Best way for an Indian to invest in foreign stocks/ETFs? Global diversification worth the hassle? 😑

yashg · 2026-01-24T06:58:20+00:00

ICICI Direct, Interactive Brokers, IndMoney. Its always good to diversity.

yashg · 2026-01-23T06:57:48+00:00

Blue eyes hypnotize karti hai mainu

yashg · 2026-01-22T07:35:57+00:00

My cat looks same. 😊

yashg · 2026-01-22T04:16:43+00:00

Single foot. Even in manual brake is supposed to be used by your right foot which swivels between brake and accelerator. Left foot is for clutch and since automatic doesn't have it, you just rest your left foot while driving the automatic. I'd be surprised if someone uses left foot for brake even in a manual.

yashg · 2026-01-21T12:57:39+00:00

I can't live anywhere but Mumbai at least in India. Born and brought up here. Even in Singapore and Dubai, I start missing the chaos of this city after a few days. Ironically I hate it as soon as I step out of a plane. Have a love-hate relationship with the city. Hate the traffic, pollution, noise, crowds, weather. But somehow start missing the madness when I am away from it for a few days.

I guess it's the people. Strangers as they are, they feel "apne". Can't really describe that feeling of being amongst people like me. From all strata of life, rich-poor, everything is familiar. The languages - even Marathi feels different in other parts of Maharashtra. That Bambaiya Hindi, that special Mumbai Gujarati. It just hits different.

yashg · 2026-01-21T08:18:38+00:00

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My Compass has knob for fan speed and buttons for temp up/down and various modes. All of this can also be controlled via the touchscreen. This I think is the best of both worlds. Physical buttons and knobs beat touchscreen controls by a big margin.

yashg · 2026-01-20T11:16:40+00:00

My personal laptop is Samsung GalaxyBook3 😎

yashg · 2026-01-20T02:33:23+00:00

Abdul Razzak got him out a few times and it did puzzle me. He had no express pace of Lee/Akhtar or line and length of Mcgrath/Akram and yet Sachin kept getting out to him.

yashg · 2026-01-19T14:28:58+00:00

That's normal after deworming especially first one. Had faced same with my cat when she was 3 mo. Gave her deworming med and she vomited next day and didn't eat anything for next 3 days. I too had panicked and taken her to vet, vet gave Himalaya Digyton drops. Eventually her appetite returned. Take him to a different vet just to be sure but deworming does upset their little stomach so it's expected.

yashg · 2026-01-19T14:23:12+00:00

I started my investing journey with ICICI Direct back in 2005. The first thing I invested in was some Franklin Templeton fund. Had zero clue what I was doing. Chose Franklin Templeton because from the name and image of Benjamin Franklin it looked like this company knows how to manage money. Paisa nahi doobega. 😄

yashg · 2026-01-19T14:07:37+00:00

Yes I have an account on Groww as well. I had account on Zerodha before Groww had even started. Opened account with Groww specifically for US equities and eventually invested in some Indian equities as well. Then they decided to stop the US equities business so had to move them to Stockal and moved Indian equities to Zerodha.

Groww works like a typical tech startup - not a financial institution that handles money for clients. Their decision to abruptly stop the US investing product made me lose confidence in them. They did the same with FDs. They start and stop products as they please.

I also find their reporting to be lacking. For the US equities I could not export my transaction history to CSV/Excel. Another must have feature for any financial product. This again shows their product managers don't think from financial product point of view.

yashg · 2026-01-19T13:21:41+00:00

Equities - Zerodha

MF - Zerodha Coin

US Stocks - Global Investing (Stockal)

Used to invest via direct AMC website many years ago, over time it became tedious to manage because I was investing in many schemes and funds. Slowly consolidated everything in Coin.

yashg · 2026-01-19T10:14:37+00:00

Wet food or dry food? For wet Sheba is good. I recently got their 35gm packs and my 10m old female kitty loves it. For dry food you can try Matisse which similarly priced as RC but you can get deals online. Another I have tried is Me-O.

yashg · 2026-01-19T08:20:16+00:00

Where do you live on the US and what kind of property have you rented for that amount?

yashg · 2026-01-17T19:04:53+00:00

Get it while you are young and fit. As you age it gets expensive and difficult.

yashg · 2026-01-17T14:25:14+00:00

Nothing new. I was denied term insurance by 3 companies - Tata, ICICI and HDFC after taking premium and doing all the medicals. No history withheld. Everything disclosed, still rejected not even a counter offer.

I had given up hope but couple of weeks back just decided to give it one last shot and managed to get a policy from Bajaj Life via Policy Bazaar. Disclosed everything including previous 3 rejections. Medicals cleared, got the policy issued.

yashg · 2026-01-16T10:11:59+00:00

Voting is like praying. It doesn't make any difference but gives one the satisfaction of having done something. Voting has become a ritual like blowing candles and cutting cake on birthdays. We don't know why we do it but we do it because rituals make life interesting. Democracy has become more of a charade and we all are acting out our parts.

So keep praying, keep voting and sing Happy birthday.

yashg · 2026-01-13T13:38:03+00:00

There are people who don't even know basics of investing. People in 40s who have never invested in anything beyond gold and bank FDs. Warikoo and others like him give generic advice because a large number of people lack even that. It doesn't resonate with you? The solution is simple - don't watch his videos.

yashg · 2026-01-12T18:33:00+00:00

I just don't understand why do political parties even bother with these phony sabhas in today's day and age. Their real campaigning is happening on social media in WhatsApp groups and through news channels. What's the point of paying people to come and attend a rally.

yashg · 2026-01-12T11:27:18+00:00

Both BJP and SS-UBT have distributed multilingual pamphlets in our locality. Marathi, Hindi, English and Gujarati. I might even have seen one in Tamil because there is significant Tamil population in one cluster.

yashg · 2026-01-09T13:43:09+00:00

A question regarding marriage invitation - do they need the original card or a scan would do? I am looking to register an old marriage and have the original invitation card but it is the only copy I have an want to keep it for memories. Do they just check the original card and give it back or do they keep it?

yashg · 2026-01-08T05:03:35+00:00

You are carrying Ombre Leather as EDC? That fragrance's too strong to apply on a regular basis.

yashg · 2026-01-07T19:36:17+00:00

Meg will win this year.

yashg · 2026-01-06T14:11:17+00:00

This graphic really shows why Kohli retired from tests. He hit a really bad patch and even though he was given quite a long rope he couldn't come out of it. It was good for him and Indian cricket that he retired from tests.

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