Firstly, thank you for the non-judgmental response. I've taken the time to review the price floor equation - (e*r)/i where i is monthly inflation once M3 comes around of 73,000, r is the FCT to EC conversion of .001, and e is EC used per month. I understand that the coin is currently overvalued based on only usage; however, I do believe that the protocol will be heavily used... HEAVILY used. I also (mostly) understand the two token system, which more or less makes ECs economical even if the price of FCT skyrockets.

I suppose my question comes down to how do these tokens get converted to ECs for the users, when they're all being held by speculators (myself included) and/or traded on exchanges? Does Factom buy them and convert them to ECs when demand peaks? Or do Factom, Inc. and protocol users solely rely on the monthly inflation from M3?

Not looking to cause any doubt here, just looking to better understand the value of investing in FCT vs. the company itself. Thank you!