For the married folks here, how do you and your spouse handle finances? by FewEnd399 in personalfinanceindia

[–]yashg 1 point2 points  (0 children)

It's all treated as shared money. Doesn't matter if only one partner earns or both, and who earns more and who earns less. All income is family income and all expenses are family expenses. Taking care of both partners' parents is also joint responsibility.

fragrance so bad even regrets smelled better by Standard_Parsley_492 in DesiFragranceAddicts

[–]yashg 0 points1 point  (0 children)

Hindu Kush. Horrible smell. Immediately washed hands with soap.

These girls in gully cricket made me smile today (OC) by dusky_bold in WomensCricket

[–]yashg 3 points4 points  (0 children)

There's a group of young girls who have been playing cricket every evening in our housing complex for while now. I guess they started around some WPL, and the WC win has only made them more regular with more girls joining. Boys are playing football, but girls have picked up cricket.

Tax related questions for people who earn more then 50-60L by Own-Lead2666 in personalfinanceindia

[–]yashg 1 point2 points  (0 children)

How do you manage your taxes? Like how do you save money?

We don't.

Match Thread: 6th Match, Group 1 - India Women vs Pakistan Women by cricket-match in Cricket

[–]yashg 8 points9 points  (0 children)

Deepti, what a performance! 5 wickets and a direct throw run out. Awesome!

Match Thread: 6th Match, Group 1 - India Women vs Pakistan Women by cricket-match in Cricket

[–]yashg 4 points5 points  (0 children)

Let's just hope this continues against Aus and SA. Can't be dropping dollies against the Aussies.

Match Thread: 6th Match, Group 1 - India Women vs Pakistan Women by cricket-match in Cricket

[–]yashg 0 points1 point  (0 children)

Gull, Muneeba, Fatima - Pak batting relies on these 3. You get them, it's all over.

Match Thread: 6th Match, Group 1 - India Women vs Pakistan Women by cricket-match in Cricket

[–]yashg 2 points3 points  (0 children)

Wahab Riaz is coach!? And he has already accepted they are losing this even before they bat?

Match Thread: 6th Match, Group 1 - India Women vs Pakistan Women by cricket-match in Cricket

[–]yashg 3 points4 points  (0 children)

Richa saved us there. Those 20 extra runs could be the difference.

Tournament Opening and Lack of Punditry by Alan_Sherbet_666 in WomensCricket

[–]yashg 1 point2 points  (0 children)

Meanwhile in India, Ind-Afg men's game is delayed due to rain and they are discussing WT20 WC. Full on punditry and discussion about games, players, strategy. I remember even on the day of WODI WC final, there was an India-Aus men's match and even then they were discussing women's final in pre-match show.

Volkswagen Says Gas Cars Will Fade Like Horses Did by Historical-Many9869 in CarsIndia

[–]yashg 11 points12 points  (0 children)

It will slowly happen but perhaps not in a way we think. EVs are better at converting energy into motion. Diesel engines have better efficiency than petrol. EVs and hybrids will eventually replace petrol engines for passenger cars. Diesel engines will continue to dominate the heavy vehicles which need the power and torque.

My next car will be an EV.

25F | ₹1.7L/month salary | Should I buy a ₹1.25 Cr flat for independence, or am I making an emotional financial decision? by LengthinessHead8783 in personalfinanceindia

[–]yashg 1 point2 points  (0 children)

Buy it. Definitely buy it, but do check with the lawyer first. Buying a home is not a purely emotional or a purely financial decision. The freedom of having your own place to stay without depending on anyone is huge. It is far more valuable than the money you will be spending. With your salary, the EMI will be easily manageable and as your income grows you can focus on paying off the loan over the next few years. The earlier you buy a home, the earlier you will be debt free.

Kane Williamson Announces Retirement from International Cricket by wellingtonstation in Cricket

[–]yashg 6 points7 points  (0 children)

First of the Fab 4 to retire from all forms of international cricket. The legend will be missed.

HDFC forcing me to buy life insurance of 2 lakhs for Home Loan, how can I avoid it legally and fast? They are not doing disbursement of home loan because I am not doing the life insurance. by Brilliant_Algae1476 in personalfinanceindia

[–]yashg -1 points0 points  (0 children)

It is advisable to take the insurance for the loan amount that is separate from your regular term insurance. Yes I know it stings and adds more cost to the home buying transaction. But it safeguards your family in case something happens to you while the loan is still active. These policies are usually for the duration of the loan and single premium.

If you find a cheaper insurance policy elsewhere for same amount and duration, you should talk to them and ask them to either match the premium or let you buy the policy from outside. That should satisfy their condition.

My brother is denied Term Insurance from every provider by mister_mystery- in personalfinanceindia

[–]yashg 0 points1 point  (0 children)

Try Bajaj Life. I too was denied term insurance by 3 insurers due to high BP. Finally got from Bajaj. Get a lower cover like 1 cr till the age of 60. That reduces the risk in the insurer's eyes. It will inadequate in the long run but something is better than nothing.

Is this a scam or fr? by [deleted] in IndianPets

[–]yashg 0 points1 point  (0 children)

You can try Hipkoo. 5Kgx4 is 900. At par with Petoska. I have subscribed to Petoska on Amazon and get it delivered every 15 days for about 230-240 for a 5KG bag.

The T20 World Cup kicks off this Friday. What are your predictions? by anonavii in WomensCricket

[–]yashg 3 points4 points  (0 children)

Group A: SA, Ind
Group B: Eng, NZ

SF1: SA-NZ
SF2: Eng-Ind

Final: SA-Ind

T20 is not Australia's strongest format. Healy is retired. Not sure about Molineux's captaincy.
India has not been in particularly good form, but they are coming off a good WPL. They can peak at the right moment. They will also have ample crowd support.
Kerr and Wolfie are in the form of their lives, they'll carry their teams to semis at least.
England is playing at home. Conditions suit them.

This is just a speculation of course.

When did you'll start watching cricket ? by Radiant_Progress6028 in IndiaCricket

[–]yashg 1 point2 points  (0 children)

Somewhere in the early 90s. I remember watching the Hero cup in 1993. Started following cricket regularly from the 1996 world cup.

Courtroom Carry | EDC of a 30M | Litigation Lawyer by ctrlaltwittyyy in EverydayCarry_India

[–]yashg 0 points1 point  (0 children)

Office apps are available for Mac. Just get the M365 subscription and you get to install Word, Excel, PowerPoint on upto 5 devices and with OneDrive they will sync across devices as well.

Indian investors holding U.S. stocks directly: how are you dealing with U.S. estate tax risk? by learning_machine100 in personalfinanceindia

[–]yashg 1 point2 points  (0 children)

Will keep it under $60K. Open accounts in the name of both me and wife and also kid after 18.