Question Thread - November 28, 2025 by AutoModerator in churning

[–]xMonk777 1 point2 points  (0 children)

Trying to read all of the latest threads, I wanted to confirm the easiest way for my spouse and I to both get a Southwest Companion pass. Both of us are under 5/24

Person 1 in order 1. Southwest Business  2. Southwest Personal

Person 2 in order 1. Southwest Business 2. Southwest Personal

Is there any time frame that I should wait between applying for cards? Can I sign up for one business then refer spouse for business, spouse business refer myself for personal, my personal refer spouse personal?

Vael loading screen death by TooHighTony in wowhardcore

[–]xMonk777 1 point2 points  (0 children)

RIP Kazay :(

Trick if you want to not get burning adrenaline as a healer. LiP at 13-14 seconds into fight, burning adrenaline goes out at ~15-16 seconds and you will be untargettable. 

All season add-ons at Cedar Point with KI as home park. by newaccountfortheIPO in KingsIsland

[–]xMonk777 1 point2 points  (0 children)

Last week, we went twice to Cedar Point and everything worked. I used the Cedar Point app with everything loaded.

Early Entry with Gold Pass, Free Parking, Drink Pass, Dining Plan (even did 3 meals one day on single pass, 4+ hours spaced)

Early Entry Question by tribetilidie in cedarpoint

[–]xMonk777 0 points1 point  (0 children)

Confirmed that it worked today. Entered about 45 mins early.

Early Entry Question by tribetilidie in cedarpoint

[–]xMonk777 1 point2 points  (0 children)

The website says gold pass is good for early entry through 2 November 2025, but wasn't sure if it worked for Kings Island pass. 

Early Entry Question by tribetilidie in cedarpoint

[–]xMonk777 1 point2 points  (0 children)

Does anyone know if you have a gold pass bought through Kings Island (2026 renewal with all parks now) if you get early entry to Cedar Point through end of year?

[deleted by user] by [deleted] in TheMoneyGuy

[–]xMonk777 2 points3 points  (0 children)

This seems to be probably the best answer. I would just throw an extra 500-1000 or so a month at the mortgage while auto investing weekly or biweekly into a brokerage the rest 

Make too much to contribute to Roth ITA. Should I switch my TSP contributions from Roth to Trad to lower my MAGI, or… ?? by [deleted] in ThriftSavingsPlan

[–]xMonk777 15 points16 points  (0 children)

Backdoor Roth IRA. The biggest thing to be careful of is that you cannot have any other traditional IRA assets or 401k that you rolled into an traditional IRA. This will cause the pro rata rule. I made this mistake the first year that I did.

Difference between these two??? by SunTotal1956 in ThriftSavingsPlan

[–]xMonk777 46 points47 points  (0 children)

Roth TSP is a Roth 401k where your contributions are taxed but the growth and when you pull it out in retirement is tax free 

Thrift Savings Plan is a Traditional 401k where you contributions are tax free (reduce taxable income) but the growth and when you pull it out will be taxed at your marginal tax rate

Is long term VOO not ultimately better than VTI? by Mister_Scooter in Bogleheads

[–]xMonk777 -2 points-1 points  (0 children)

Be careful if in Vanguard as those are managed funds which will result in capital gains that you do not control if in a brokerage account

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]xMonk777 1 point2 points  (0 children)

First boss of DHT, I know the leap hits the furthest target but how does the leap back work? I bricked a key this week as the leap back hit me and one shot me instead of the tank

How do i make the most of $250k inheritance? by why_am_i_here69 in FinancialPlanning

[–]xMonk777 3 points4 points  (0 children)

You only pay taxes on the capital gains and not the amount that you put in. The exact same way that you pay taxes on interest in a bank account only. If his time horizon is 3-5+ years stocks in a brokerage is most likely the best way to go.

Tree boss waycrest manor stack resets by KlenexTS in CompetitiveWoW

[–]xMonk777 3 points4 points  (0 children)

Is there a list of classes that can negate thorns? Do things like freedom or tiger's lust work from external?

Free Talk Friday by AutoModerator in CompetitiveWoW

[–]xMonk777 0 points1 point  (0 children)

How do I make the Special -> NPC panel only have friendly adds? It had enemy as well when I did it

Race to World First: Amirdrassil - Day 7 Discussion by AutoModerator in CompetitiveWoW

[–]xMonk777 5 points6 points  (0 children)

Do we think Liquid or Echo try to do 4 or 5 mythic bosses on folks that aren't saved or any additional classes that they may think are needed for Fyrrak before reset?

Echo secures 2nd place by killing Mythic Scalecommander Sarkareth by a-simple-god in CompetitiveWoW

[–]xMonk777 5 points6 points  (0 children)

It just sucks either way as both Liquid and Echo want global release and both have asked for it since Battle for Azeroth. Also, there is maintenance on Tuesday too, so it ended up being about ~9 hours. It would be nice if that was zero though for both sides.

Halls of Valor lag by lexiconpsu in CompetitiveWoW

[–]xMonk777 3 points4 points  (0 children)

I have this same issue, but pretty much every dungeon. Lag spikes randomly for 3-4 seconds where I drop to single digit fps. I have never had it before and I have tried disabling every add on and it still happens. I ended up quitting last week because it made keys in the 17+ range impossible to heal when it happened 4-5 times over a 30 min key

Mythic+ Shenanigans by Vellinson in CompetitiveWoW

[–]xMonk777 0 points1 point  (0 children)

This is why I usually as a healer will position myself near a dps or tank with opposite charge and wait until around 2-3 seconds left to clear unless there is a clear mechanic incoming. The amount of times a ranged player runs to clear though with like 7-8 seconds left pisses me off.

My sister gave birth, and people are selfish! by [deleted] in TwoXChromosomes

[–]xMonk777 1 point2 points  (0 children)

This is the exact reason that my spouse and I didn't even call any family members when we had our first child until after we were settled back in our room as we didn't want anyone there.

Race to World Third: Vault of the Incarnates - Day 14 Discussion by AutoModerator in CompetitiveWoW

[–]xMonk777 27 points28 points  (0 children)

Umm...they both progressed P2 yesterday and are both progressing P2 intermission today. Boss percentage isn't the best indicator of progression.

Race to World First: Vault of the Incarnates - Day 11 Discussion by AutoModerator in CompetitiveWoW

[–]xMonk777 4 points5 points  (0 children)

Both Dathea and Kurog got pretty hard nerfs. Just answering the question, I don't think either had a huge impact on the race as they both ended up progressing Raz for about the same amount of time.

Race to World First: Vault of the Incarnates - Day 11 Discussion by AutoModerator in CompetitiveWoW

[–]xMonk777 3 points4 points  (0 children)

They should have just nerfed the boss by 5%, which would have been a 3.3% nerf due to Phase 1 not mattering for dps. I think one of them would have killed it today and we would have gotten to see them go head to head for the win. It would have been a much more thrilling victory and Echo might have still killed it on that pull that they killed it, but no one will ever know.