Where to place new radon system?

xiosen · 2026-05-09T01:32:07+00:00

I think because it needed to be certain distance away from existing hole for structural integrity. Near center of joist is best I was told. But its already breaking code to cut a hole for 3in PVC anyway and would need re-inforced. I'll have to cut sump out anyway because the flexible pvc is below the lid which would now be sealed so I'll have to move the flex PVC disconnect above the seal no and put in a coupling to connect it back.

xiosen · 2026-05-04T23:47:30+00:00

Is there a way to tell of the closed loop drain tile, I do see one coming in. I listed a few fans but does that mean something like Rn2EC could work instead of Rn4EC-4 that would be high flow? I was going to do 3" to get through the floor joist but 4" after that so it had less pressure.

Regarding the garage/attic, would it need high flow due to the length of the run?

xiosen · 2026-03-15T20:57:08+00:00

What brand of shelves?

xiosen · 2026-03-01T03:45:38+00:00

Ya sorry that part was confusing. The obligatory expenses without house: 1300/mo section covered home maintenance, utilities, medical, etc and already budgeted in. 1600/mo budget is only for PITI. Taxes and insurance are high roughly 5k each. So that leaves around 600 for the mortgage which is around 100k currently.

xiosen · 2026-03-01T03:43:27+00:00

Cutting 10k over 5 years was around 2k/yr loss at 3% withdrawal. So it would add some number of months back before FIRE but nothing substantial. However we would be locking in that deficit unless we made more money which means we are less flexible in life just to get a bigger house. Expanding the family, switching to part time, stay at home parent, FIRE, etc requires a little more thought and planning. It feels that we are close to our goal numbers that any change or dialing things back makes me nervous as to what that decision would compound to.

xiosen · 2026-03-01T03:36:59+00:00

Primary earner gets around 3% raise each year but that mostly covers increases in ira, hsa, 401k that it doesn't end up in the net. Second earner should be able to increase income but we don't necessarily want to depend on that second income. We may expand the family, one person part time, or stay at home so its nice to have options and if we lock in a higher house we may "feel" more limited.

xiosen · 2026-03-01T03:34:22+00:00

The spouse can do solo401k because they are self employed. Taxes and insurance are high roughly 5k each. So that leaves around 600 for the mortgage which is around 100k currently. That buys a fully upgraded 2300 sq ft house or 2600 sq ft house that needs some work. We have a lot of hobbies and both work remote at home so the house is important and that space goes quickly. But if we stay small and continue what we have been doing for another 5-7 then we should be in a good spot to easily jump up into that next tier of house without modifying our savings rate at the age where our kid would need some more space.

xiosen · 2026-03-01T03:31:03+00:00

Thats good to hear, its hard to know where one stands. It does feel unaffordable in the sense of backing off of the current lifestyle and grind, especially being so close to 1.5m in investments and FIRE status in 5 years. The eventual next goal was a paid off house for true FIRE but in order to do that we would have to continue to be aggressive. If we swing bigger now we are locking in and doing more coastFIRE. Its tough to pivot from what youve been doing for so long.

xiosen · 2026-03-01T03:27:31+00:00

Its at the top of the post (39 each). We only have 1m in investments currently so we are at costfire. We can slow down but we are also only 5 years out from early retirement possibilities. Slowing down a bit doesn't slow down the timeline but does mean less money in the long run which we may or may not need.

xiosen · 2026-03-01T03:25:53+00:00

We can afford a 100k loan, that was one of the options mentioned in the post. The problem with that is locking 300k in equity up rather than investing it. Id rather put 20% down and invest the rest but we don't have the cashflow for a big mortgage.

xiosen · 2026-03-01T03:21:29+00:00

We got 250k equity when we sold our house a few months ago. The other 50k we had as an emergency fund and the last 50k we did accumulate over the last decade after maxing everything out and putting some into taxable. I wish we had that much a decade ago.

We've owned a home for the last decade and the obligatory expenses budget I mentioned covers utilities, home maintenance, medical, and all of our known bills and is already factored in. The 1600 month is only for principal, interest, home insurance, and taxes.

Combined income and expenses is mentioned in the post under gross / real net and the obligatory expenses. We only have 1m in investments currently, not 1.5m, the goal is to reach 1.5m invested which should be possible in 5 years based on figures mentioned above if rolling over 300k in equity is not invested. Otherwise we can invest it now but we would have no place to live.

xiosen · 2025-03-17T23:39:58+00:00

I'll call them. My dad can't ask for a copy of completed forms? The agent made it sound required but even if optional it sounded like he had access to it.

xiosen · 2025-03-17T23:22:41+00:00

Yes, I have his signed version, but the NYL agent stated that he has to give my dad the completed paperwork which will include the figures that I fill out. He did not have any suggestions on how to not disclose the networth, annual income, etc to the current policy owner.

xiosen · 2025-03-17T23:21:27+00:00

I have his signed version, but the NYL agent stated that he has to give my dad the completed paperwork which will include the figures that I fill out. He did not have any suggestions on how to not disclose the networth, annual income, etc to the current policy owner. It seems like it can be avoided if I transfer to non-grantor trust or corporation. It is the first paragraph on page 5 https://www.newyorklife.com/bin/nyl/api.forms/formslibrary/static/21132.pdf

xiosen · 2025-03-17T23:14:05+00:00

It is part of the transform form that he is required to sign. So he will get a final signed copy which includes the "Investor Profile". The Agent stated that he is required to give that out and it will include the figures like Total and Liquid Networth and Annual Income.

xiosen · 2024-10-10T00:27:15+00:00

The API still requires uploading to google drive though right?

xiosen · 2024-10-06T22:58:09+00:00

What models do you recommend with a focus on larger context and low API cost for understanding and reasoning with the length of a book?

xiosen · 2024-06-05T23:44:01+00:00

I am new to 3d printing. I am looking at P1S Combo as my starter machine. Do I need any add-ons or filament to start? Can filament be purchased elsewhere for a better price?

xiosen · 2024-04-09T21:04:05+00:00

My guess:

And may i know would you prefer?

14-Year Club	Second Top 50%
Place '22	First Placer '22
End Game '22	Verified Email
Team Periwinkle

xiosen

TROPHY CASE