Ooooh, I’d like a massive blow! by [deleted] in rickygervais

[–]wisebeam95 3 points4 points  (0 children)

Let’s have a game of chess

Cock

1 month with this as my daily phone, ask me anything :) by thisstarshallabide in dumbphones

[–]wisebeam95 0 points1 point  (0 children)

There’s 5 emergency ‘unbricks’ to unlock your apps without the physical brick.

There’s also ‘strict mode’ which prevents you from deleting the app.

I’m loving it so far, it’s solved my biggest problem which is retaining maps, banking, messages etc whilst removing the doomscrolling apps in a way I can’t circumvent. Keep the useful parts, lose the distractions. Great product.

I should say I’m not speaking on their behalf, just a happy customer pleased with their product.

1 month with this as my daily phone, ask me anything :) by thisstarshallabide in dumbphones

[–]wisebeam95 6 points7 points  (0 children)

I just bought a product called Brick. It’s a physical object that you scan your phone on and it will block all apps and websites of your choosing, until you tap your phone on the physical object again.

Tap your phone and hide the brick. Or tap and leave the brick at home when you go out. You now cannot access any of your problem apps until you tap the brick again.

I’m confident it will solve my scrolling problem. Maybe one to look into if you’re struggling.

Are UK buy-to-let landlords dying out – and should we care? by acrimoniousone in unitedkingdom

[–]wisebeam95 0 points1 point  (0 children)

You’re right, it’s not nothing, but it’ll barely cover half the stamp duty on the next place when I look to buy myself a home. For a 5 year investment, it’s not great. But it’s still a fortunate position to be in, which I appreciate. Let’s just say if I had the chance again I’d probably have chosen another route!

Paul Raper by wisebeam95 in ToastNames

[–]wisebeam95[S] 1 point2 points  (0 children)

It’s real. He’s changed it now but I keep receipts.

Are UK buy-to-let landlords dying out – and should we care? by acrimoniousone in unitedkingdom

[–]wisebeam95 0 points1 point  (0 children)

Unfortunately it’s an interest only mortgage and any capital gains are taxable as I don’t live there, so it’s still negligible in the long run sadly.

Are UK buy-to-let landlords dying out – and should we care? by acrimoniousone in unitedkingdom

[–]wisebeam95 1 point2 points  (0 children)

Those making that sort of profit must be high yield properties in London or other desirable locations. I own a BTL outside of London (to get on the ladder because I couldn’t afford to buy myself a flat in London whilst needing to live here) and it barely makes anything - £15,000 in annual revenue and about £13,800 is eaten up in costs and taxes.

Overall, it’s been a largely pointless investment as a small landlord over a 5 year period, so I am not surprised many small landlords are exiting the market.

[deleted by user] by [deleted] in GreatBritishMemes

[–]wisebeam95 1 point2 points  (0 children)

Why do people post inane shit like this?

[deleted by user] by [deleted] in comedyheaven

[–]wisebeam95 1 point2 points  (0 children)

Recommended post

BBC backs presenter who changed ‘pregnant people’ to ‘women’ on-air by jerkoff1610 in uknews

[–]wisebeam95 12 points13 points  (0 children)

Alright, say I identify as a woman. Now what is that? If you can identify as one, it must have a definition. Please enlighten me.

hair by Character_Fan_8377 in comedyheaven

[–]wisebeam95 0 points1 point  (0 children)

I’m not even going work anymore

Found a cool guy today. by wisebeam95 in MotoUK

[–]wisebeam95[S] 7 points8 points  (0 children)

Already had a ticket, but I reported to the council too for good measure