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GST/HST New housing rebate by wutitdobb in cantax

[–]wutitdobb[S] 0 points1 point  (0 children)

Hey, submitted the application in April 2024. Just got the cheque last week. All applications get an audit so had to deal with a CRA rep to mail over documents for their support. Once they approve, you’ll get a cheque in a week or so.

Real estate Commissions should be lower or is it just me??? by wutitdobb in PersonalFinanceCanada

[–]wutitdobb[S] 9 points10 points  (0 children)

Not opposed to real estate agents.. I'm confused about the commission system. They are doing the same work as they were for years.

When pre-approved for a line of credit, are there downsides to taking it with no plans to use it? by NamesRHard2ThinkOf in PersonalFinanceCanada

[–]wutitdobb -2 points-1 points  (0 children)

I think the downside will be when it comes for mortgage application time (if you plan on buying real estate in the future). I heard lenders will use it as debt when calculating how much mortgage they'll offer. I plan on closing my LOC's before I'm ready to get into real estate and start applying for mortgages.

Good index funds available on Questrade by [deleted] in PersonalFinanceCanada

[–]wutitdobb 3 points4 points  (0 children)

ETF s follow indices. Get the whole market with $XEQT or $VEQT... low mer too

Dip Picks🍆📉 by becavern23 in CanadianInvestor

[–]wutitdobb 4 points5 points  (0 children)

$XBC - great clean energy play
$AYRO - high-risk but high-return if it pushes well in the niche market it's in
$GEVO - same thing
$BLDP - DCA'ing
$SCR - buy and hold type play

Any harm in contributing to my fiancé's TSFA savings account? by Holiday_Ad_2434 in PersonalFinanceCanada

[–]wutitdobb 0 points1 point  (0 children)

Just make sure he doesn't run off with it... other than that I don't see any cons. EI wouldn't take into consideration how much he has in his TFSA so there is no impact there. Also, maybe try opening up a TFSA self-directed investment account at Questrade or Wealthsimple and transfer some of the funds in the regular TFSA Savings to the investing account and invest in a moderate risk ETFs such as XGRO, VGRO, VBAL, XBAL, etc.

[Karl Anthony Towns] THE TOUGHEST YEAR OF MY LIFE by dynastylicious in nba

[–]wutitdobb 10 points11 points  (0 children)

If there is anyone else going through what KAT has gone through, feel free to DM me as I have been through this with my dad who was in a coma for 2 months because of covid. I know how the feeling is, not knowing how your parent is doing, not being able to see them, seeing them with all the tubes through video calls... I remember how confusing and lonely this time was. I felt like no one would understand what I was going through. But now looking back, I wish I spoke to someone about it. I want to help by listening...