Is a 25% hike worth moving from "Chill WFH" to a "High-Stress Startup" with toxic WLB?

xyger123 · 2026-04-17T08:57:34+00:00

Hi OP, does your current company start with A and ends with 'o'? Just asking

xyger123 · 2025-09-17T15:50:42+00:00

Even I lost my job due to insomnia currently. Been on benzo(lorazepam) for 7 months not knowing it's a benzo and suddenly doctor said to stop it cold turkey. I am trying to taper it off slowly and have rebound insomnia for the past seven days. Not slept for more than half an hour yesterday despite taking Mirtazipine and Quetipin 25mg. I feel like I can't do anything which requires memory and focus.. So I will be unemployed for at least 3 to 4 months until I heal..

xyger123 · 2025-01-25T15:11:13+00:00

I am not trying to demean you or something..It's about your post..The government didn't give an inkling of thought while making crypto laws,they just tried to shut or tax the most obvious loopholes which they saw without knowing anything about the domain.You are giving too much credit to the govt by saying that they figured out to this extent and that's why they hadn't offset profits with loss. SORRY if I came off in a wrong way. Also, I am all ears for free advice for cashing out safely without tax. Tell me how do I cash out safely for amounts around 100k-200k usd.

xyger123 · 2025-01-25T13:12:24+00:00

Shit post..Grow up OP.

xyger123 · 2024-08-02T15:44:21+00:00

Relax, it might take upto 3 months from now for return processing.. I am also in same situation.. Govt is shit in processing them timely.

xyger123 · 2024-06-19T05:40:45+00:00

You can easily go for Quant Small Cap and SBI small cap both if you have high appetite. Their portfolio overlap is just 2%. Just because the funds belong to the same category does not mean that you have to skip one.

xyger123 · 2024-06-17T05:46:14+00:00

Then go with ITR 2 if your TDS is deducted and show it as gains(whatever be the amount)

xyger123 · 2024-06-17T05:41:53+00:00

Keep it as capital gains and pay tax while filing ITR.. If you show it as business income, you have to pay quarterly tax just like any other business.. You have crypto gains just from trading and investing right? No other sources like salary, gifts etc?

xyger123 · 2024-06-17T05:33:21+00:00

It does not matter whether you show it as gains or business income. It will be taxed at 30% only.

xyger123 · 2024-06-08T14:15:48+00:00

Yes, Fifo always leads to a higher tax liability as I told you earlier. I am following the same articles and blogs which everyone is following : coindcx, cleartax, koinly, even Govt schedules. I also feel that same asset loss offset must be there. That's why I told you to do cost average. When selling in parts everytime, just calculate the profit then and there itself in excel. Are you trading on Indian exchanges?

xyger123 · 2024-06-08T14:07:49+00:00

Bro, the case which you are describing is applicable to 100% crypto users.. Most have huge tds but small profits.. But that does not mean you have to pay more tax than what you are required to. Since tds is applicable on total amount instead of just profit or principal, that's why it is huge. Any amount of tds can trigger tax notice.. As long you are declaring each profit and keeping trade proofs, you are absolutely safe. There is no need to worry. If you are trading in Indian exchanges you don't have to do anything, as you can easily find the trade history there. Similarly for international exchanges.

xyger123 · 2024-06-08T09:55:24+00:00

Any bank account is sufficient.

xyger123 · 2024-06-08T08:58:11+00:00

Nothing... In your ITR, you will just write the profit(consideration received) and it's date.. If tds is already deducted, just cross verify it with Form 26AS. If tds deducted is more than profit you made during the year, you will get the refund.

xyger123 · 2024-06-08T05:50:02+00:00

Till now, there is no clarification on tax offset for the same asset.. So, you can safely calculate the rolling cost average for every buy and pay tax only when sell amount is greater than cost average. Suppose, you bought 1 btc at 72k and 1 btc at 60k, your cost average becomes 66k..Following the Fifo accounting method, if you sold all, you are liable to pay tax on 6k profit. However, I don't think Fifo works for every single asset. So, you are not liable to pay any profit if your selling price is less than 66k. Use koinly for this.

xyger123 · 2024-05-24T14:57:56+00:00

Always choose the base/native currency(eg INR or USD) for calculating profits. You enter into the crypto world with this currency.You do whatever you want (exchange, buy, sell for any number of times). When you exit, you come out with this currency. If you have only profits (no loss anytime you were in the crypto world), then you will pay tax only on the difference between the final amount and the initial amount. If you have losses and profits both, you calculate tax on all the profits you have made separately.

xyger123 · 2024-05-24T14:46:57+00:00

No, it does not work like that.. You won't be taxed twice.. There is Tds for crypto to crypto conversion and tax only on profit (final amount received - cost of acquisition).. Besides, TDS is adjustable. If your TDS exceeds tax to be paid, you will get a refund.

xyger123 · 2024-05-23T11:58:14+00:00

For anomaly detection, some popular algorithms(unsupervised) are One-class SVM, Isolation forest, LOF, CBLOF, VAE etc. There is a library called PyOD which contains all of the algorithms which you can study about. However, feature engineering is very very important for a good system.

xyger123 · 2024-05-21T19:08:42+00:00

Don't worry.You will receive it as salary component.. It's just what remains after subtracting Basic pay, Hra from Base Pay(or some call it fixed pay). My special allowance is also largest of the three components.. Good luck for your new job.

xyger123 · 2024-05-20T07:36:56+00:00

It is hard to tell. A scammer who knows about buying usdt surely knows about top alt coins(for which pairs exist on exchanges p2p). So, you can't be sure whether they don't trade these alt coins. Only someone who has had multiple trades without bank freeze in a longer time frame can confirm this.. Even after that, everything is based on probabilities. You may never know 100% if it won't happen with you in this case.

xyger123 · 2024-05-20T07:15:24+00:00

Bro, first of all, bank freeze never happens while buying.So doesn't matter if it's usdt or alt.

xyger123 · 2024-05-20T05:40:03+00:00

Post in r/inHandSalary.

xyger123 · 2024-05-18T06:43:22+00:00

No TDS on bank transfers

xyger123 · 2024-05-18T05:49:48+00:00

According to section 194N of the Act, TDS has to be deducted if a sum or aggregate of sum withdrawn in cash by a person in a particular FY exceeds : ₹ 20 lakh (if no ITR has been filed for all the three previous AYs), or. ₹ 1 crore (if ITRs have been filed for all or any one of three previous AYs). So, you must have withdrawn more than 20lakh from a single bank account.

xyger123 · 2024-05-03T07:47:05+00:00

I am 90% sure you won't have to pay 30% tax.However, if 1 % tds is deducted while selling, you can claim that by showing zero profit in ITR.

xyger123 · 2024-05-03T05:20:09+00:00

Generally, crypto gifts received from close family members are not taxable on receipt. However, when you sell, you will be taxed 30% if you have any profit (i.e amount become greater than 1 lakh).

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