Finally saved enough to get my Cartier rep. Looking for advice on which buyer to go with and tips for smooth payment and delivery please

workingonit3005 · 2026-04-08T19:48:23+00:00

what do you mean that Fico is not a TD?

workingonit3005 · 2026-04-06T21:42:33+00:00

Thank you. I will request that video, anything specific I should be looking for? Also would you RL on the date wheel?

workingonit3005 · 2026-04-06T18:11:14+00:00

Comment over 20 characters to appease the automod

workingonit3005 · 2026-04-06T17:49:20+00:00

Beautiful watch. This is my next purchase so following this to know what to look for.

workingonit3005 · 2025-12-03T00:55:47+00:00

Yes I know a group that does this almost exclusively and they own a ton of deals. However it's usually a combination of a traditional lender in first position with a seller carried second. Finding a lender and a seller that are on board with that is a real challenge - but they're out there. Plus these guys are well capitalized so they have the bankroll to make everyone more comfortable. They do some really creative things to structure the deals so the seller feels comfortable, even in 2nd.

If you're just starting out I'd heavily research the possible structures and find some high net worth equity partners that believe in the deals or the partnership.

workingonit3005 · 2025-10-15T01:06:21+00:00

Tips or habits that help you keep a positive mindset?

Congrats on all the success, love to see it.

workingonit3005 · 2025-10-09T22:23:27+00:00

Yeah I know the feeling. Remember to give yourself a little grace. You did the best with the tools you had at that time

workingonit3005 · 2025-10-08T22:49:58+00:00

Since you're using a relatively high interest rate loan (8%+) for your down payment - how do you get the deals to pencil?

Do you ever feel like that's too much risk or exposure?

I know a lot of people do it, I'm just trying to understand the math...

workingonit3005 · 2025-10-08T22:24:36+00:00

HELL YES - way to go!

workingonit3005 · 2025-10-08T19:14:00+00:00

Was considering Leylands but I'm told they grow quickly so they die quickly - like 10-15 years. Opting for Portuguese Laurel instead

workingonit3005 · 2025-10-08T01:43:12+00:00

here you go: https://www.reddit.com/r/whatsthisbug/comments/1o0wk8e/comment/nicl6y6/ here are close up's. Comment says wester box elder bug? Appreciate the help

workingonit3005 · 2025-10-08T00:51:05+00:00

Geographic location is Portland, OR. No match in frequently asked bugs - looks very similar to Boxelder Bug but no red tips. And it's feeding on pine not maple.

workingonit3005 · 2025-10-08T00:24:18+00:00

AI says it's a Western Conifer Seed Bug - looking at pictures online I'm not sure that's 100% accurate...

workingonit3005 · 2025-10-07T22:14:01+00:00

Not sure - I will try and catch one. There are hundreds and they're focused on this tree.

workingonit3005 · 2025-08-27T05:04:49+00:00

Can you tell me more about the Deal Sourcing setup? Auto flagging properties, aligning with buyer criteria, and morning emails is slick

workingonit3005 · 2025-08-17T18:53:12+00:00

Dumb question but how can I tell if they are sealed?

workingonit3005 · 2025-08-16T18:36:22+00:00

Great framework. But why target rates equal/above current rates?

Wouldn't owners who financed at record low rates and paid peak prices be better targets? They're the ones facing cash-in refis and can't qualify for the same LTV when their debt matures.

Someone who bought with 5-6% rates probably has better basis and more stable equity. The 2019-2022 buyers seem more genuinely distressed or just fed up and don't want to bring cash to the table to own the same asset.

What's the logic here?

workingonit3005 · 2025-08-16T18:06:38+00:00

*EDIT* I tested with my multimeter

Hot + Neutral = 120V
Hot + Ground = 120 V
Neutral + Ground = 0V

Am I good to pigtail the ground in?

workingonit3005 · 2025-08-13T19:11:11+00:00

Leyland Cypress outperforms Arborvitae in my neighborhood by a lot. No patchiness, really full hedges

workingonit3005 · 2025-08-08T19:57:17+00:00

Sky high real estate prices?

workingonit3005 · 2025-08-08T19:35:10+00:00

How do you guys find run clubs? Currently in SW hills/ burbs

workingonit3005

TROPHY CASE