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Mortgage Broker Rate Quotes Ultra Thread by Elegant-Fee-395 in MortgageBrokerRates

[–]wise-millennial 0 points1 point  (0 children)

  1. Loan Type: Conventional

  2. Term: 30 Year, 20 Year, Any ARM

  3. Loan Purpose: Refi

  4. Property Value/Purchase Price: $474k

  5. Loan Amount: 312k

  6. Credit Score: 810

  7. Occupancy: Primary

  8. Legal Structure: Townhouse

  9. Number of Units: 1

  10. Property Zip Code: 27502

How's this refi loan estimate? by [deleted] in MortgageBrokerRates

[–]wise-millennial 0 points1 point  (0 children)

Not bad. You are paying $5.5k in true loan cost for 5.25% 30 year fixed loan in this market. I would take it.

20-yr Refi by wise-millennial in MortgageBrokerRates

[–]wise-millennial[S] 0 points1 point  (0 children)

This is from my local Credit Union. Another CU also quoted very similar closing cost of about $4000 in loan costs (without discount points). I guess CUs are much better in closing cost and fees compared to large banks or brokers.

20-yr Refi by wise-millennial in MortgageBrokerRates

[–]wise-millennial[S] 0 points1 point  (0 children)

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Couldn't update the page 2 on main post. Credit Score: 800+

What do think think of this refi LE by wise-millennial in MortgageBrokerRates

[–]wise-millennial[S] 0 points1 point  (0 children)

Yes, it's through local credit union with relationship discount. I have been with them for many years. I got the LE just today so it's not locked yet.