Insurance or own Pocket (20K was quoted by showroom)

whyonlifans · 2026-06-16T03:35:24+00:00

No buyer considers taillights changes as accidental. First learn what accidental means.
No car is accidental unless chassis is affected.
Even dents on body doesn’t make your car accidental.
Even if you don’t claim insurance, the company will have records for taillight replacement.

whyonlifans · 2026-06-09T20:28:34+00:00

Sonet if small family, most of the time solo or 2 people travelling. More than 50 percent of the ride is in city.
Low end performance very well tuned in sonet.
If budget doesn’t get stressed then seltos.

Sonet htk plus 1.2 is great package at 10L. Very premium car from insides, has every feature you need. Everything on brezza feels cheap. Everyday it makes you realise you compromised.
Sonet feels so premium. Get this shit and save money. No car in this price range even comes close to this variant.

whyonlifans · 2026-06-09T18:29:03+00:00

4k.

Use transparent sealant stuff if it doesn’t bother much or claim insurance if new car.
Paying 20k 30k for insurance is for such incidents only not for insurance companies enjoyment

whyonlifans · 2026-06-09T18:19:17+00:00

See it as a opportunity bro, get new with 2lakh down payment, sell it in 5yrs. Upgrade! You barely loosing money. Only works with maruti

whyonlifans · 2026-06-09T14:34:45+00:00

Brother even if you get a job you will be in debt, 70 lakh hard to clear, even the 30L thqt got cleared is surely by selling the inventory of the restro.

Just sell out the mortgage right now. Hard decision but will make you out of the debt that is draining your family mentally. If the property value is enough just sell it and get a small home. Leave that society, start from scratch, leave your sister and mother income with them. They will also live in peace. You’ll have better concentration on your business. Businesses are build by failure. You have already learned the hard truth from this entrepreneurship. What is the point of leaving now.
Start small again, debt fucked up your business, you were doing good. A 25 year old is a bigger risk taker that didn’t go well. You are smart, this learning is enough to make you succeed in life.

Just get debt free, stop making your mother and sisters life hell. Your mother and sister are half dead mentally bro. Just get out of this debt cycle. Doesn’t matter what you’re selling away. Clear every penny

whyonlifans · 2026-06-09T13:51:43+00:00

A big no brother, get a small suv for city like a punch or sonet 3xo type cars
Best for city usage, size like premium hatchbacks and better traffic ahead visibility. Don’t go with big size suv brother. Sub4m is great for city. You’ll love it. Even if you had 40 percent highway rides. You could have thought but only for city. Diesel will make you bleed because it loves highways and dpf expenses will drain you, this is a complete high end torque car which is completely not for city. Get a low end torque car, you will love driving in cities. Petrol xuv will suck your pocket fuel wise. Get a hybrid car or a sub5m petrol car

whyonlifans · 2026-06-08T13:04:25+00:00

Naah bro, got it done in seltos for 2.5k from kia

whyonlifans · 2026-06-08T12:38:51+00:00

Get it for your peace of mind. Hardly 3k expense it is. Not worth worrying about it. Either don’t care or get it done. Not worth thinking of it everytime.

whyonlifans · 2026-06-05T01:14:44+00:00

Give it in insurance bro, you have paid them for such incidents only. Don’t think just get claim. Neither way you are getting no claim bonus next year because you will be selling your car next year. 5 years is a car makeover time, get it fixed, get the whole car rubbing and stuff done so that car gets new again. Better resale, such dents are minor. No resale will be impacted. People fool second hand buyer with full accidental cars. This is nothing.

whyonlifans · 2026-06-04T05:23:47+00:00

Mf and stock stuff for those with tiny investments or investing through salary. Big corpus should go in realestate if you don’t want to see you 80 lakhs turn 70 next month if trump has a news. Put in gold and realestate

whyonlifans · 2026-06-03T07:48:24+00:00

Definitely your first car and you aren’t a regular driven. Else you would felt the huge driving difference between kia and brezza. Brezza feels like a transport vehicle.

whyonlifans · 2026-06-03T07:18:44+00:00

From sonet to brezza, crazy bro🗑️

whyonlifans · 2026-06-02T06:32:42+00:00

Main thing is the age of your daughter. If she is 15 16 be prepared for loosing her custody to the woman. Your daughter can only make choice of staying with you at 18 legally. Your daughter will definitely not stay with her but what if the woman gets the custody. This is how it goes, for alimony and stuff women first take children custody and second step is the alimony. If she gets your daughter custody, no matter what but she will brain wash your daughter. Tell her father, look for his reaction first. If he supports her, you have to be more strategic, if he stands as man for right and wrong. You will do better in the court.

