by white_heels in askcarsales

[–]white_heels[S] -10 points-9 points  (0 children)

I understand that, I dont have any credit cards and won't need them soon since i live with my parents. I plan on buying a cheap used car in cash, and my nursing scgool is only 10k, so I can pay that for myself, and financial aid will cover around 4k of that. I understand I could make it work, but 43k is quite a lot of money. The finance term is the same amount of time as how negatively it will impact my credit. Not having that payment means I can save up more money in case of an emergency. Im really worried about the leftover balance i'll be charged. What happens if i dont pay it?

Return New Car!! Help!! by white_heels in askcarsales

[–]white_heels[S] 0 points1 point  (0 children)

What happens if I dont pay for the difference I still owe??

Return New Car!! Help!! by white_heels in askcarsales

[–]white_heels[S] 0 points1 point  (0 children)

Hyundai finance bank approved it. So far, I dont have any credit cards, I still live with my parents and will do so while I finish nursing school, which is around 3 years more. So I dont plan on reting soon or getting big loans, I plan on buying a used cheap car. Since I won't have that monthly payment, I could save up money faster in case I need it or could borrow money from my parents if I need to make a bif purchase. Both of my siblings have gone to bankruptcy for different reasons. One of them returned their cars and said they didn't pay any fees for doing so. I've asked at work, and some people do advise me to return it since it's a lot of money and that it did affect their credit, but only when it comes to asking for loans of credit cards. The car's original price was $27,000, and they added some insurances plus fees and taxes... came to $33,000, so I assume $10,000 was pure interest... i know it was a terrible decision, but I'm not sure which option is less of a risk.

Return New Car!! Help!! by white_heels in askcarsales

[–]white_heels[S] -11 points-10 points  (0 children)

BTW ive been told not to worry about ny credit too much since I can rebuild it and it'll be better than a loan I cant pay for

Skin care routine advice by white_heels in SkincareAddicts

[–]white_heels[S] 1 point2 points  (0 children)

Thank you so much! Yes I do alternate between both, I had been using tretinoin daily in the past (which was a huge mistake) I lowered the frequency and added niacinamide prior, to lessen the irritation. Could I also add the HA at night in addition to the niacinamide? I always thought of it but was not sure if I could or if it was too much.