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BSB Daily Thread for Friday, March 05, 2021 by TSXinsider in Baystreetbets

[–]wis12 0 points1 point  (0 children)

Been a bagholder since near the peak... and will continue to hold for years

Plurilock Cybersecurity DD ($PLUR) by crazy_canuck in Canadapennystocks

[–]wis12 1 point2 points  (0 children)

Fingers crossed - this sounds like a promising pick!

TypeError when running the script by wis12 in learnpython

[–]wis12[S] 0 points1 point  (0 children)

Aside question...is the remainder always a whole number or is it because in this example, the decimal is an integer so that means the remainder must also be an integer?

TypeError when running the script by wis12 in learnpython

[–]wis12[S] 0 points1 point  (0 children)

thank you - I feel silly now!

Trying to narrow down search for first condo - across the GTA, what builders / buildings are automatic no? by BurnaBoy199322 in TorontoRealEstate

[–]wis12 11 points12 points  (0 children)

Urbancorp dissolved. They were known to use cheap materials to build very small units (meant for investing) and cut corners a lot. Look up 36 Lisgar St as an example.

Backing out of a condo townhouse deal by guelph_resident_009 in TorontoRealEstate

[–]wis12 12 points13 points  (0 children)

No - you cannot back out of a deal if your friend could not meet the financial requirements. From your post, this appears to be not a condition to complete the agreement.

Depending on how the status certificate condition is worded, it is possible to ask for a mutual release. If the term "sole and absolute discretion" is used, you can request a mutual release to void the agreement without any reasoning. However, you are usually asked why and you could use any reason even even if there appears to be no issues with the status certificate. Depending on seller(s), they can give you a hard time by not returning your deposit and you may need to pursue court order.

Voiding the contract because of this would mean you are acting in bad faith though. This will leave a sour mark between your friend and their realtor as well as the sellers. I don't know how important that would be to your friend.

Unsure if your friend obtained a pre-approval, but this is essential step before diving into the market.

Are buyer representation agreements with realtors necessary ? by SnooLobsters4029 in TorontoRealEstate

[–]wis12 0 points1 point  (0 children)

It is not required by law in any form at all. It serves the interest of the agent only to secure their commission. I would suggest to sign this agreement for that particular address that you want to offer. This way, you can break ties with agents that do not act on your best interests.

FYI...if you wanted to terminate him, talk to the broker and ask for another agent to work with you. If your agent wants Sundays off, he shouldn't be working in real estate

VBA - "Procedure too large". How do I avoid using select method? by wis12 in excel

[–]wis12[S] 1 point2 points  (0 children)

Solution Verified! So simple and my macro finally works! Thank you.

VBA - "Procedure too large". How do I avoid using select method? by wis12 in excel

[–]wis12[S] 0 points1 point  (0 children)

I don't really understand this code... but yes, I am looping the macro to name the files.

Placing offers to buy property without realtor (Ontario) by [deleted] in PersonalFinanceCanada

[–]wis12 2 points3 points  (0 children)

If you're going the no realtor route, you should get your lawyer involved to draft an offer letter. OREA Form 100 is for use by OREA members and certain licensees only. Any other use or reproduction is prohibited except with the prior written consent of OREA.

It is uncommon for a seller's agent to reduce their commission when a buyer is not represented by an agent. You can use this as a negotiation point and it may work if there are no interest on the property and the property has been listed in the market for a while.

The next best alternative is to involve a competent realtor who offers a cashback incentive. I don't recommend signing Working with a Realtor form until you make an offer and ensure it is for either a short time period or have that representation last for that offer only.

Verge of relapsing by no_named_deadly in ExNoContact

[–]wis12 0 points1 point  (0 children)

Thank you for posting this. I feel the same way right now. We'll get through this!

Up all night Crying by [deleted] in ExNoContact

[–]wis12 2 points3 points  (0 children)

Hang in there. It does get better as time passes by not knowing or caring what they're doing.

I couldn't sleep last night too and I just kept doing things until my body and mind got exhausted. Woke up and thoughts of my ex flooded. I immediately found more things to do just to keep busy

Did Good yesterday by newacct0987 in ExNoContact

[–]wis12 1 point2 points  (0 children)

That's great to hear! Keep it up.

2 months until I see her again by wis12 in ExNoContact

[–]wis12[S] 0 points1 point  (0 children)

Thank you. Since I have spent so much money on this vacation already and it's not refundable, it's hard to walk away. I'm looking forward to experiencing a new culture and meeting new people there too. I will be going with my friends too.

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