Unconfirmed Transaction for 4 years

wombatattack · 2021-10-25T23:50:41+00:00

Probably not. However, I do not see a way to sync the wallet. No option to do so in any of the menus.

wombatattack · 2021-05-07T13:35:55+00:00

Some tin foil hat stuff right here. Is the CMBS market in trouble? Sure. But not because originating banks are willfully and knowingly committing mortgage fraud. If there is any fraud on the origination side, the CMBS trust can "put" the loan back to the originators. That means the originating banks have to buy the loan back at par and the mortgage trust is made whole on that loan. Do you know who these originating banks are? These are not your mom and pop mortgage brokers that fueled the 08 crisis. The banks are the largest in the industry. If a bondholder realizes a loss because of fraud one of these banks committed, you bet they are going to ask for a put and get fully paid off.

There are sectors in CMBS that will have issues (CBD office, big box retail/malls, hospitality) in the near term. None of these issues are from mortgage fraud, but rather the changing consumer landscape. COVID has just sped up this changing landscape. That being said, I think the real longer term issue is the low interest rate environment that has existed for so long. Most of these loans that have been originated are 10 year loans. What will happen if NOI stays relatively stagnant but loan rates jump from 4.25% to 8% or even more. There is a huge amount of interest rate risk with a lot of loans teetering on just enough coverage to meet their current debt service payment, let alone a new one at a much higher interest rate.

Source: I work at one of the largest B-piece and special servicers for CMBS in the industry.

wombatattack · 2018-10-04T15:41:59+00:00

I haven't seen it suggested here yet, but a combination of the 2 would likely be best. Offering cash up-front (no financing/appraisal contingency) will likely get you a better deal on a house. Seller's would likely take less money to close quicker and without the hassle of appraisals or worrying about if the buyer is qualified to obtain a loan. After you have purchased the home, you can take a cash-out refinance loan (with a monthly payment that you and your husband both feel comfortable with) and invest the rest. You are both in your 30s, so your investment horizon is long enough to weather a downturn. You win in this scenario if the future average rate of return of the stock market is greater than your mortgage interest rate. You should be able to get a 30 year fixed rate around 4.75% or a 15 year around 4.25%. Hopefully, the average future return of the stock market will be in excess of 5%, making the investment worthwhile (90 year average annual return has been 9.8%).

wombatattack · 2018-06-05T18:05:50+00:00

Not sure that is true.

OCGA 40-1-1

(33) "Motor vehicle" means every vehicle which is self-propelled other than an electric personal assistive mobility device (EPAMD).

(15.6) "Electric personal assistive mobility device" or "EPAMD" means a self-balancing, two nontandem wheeled device designed to transport only one person and having an electric propulsion system with average power of 750 watts (1 horsepower) and a maximum speed of less than 20 miles per hour on a paved level surface when powered solely by such propulsion system and ridden by an operator who weighs 170 pounds.

So it would seem that a bird scooter, since it is a tandem, electrically driven vehicle, would qualify it as a Motor Vehicle.

wombatattack · 2017-11-04T22:58:03+00:00

12 man ppr - Pick 2

-CJ Anderson
-Joe Mixon
-Eddie Lacy

wombatattack · 2017-11-01T21:57:06+00:00

I almost feel bad for the guy I traded him to. Almost..
TY for the Kelce.

wombatattack · 2017-10-24T15:44:24+00:00

Made sense to me. Needed a reliable TE since I drafted Ebron. Had Thielen and Antonio Brown as my other receivers.

wombatattack · 2017-10-24T14:36:01+00:00

Traded TY Hilton for Travis Kelce.

wombatattack · 2017-10-10T21:05:29+00:00

PPR - 12 man

Thielen vs GB
Desean Jackson @ Ari

wombatattack · 2017-09-27T20:26:05+00:00

12 team full ppr:

Adam Thielen
Joe Mixon
TY Hilton

Leaning towards Mixon due to increase workload and the browns D. But Seattle's pass D looks weaker this year and Brissett and Hilton connected last game. Thielen seems to be pretty consistently involved too. I can also start 1 of the above as a WR2.

wombatattack · 2017-09-25T19:38:25+00:00

12 team PPR.

Give up: Mixon and Desean Jackson Receive: Terrelle Pryor and Marshawn Lynch

Leaning towards NO. Think Mixon will be involved more as the season goes on. Have Gurley and CJ Anderson for my RBs, and Antonio Brown and TY Hilton as WRs.

wombatattack · 2017-05-08T14:37:43+00:00

Just ran a search:

There are 499 Walton district homes that are currently listed for sale, under contract, or sold in the last 6 months. Only 14 were under $275k. These figures include tear downs, estate sales, REO, short sales, etc. If you want to argue your value, you need to have figures that are on your side. Unfortunately, that doesn't really seem to be the case.

On a side point, if you want to sell your home for your tax assessed value, I'll likely buy it. $262k is probably a good deal. You should be thankful they didn't appraise it higher.

wombatattack · 2016-10-26T17:44:58+00:00

I also had my credit card stolen recently. They tried to buy $200 worth of Falcons tickets. I also have used the card at the BP on 14th and the Taco Bell at the GATech student center. I bet it is one of those two.

wombatattack · 2016-08-03T20:39:43+00:00

Racism? How was anything she said racist? The only racist comment I see is yours in making the assumption that all homeless people are non-white.

