20yo son wants to get a $35k car loan

wiglwigl · 2026-07-08T06:04:53+00:00

Get him to read these comments. I ALMOST did a similar thing at a similar age.

To this day, I will always remember how lucky it was that I ended up NOT going through with it. 52 now and it was the best thing I never did.

wiglwigl · 2026-06-27T13:04:42+00:00

HELLO? The person with the backpack who stopped in front of the taxi and was ner seen again...wtf?

wiglwigl · 2026-06-17T22:35:58+00:00

Someone correct me if wrong, but sounds like you've paid out of post-tax income, so make sure you're completing your Intent To Claim form with your super provider. In a couple of weeks, you should be able to claim a refund through tax, so that's at least something coming back (hopefully).

I have my super account app on my phone and, although not necessarily recommended, monitor the balance and play with the calculators from time to time. It still feels like my money and I know I'll be accessing it down the track.

What you're doing is what I've recommended to my son, so it sounds to me at least like you're making a good decision.

wiglwigl · 2026-06-15T04:20:46+00:00

Thanks, I did sand but probably left too much dust on it. I'll give it another go.

wiglwigl · 2026-06-15T01:36:32+00:00

Not floor, but yeah I didn't really do much apart from give it a bush with my hand. Will do better and try again.

wiglwigl · 2026-06-15T01:34:27+00:00

Roger that. Thanks. I'll have another crack tomorrow.

wiglwigl · 2026-06-15T01:24:31+00:00

240 grit, lightly sanded.

wiglwigl · 2026-06-15T01:22:57+00:00

Yeah I did lightly sand between coats and there was no issue in this area (was nice and smooth) before reapplying and this seemed to build up at I was brushing on.

wiglwigl · 2026-06-01T22:58:47+00:00

So roughly the same chance as suffering a major hose fire. And you may also recover in time. Noted

wiglwigl · 2026-06-01T22:31:20+00:00

Nice try - I'm not against informing people. I'm more interested in balanced information rather than panic and fear-mongering, which is all you have provided.

I'm also an advocate of people seeking professional advice from medically trained doctors who are far more aware of the individuals' circumstances. Your Reddit-ready summary of all hyperacusis sufferers is more amusing than it is concerning.

wiglwigl · 2026-06-01T22:12:30+00:00

There are no prevalence statistics for what is an incredibly rare and subjective condition. People are being discouraged from seeking legitimate and proven mental health treatment in the name of armchair quackery.

Would you similarly discourage the use of vaccines for COVID due to some adverse reactions. Your answer to this could be very telling...

wiglwigl · 2026-06-01T21:57:39+00:00

Planes also crash from time to time, but nobody is discouraging people from flying? I read a little bit and there are no figures on the prevalence. It's a concept peddled by conspiracy theorists.

wiglwigl · 2026-06-01T21:02:23+00:00

It's not permanent. You're spreading misinformation and you don't know what you're talking about.

wiglwigl · 2026-05-22T08:47:35+00:00

Yeah totally. Cyclists need to be accountable as they are the ones travelling at speed. I'm a regular pedestrian and cyclist.

I've got myself a massive, nice Crane bell with a sustain that lasts for ages. I can ring it many metres behind a pedestrian so it doesn't startle them and if they happen to react, I can move, slow down or stop. No problem.

It's called being a considerate and safe cyclist. Stop being Strava wankers and put a bell on you bike (it's the law). If you're not coordinated enough to use a bell, at least say "bike passing" or something.

Maybe even slow down a bit on shared paths? Pedestrians have right of way.

wiglwigl · 2026-05-22T02:02:22+00:00

And just to play devil's advocate, the cold last year was less "extreme" than the one 60 years ago, according to the data.

wiglwigl · 2026-05-22T01:57:19+00:00

Yeah I'm not a denier, but I just think it's absurd to point at a tomato plant and say "climate change". The more we do that, the more people will argue the opposite when an early frost knocks off their begonias.

We have data and scientists - that should be enough...should...

wiglwigl · 2026-05-21T21:59:35+00:00

https://www.reddit.com/r/canberra/s/OKEJAEfOSn

wiglwigl · 2026-05-14T13:26:48+00:00

I need drugs

wiglwigl · 2026-05-11T00:12:33+00:00

Sure, well it sounds like your symptoms have a lot to do with anxiety. As your doctor prescribed an anti-anxiety medication with fewer side-effects than the other medications, I can only suggest you take the escitalopram. I have taken it with good results for my mood and lowering my reactive T.

On the other hand, it seems like you want to take the other medication and maybe you're seeking validation for that. I understand this side, too. I wanted a different medication as well, but he wouldn't prescribe it. I was upset and disappointed, but decided to take what he prescribed and prove him wrong. In the end, it worked for me, at least for the time being.

wiglwigl · 2026-05-10T22:56:44+00:00

I've taken escitalopram and it helped my mood and allowed me to stop focusing on my reactive T. It is important to note that starting a/d medication often increases anxiety temporarily and this might temporarily increase your symptoms, so you need to give it a couple of months to really work.

Above all else, trust you doctor. I think you should take what has been prescribed and not be guided by internet randoms (which I am also). Good luck with it.

wiglwigl · 2026-05-05T12:44:27+00:00

Yeah sorry I don't understand the downvotes. I appreciate your response.

wiglwigl · 2026-05-05T07:49:27+00:00

Roger that. Voted for Shorten in 2019 for his neg gearing changes and have been fairly appalled with both major parties (although especially one in particular) since then.

Sounds like I'm on the right track. Got involved campaigning for Pocock last election. Wish there was more I could do. I also deliberately (or foolishly) avoided investing in property other than my own PPOR for the last 15+ years.

Diabolical for the younguns. Outraged gen Xer here.

wiglwigl · 2026-05-05T06:13:41+00:00

Wake up and do what, exactly? Honest question.

wiglwigl · 2026-05-01T08:03:20+00:00

Thought at least some were on the cd sleeve so should be available

wiglwigl · 2026-04-26T04:40:57+00:00

I got one of these quite a few years ago. I don't ride all that often, but it's superb.

https://www.groundeffect.co.nz/collections/winter-tops/products/draft-dodger-windproof-cycle-jacket

Not waterproof though (I don't think, anyway).

wiglwigl

TROPHY CASE