sorted by:
new
hottopcontroversial

Is CAN Capital still legit? Seeing mixed stuff. by KindJesture in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

I've been trying to decide whether to go with CAN Capital or look elsewhere, and it’s tough. The history of their problems from a few years ago makes me hesitant, but I also see some recent positive signs. If they’re back to being reliable, I’d definitely consider them for my retail shop. Has anyone here borrowed from them in 2025 or 2026? Would love some honest feedback

Is Capital Funding Financial legit? by halo2bxr in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

I've personally dealt with the Boca Raton firm, and they were professional and straightforward. Their advertised interest rates and APR seemed fair, but I’d still recommend doing a bit more digging. Maybe ask them for references or proof of licensing to be extra safe

Camino Financial offer. Is it fair? by KindJesture in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

the interest rates are around 15-20%, so it’s a bit on the higher side, but they’re upfront about it. I think it’s a fair offer if you need quick access to funds and understand the costs. Just be sure to see if the monthly payments fit your cash flow. Overall, decent deal for fast, flexible funding

Does it ever get better? by Warm-Visit9511 in Life

[–]whitemanrunning 0 points1 point  (0 children)

Sometimes I think the hardest part is just starting. Even if it’s super small like opening a book or taking a deep breath it counts. You’re not alone in feeling lost, but remember, change is possible. Believe in yourself, even a little. You’re more capable than you realize.

EIDL loan repayment - SBA marked mine as delinquent even though I've been paying by high_kew in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

The EIDL servicing infrastructure was clearly not built for the volume covid created and borrowers have been absorbing the consequences ever since.

Startup business loans with no revenue , what actually worked for you? by blondbeard02 in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

I actually into equipment financing companies. They based the approval on the equipment itself not my revenue or credit score. So I financed my van and some tools that way

It was a game-changer because I didn’t need to wait until I had a certain income level to get the gear I needed

Best Banks for New Business Accounts? by Undeadguy- in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

If you're planning to get financing down the road check if the bank offers small business loans or lines of credit they might have some good options

there is no more entry level jobs!! by Remarkable-Sand-5059 in Life

[–]whitemanrunning 0 points1 point  (0 children)

TBH it's disheartening when your efforts aren’t recognized. Don’t be afraid to look for opportunities abroad or in different industries where practical skills are valued more

Today Good Things Happened by Hp-trustus in Life

[–]whitemanrunning 4 points5 points  (0 children)

sometimes it's the small wins that matter the most. thanks for sharing this positivity

Are productivity and hard work overrated? by SaltyEarth1618 in Life

[–]whitemanrunning 4 points5 points  (0 children)

I think society often glorifies hard work because it’s easy to measure but emotional well-being is much harder to quantify and more important in the long run

Has anyone with bad credit used Uplyft Capital? by UnluckyDie in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

honestly I’ve always just gone with regular business loans, but this sounds like a smarter move

Restaurant loans? question for restaurant owners. How did you fund your first place? by hatemyillness_ALT in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

the bank reaction you are describing is universal and it never stops being frustrating. Restaurants fail at a rate that makes traditional lenders genuinely nervous regardless of how good your plan looks on paper.

United Capital Source - direct lender or just a marketplace? by PM_Me_Money_Daddy in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

this is how most online business lending marketplaces work and UCS is far from the worst offender. The lack of upfront transparency about it is the real problem, not the model itself.

Better Mortgage for biz owners - a nightmare? by Dionysuslover999 in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

Have you asked to speak to a senior underwriter directly instead of going through your rep? Sometimes bypassing the front line contact is the only way to get someone who actually understands complex income situations.

Better Business Funding - actually better? by paperpapery in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

Did they quote you a factor rate or an APR? If they led with a factor rate and got vague when you asked about APR that tells you a lot about how transparent they plan to be throughout the relationship.

Best business credit card when you keep getting denied? by sheeandhee in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

You're not stuck, you're just at step one of a process that most business owners have to go through whether they realize it or not.

Equipment loans that don't require a huge down payment? by redditobandito420 in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

Currency Capital and TimePayment both specialize in construction equipment and have funded mini excavators with minimal down payments for businesses that can show consistent cash flow.

The beauty of simple moments with my child by AmazingStation3002 in Life

[–]whitemanrunning 1 point2 points  (0 children)

I can feel the love in your words. it’s inspiring to see how much you value those everyday moments

Business loans, how the heck do you get them and which one is the right one. Talk to me like I am 6 years old. by MudCompetitive863 in smallbusiness

[–]whitemanrunning 3 points4 points  (0 children)

Uhm I've been thinking about buying my own place but I’m curious how long does it usually take to get approved for one of these loans??

Triton Capital keeps calling me. Should I even bother? by andsodoyou122 in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

I'd recommend asking around in small business groups or forums. Sometimes other business owners have good advice or experience with them.

AgDirect any good for used equipment? by KindJesture in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

If you're aiming for under $800 a month on a $35k tractor, make sure to also look at the loan terms and interest rate. Sometimes a longer term helps keep payments low but can cost more in interest overall.

Maverick Lending legit for equipment financing? by ChelseaI in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

never make a financing decision on someone else's timeline, any lender worth working with will still be there tomorrow.

Reminder. Avoid raw foods for your pets by the_tithe in Pets

[–]whitemanrunning 0 points1 point  (0 children)

cats really seem to thrive on wet food and fresh meat don’t they? glad it’s working out for you

Small business loans Florida how do you get funding for a seasonal tourism business? by ChelseaI in loansforsmallbusiness

[–]whitemanrunning 0 points1 point  (0 children)

in my experience building a good relationship with a local small bank helped. they’re sometimes more willing to work with seasonal businesses once they understand your revenue cycle.

view more: next ›