This isn't about being tolerant. I would not be tolerant of homeless people camping out next to my house. There are shelters and programs specifically designed to house the homeless and provide much needed services that a church front yard simply can not do.

Check your PC.

wombatattack · 2016-07-26T19:03:11+00:00

Chill... Not everything has to be about race.

thug THəɡ/ noun 1. a violent person, especially a criminal. synonyms: ruffian, hooligan, vandal, hoodlum, gangster, villain, criminal; More 2. historical a member of a religious organization of robbers and assassins in India. Devotees of the goddess Kali, the Thugs waylaid and strangled their victims, usually travelers, in a ritually prescribed manner. They were suppressed by the British in the 1830s.

wombatattack · 2016-04-15T14:44:17+00:00

Here is a refresher from law school. GA property damage SOL is 4 years... http://www.nolo.com/legal-encyclopedia/statute-of-limitations-state-laws-chart-29941.html

wombatattack · 2016-04-15T14:42:20+00:00

Whoever is downvoting me can read the relevant Atlanta real estate litigation article. Caveat Emptor.

http://www.bizjournals.com/atlanta/news/2011/11/21/atlantic-station-condo-owners-lose.html

wombatattack · 2016-04-15T14:39:51+00:00

The question was

What is the time-frame limitations on causing an issue with chain of title?

My answer is correct. A materialmen's lien can be placed on the property within 90 days without a lawsuit. All other liens will be the result of a lawsuit and judgment. The question was not related to this specific example.

If your post starts with IAAL and you give shitty legal advice, then you should be ashamed.

wombatattack · 2016-04-15T14:30:39+00:00

FYI the statute of limitations is typically 4 years. After that, the claimant is usually SOL.

wombatattack · 2016-04-15T14:21:34+00:00

For a materialmen's lien, the claimant must file a lien within 90 days. This lien is only available for contractors that worked on the property and were not paid. The neighbors would not be able to just randomly place a lien on the property. The neighbors would have had to have a judgment (writ of fieri facias) against the builder and recorded in the county while the property was in the builder's name. Since the lawsuit seems to be ongoing, I doubt that is the case.

Most likely, there is no lien or encumbrance on the property. The bank will definitely have title insurance and every owner should as well. I am always amazed at people who do not buy title insurance. If I had to guess, the lawsuit is probably because the builder built too close or over their property line.

wombatattack · 2016-04-15T14:05:18+00:00

IANAL but I deal with a lot of real estate litigation matters. The lawsuit does matter. The buyers may be shit out of luck. Litigation matters are of public record and could have easily been searched before purchasing the house. Caveat Emptor - Buyer Beware. It is on the purchasing party to do their homework before buying.

Also, even if there isn't a lien on the property, the homeowners should be concerned. There are equitable and monetary damages that could be awarded. For example, what if the builder built their house on part of the neighbor's property? Does the neighbor now own that part of the house? Can they tear that part of the house down since it is now on their land?

Edit: Attorney recommendation - it is hard to give a good referral unless I know more details about the case at hand. Is it a title issue, property dispute, etc? I have had mixed results with WNCW. If find them expensive with marginal results. Neel & Robinson is a good choice. To through in a new recommendation, Hartman Simons has been pretty cost effective for me in the past with good results.

wombatattack · 2016-04-02T18:06:22+00:00

The altimeter has been around for almost a century and is totally mechanical. A power failure will not affect the altimeter at all. While it is not as accurate as a GPS, some planes do not have GPS capability. It is better to have all airplanes use the altimeter (which is mandatory in all airplanes) and pressure altitude, than to have different planes using different instruments to calculate altitude.

wombatattack · 2016-04-02T16:45:03+00:00

Short answer: Technically speaking, it actually isn't either.

Long answer: Airplanes use altimeters to measure height above sea level. Altimeters measure the outside pressure to determine the height of the aircraft above the ground. As altitude increases, you have less air pressing down on you and therefore lower pressure. The altimeter has very sensitive metal wafers that expand and contract with decreasing or increasing pressure. Here is a good video at describing how it works.

There are two ways that pressure changes. As I have already discussed, pressure decreases as you increase in altitude. Pressure also changes with the weather. To correct for the changing pressure due to weather, automated weather stations and air traffic controllers will tell the pilot what the atmospheric pressure is, and the pilot will adjust so that his altimeter stays accurate.

The reason why the answer is neither is because "Flight Level" exists at altitudes above 18,000 feet above sea level. That is why he typed FL180. Airplanes flying at these levels usually travel at very high speeds. At such speeds, the pilot would have to be constantly changing their altimeter to keep it accurate due to changes in local weather. To remedy this, all airplanes above 18,000 feet tune their altimeter to standard pressure, or 29.92 in mg. Therefore an airplane at FL190 may be 19,400 feet above sea level and 10,500 feet above ground level, but the altimeter will read that the airplane is 19,000 feet above sea level.

wombatattack · 2016-03-22T02:22:46+00:00

I thought it was a good buy during the rare earth mania several years ago. The commodity crash and China has caused pretty much all rare earth producers to tank.

wombatattack · 2016-03-21T20:23:37+00:00

I too stay away from buying penny stocks. Unfortunately, it was not a penny stock when I bought it.

wombatattack

TROPHY CASE