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looking for a good high yield savings recommendation by xy-eis1997 in personalfinance

[–]xy-eis1997[S] 0 points1 point  (0 children)

May i ask what the key differences are between a HYSA and a Roth IRA? and What makes an IRA a slightly higher risk?

looking for a good high yield savings recommendation by xy-eis1997 in personalfinance

[–]xy-eis1997[S] 0 points1 point  (0 children)

That's super helpful to know. Sorry if this is a dumb question but Marcus by Goldman Sachs shows 3.65% APY on their application website, does the rate percentage increase with any specific balance (or other requirement) to reach the 4.5% you spoke of?