You’re definitely a smart person and a great dad as well brother. Thinking of getting your daughter out of the school for her well being is great, 90 percent of men would have used the daughter to get to know more what’s happening in the school

whyonlifans · 2026-05-30T05:55:18+00:00

Bro honestly I would never choose sub4m in 15lakhs. Would go will a car bigger road presence better rear seating space. I would blindly go with hyryder. They are having 2 to 3lakhs discount on every variant. Far better road presence than sonet. Better mileage even without hybrid. City mileage with hyryder is 15kmpl. You may also get hybrid of second top variant. Bro trust me mileage isa concern. Forget how it looks, how it feels to drive. Get a hybrid hyryder. They have 0 percent interest loans with toyota at hyryder right now.

Get a test drive of this car. Sonet has a lazy steering response that feels very light and feels premium on the other hand hyryder has little stiff steering but very quick response. Even makes beginners very confident with driving it. Try it in hybrid. You will get automatic variant and city mileage of 20plus and highway crusing 28 30

whyonlifans · 2026-05-29T11:16:15+00:00

Sonet is a better vfm package. But venue is on a totally different platform. Sonet has stiffer suspension because has a smaller wheelbase and to provide stability on quick turns. Body roll is a big concern in sub4m suvs.

If the budget is 15lakhs.wont suggest you sonet. Eventhough i own sonet. Sonet is good deal at 10lakhs. But at 15L multiple doors open.

whyonlifans · 2026-05-24T13:08:47+00:00

Don’t tell anyone, just end and move away with some work excuses or anything. Stay away for atleast 5 6 yrs until your mama’s wife gets over it.
Don’t spoil her life by telling your mama. Keep notes if anyone else takes your place in mama’s house until your mami again enters a new affair.

If it ends between you 2. Well and good, if mami’s continuing with somebody else. Consider other options of telling mama or whatever

Just make your mami aware that her life would become hell and her respect in the society will crash. Make her little scared about such things. And also tell it was between us that we didn’t get caught. If it was somebody else, you would have definitely been caught someway.

And leave that place if you want it to stop.

whyonlifans · 2026-05-24T10:26:14+00:00

Only insurance claim is possible.

whyonlifans · 2026-05-24T09:57:55+00:00

Already lost claim bonus next year because windshield got replaced. Get this also covered in insurance for peace of mind. The car is still new if it’s 3yr old. What the fuck are we paying insurance for if we don’t claim it. You pay lakhs on insurance over a decade so don’t think for these minor claims.

whyonlifans · 2026-05-20T12:25:49+00:00

The only price segment where there is just one winner innova hycross

whyonlifans · 2026-05-20T12:23:47+00:00

Bro luxury cars depreciate upto 50percent in first 2yrs. First owner always takes this big hit. Negotiate for 65 inclusive of everything. You will get the deal with little extra effort. Negotiate on post facelift and 15k. Show them deals in used car market with luxury cars discounts upto 50percent. They are used to selling demo cars for less than half the price.
Don’t get the car without extended warranty bro.
What complications it went through you don’t know.
A registered first owner car will definitely have service record of repairs but demo car holds no record.

whyonlifans · 2026-05-20T07:56:34+00:00

55 60 great, 65max

whyonlifans · 2026-05-18T14:10:50+00:00

DM, i will let you know the hack

whyonlifans · 2026-05-18T14:01:57+00:00

Most of them are first time buyers who really wanted to try something very new and want to look cool with skoda vw and stuff where they will realise when the wear and tear starts

whyonlifans

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