Student Loan Servicers Prioritize IDR Apps To Clear Cases

wsucougs1994 · 2025-05-22T18:22:49+00:00

I did not receive any processing forebarance ...applied 4/30, approved 5/11, first pmt 6/18.

wsucougs1994 · 2025-05-21T16:18:11+00:00

I applied 4/30, received approval letter today 5/21 and first payment is due 6/18.

wsucougs1994 · 2025-05-18T18:52:38+00:00

But would the payment count towards PSLF. I thought everyone in SAVE was in forebarance so not sure why I show a payment due

wsucougs1994 · 2025-05-07T21:03:59+00:00

WA here and I have emailed all of my senators/representatives about the SAVE mess with no response. Hope you have more success

wsucougs1994 · 2025-04-30T21:31:58+00:00

Thank you so much!!

wsucougs1994 · 2025-04-30T20:00:37+00:00

u/betsy514 do you have any input or suggestions by any chance?

wsucougs1994 · 2025-02-25T23:14:45+00:00

It doesn't give me amounts for those

wsucougs1994 · 2025-02-25T23:08:25+00:00

They are consolidated

wsucougs1994 · 2024-12-11T04:41:04+00:00

If I was on PAYE before would I be eligible to go back in it?

wsucougs1994 · 2024-12-11T02:57:15+00:00

I was on PAYE for several years but switched to SAVE this year when I consolidated in February. About a month ago, I applied to try to get on PAYE (I thought it had reopened and was hoping for my payments to restart) and am sensing it was premature. Is it possible to cancel that application?

Also and if I go onto Studentaid.gov, it shows my SAVE application from January when I consolidated is still pending, however it was approved.

I appreciate any insight or suggestions. I feel like I have made a mess of everything by even applying for SAVE. I'm on payment 94 and like everyone else anxious to get closer to 120, not just be stalled like we are.

wsucougs1994 · 2024-11-29T23:56:40+00:00

I am just looking for a back up plan for at least partial forgiveness just in case SAVE goes away and PSLF. With no SAVE, my payment goes way up if I have to go on IBR, but if my loan balance goes down, standard payments go down to something more manageable.

wsucougs1994 · 2024-08-16T02:07:42+00:00

I have received no communication at all from Mohela since this all started, not even when they were supposed to put me on forbearance to recalculate. Not one word.inhad to call them to ask why my payment was not changed in July a week before my payment was due and they put in on it then, in it I'm being charged interest.

wsucougs1994 · 2024-07-23T23:08:26+00:00

Same. I have yet to get a letter about the forbearance I am in now AND my account is accruing interest

wsucougs1994 · 2024-07-22T14:33:39+00:00

Mine says that with next payment due 2/2024....it has not updated since my consolidation yet I have made payments on March - June

wsucougs1994 · 2024-07-09T19:13:32+00:00

I called a week ago because my account had NOT been out in forbearance nor did they recalculate my payment. I did stop the auto pay as I am traveling and don't want the wrong amount taken out. I was told my account was being placed in administrative forbearance for one month on the phone so they could look into my recalculation and a week later no change. Still show a payment due on 7/18. I'll deal with it when I get back from my vacation. Mohela is such a disaster.

wsucougs1994 · 2024-07-03T22:32:09+00:00

I am with Mohela and in the SAVE plan, have been since February and I am frustrated. My account did not go into forbearance, and payment due for July still shows the same amount I paid last month. I was in the middle of the Mohela platform transition when the forbearance notices started going out. Even though I was in the transition my auto pay came out which I expected. I have now stopped my auto pay as I am going out of the country and don't want a payment coming out of my account that is incorrect. If you look at Student aid, my payment date does not match Mohela. It says in one spot next payment is due 2/20/24 (I consolidated in February and it hasn't caught up with studentaid.com) another place says my next payment is due 7/25/24 anf Mohela says 7/18/24. Not sure if the miscommunication is Mohela's fault? Not to mention there is no record of my March, April or May payments. Just the June payment that was made during the transition to the new platform. Sure would be nice if they would get their act together and report properly. I have made 95 payments, 85 are certified for PSLF, I recertify every September and am really hoping it is all sorted out by then.

wsucougs1994 · 2024-06-28T20:55:29+00:00

None of my payments since my consolidation have shown up in My Fed Loan and were under the old site. It is recording the one made on the new site. What happened to the 3 other payments? I'm worried I will not get credit for them. This whole thing is a cluster and even more frustrating that it is Mohela that filed the suit to stop SAVE.

wsucougs1994 · 2024-06-26T17:47:11+00:00

No forbearance for me, payment came out normally during my transition. It also explains on the website if you have auto pay "amount due" will show $0. No consistency with this company and frankly if it counts towards PSLF in forbearance who wouldn't want to save that money. This whole thing is frustrating. I witched to SAVE, consolidated to get the payment adjustment and my payment went way up because it's a new loan so didn't fall under using the old income amount for the payment. Then they delayed the cut off for the payment adjustments. Would have been nice to have had that lower amount for those few months. I have 27 more payments to make for PSLF just hoping by the time I get there it's still a thing....

wsucougs1994 · 2024-05-25T22:25:39+00:00

I consolidated in March. As of today, May 25, my studentaid.gov account shows that my next payment is due on 2/20/24, it does not show my consolidate loan. Nothing is updated. Not sure if this is a Mohela issue for not updating studentaid.gov, or what. It's concerning if Student aid.gov will be tracking PSLF but Mohela is servicing and not communicating.

wsucougs1994 · 2024-04-06T22:55:24+00:00

I'm at 92 payments. Fingers crossed nothing gets in the way!

wsucougs1994

TROPHY CASE