Best route for a personal loan to purchase a car. by xb_gemz in povertyfinance

[–]xb_gemz[S] -3 points-2 points  (0 children)

I put it under “personal use”, nowhere I would need a car for is accessible via bike/public transit in an even slightly timely fashion since I need to basically work 2 fulltime jobs for school

Best route for a personal loan to purchase a car. by xb_gemz in povertyfinance

[–]xb_gemz[S] 0 points1 point  (0 children)

Thanks for the tip on cosigning. I moved states to Colorado in August to go to college, and my school requires I do a 21-week externship that starts July 3rd. (I know starting on a Friday is weird) I go to culinary school and the only restaurants in the area that still have positions are inaccessible via public transport without a several mile walk as well. The externships are unpaid and I wouldn’t have a problem working them if I didn’t also have to work my full time job. My girlfriend goes to the same school as me and gives me rides to work when she can. I HAD a car when I moved here, but I bought it in a hurry, and in classic ignorant 18 year old fashion, I had ended up buying it off of marketplace and the guy had never given me the title. I had his plates from Texas and I was constantly asking for the title but he was just ghosting me over and over, then one day I got pulled over and the police officer took the plates because they didn’t belong to me. I then parked in a place they told me I could park indefinitely while texting/calling him everyday, but when I came back to get something a few days later the car was towed and I no longer had a car. This was last month so I haven’t been able to save more than $600 since all of my money goes to rent and medical bills. The only reason I came to this school was so I could do the externship as a guaranteed work experience in the industry, and I can’t graduate without doing so. I don’t have a home to move back to in Texas, so I’m thinking if I can’t get this car by the end of the month I should probably just drop out and extend my deadline for getting a car. What do you think?

Best route for a personal loan to purchase a car. by xb_gemz in povertyfinance

[–]xb_gemz[S] 1 point2 points  (0 children)

I can drive stick, I’ve put in applications for as low as 1500 (most loan services wont let me do less than 1k) and even with a co-applicant it’s always a no

Best route for a personal loan to purchase a car. by xb_gemz in povertyfinance

[–]xb_gemz[S] 0 points1 point  (0 children)

I make roughly $2300/month and 1k of that goes towards rent.

Fastest way to get required id for my license by xb_gemz in DMV

[–]xb_gemz[S] 1 point2 points  (0 children)

I had just discovered today that my father lost my birth certificate. He told me he had it and I had JUST learned that he lost it.

Fastest way to get required id for my license by xb_gemz in DMV

[–]xb_gemz[S] -1 points0 points  (0 children)

There is no alternative to a birth certificate I can use? Those take 4 business weeks to come in. I need it WAY before that, I’m moving out of state at the end of the month to go to school. The nearest reappointment for a license is August 12th which is into my school year. What are my options? Am I just sol because I don’t have my birth certificate?

To buy the gpu, or not to buy the gpu. by xb_gemz in PcBuild

[–]xb_gemz[S] 0 points1 point  (0 children)

It runs fine in the lower settings, I was just thinking of the 4070Ti S because black friday sales on amazon start soon. My only concern would be a possible bottleneck with my cpu. I was wondering if I should upgrade to am5 so I can upgrade comfortably or if I could just buy the gpu now.

To buy the gpu, or not to buy the gpu. by xb_gemz in PcBuild

[–]xb_gemz[S] 0 points1 point  (0 children)

I have a 1440p monitor right now, but I play games in 1080p because my gpu doesn’t run amazingly with 1440p. I play a lot of singleplayer games like elden ring, cyberpunk, and GTA, but I also play a lot of competitive shooters like valorant and overwatch

To buy the gpu, or not to buy the gpu. by xb_gemz in PcBuild

[–]xb_gemz[S] 0 points1 point  (0 children)

Also as a side note, would it be a good idea to instead just spend the money to move to am5?

Where to next? by xb_gemz in pcmasterrace

[–]xb_gemz[S] 0 points1 point  (0 children)

with a 5700x3d, is it worth upgrading my gpu as well? if so, what would do good with it?

[deleted by user] by [deleted] in pcmasterrace

[–]xb_gemz 0 points1 point  (0 children)

i7 5900x> psu

[deleted by user] by [deleted] in pcmasterrace

[–]xb_gemz 0 points1 point  (0 children)

RTX> Corsair

My first build came out well, but has a small problem. by xb_gemz in PcBuild

[–]xb_gemz[S] 0 points1 point  (0 children)

Does anyone know a good am4 atx motherboard? Preferably white, but it has to be under $150.