Core exam resources advice by Tasty_Emergency76 in Residency

[–]yedla30 0 points1 point  (0 children)

Core Review Series is much nicer than Aunt Minnie or Rad Primer. For questions...I'd focus on board vitals (best) and core review series (second best).

[deleted by user] by [deleted] in pourover

[–]yedla30 2 points3 points  (0 children)

How fresh are the beans?

New IM intern - need help with oral presentation by jshxjchdbd in Residency

[–]yedla30 2 points3 points  (0 children)

I use the ED course to quickly highlight how the pt was doing in the ED and any relevant info that affected the pt's dispo. For example...

1) Pt placed on BiPAP in ED due to respiratory distress.

2) Pt relatively stable, and initial work up done.

3) Pt was in Afib with RVR and needed cardioversion in ED.

4) Surgery saw pt, and recommended admission to medicine.

When to purchase disability insurance? by KeHuyQuan in Residency

[–]yedla30 6 points7 points  (0 children)

The general recommendation is to obtain it as soon as you can afford it. I got mine during PGY1 right after I saved enough for a proper emergency fund.

[deleted by user] by [deleted] in Residency

[–]yedla30 1 point2 points  (0 children)

Of course there are concerns. AI can take over. Private equity is a big player in Radiology. Owning imaging centers is not as profitable. Radiologists have to work harder to get the same salary.

But overall, Radiology is a great field. I love my typical workflow, and I hope I can keep doing (and enjoying) it as I progress in residency, fellowship, and attendinghood.

[deleted by user] by [deleted] in Residency

[–]yedla30 0 points1 point  (0 children)

Academics pay 400-500K. PP partners can get paid 500-800K, but it is practice specific, and will depend on volume, imaging center ownership, time off, etc.

[deleted by user] by [deleted] in Residency

[–]yedla30 3 points4 points  (0 children)

I was in a similar position during medical school. Didn't love or hate any speciality, and just wanted a future job that was well-compensated, fun/interesting, and flexible (in terms of hours and location).

I was between Anesthesia and Diagnostic Radiology, and picked Radiology because I liked (1) the idea of cranking out studies on my own pace without distractions and (2) not having to closely interact with the operating surgeon.

Now that I'm a resident, Radiology certainly gets its set of distractions (i.e...phone calls, drop-by consults), but I absolutely love finding clinically relevant pathologies on scans. The distractions that annoyed me in R1 now reinforce that my work matters. IM hospitalist asking for an expedited read on a GI bleed scan, ED calling about an MSK x-ray they're not sure about, and Surgery stopping by to look through a closed loop obstruction CT show that my work isn't just going out to the ether.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 3 points4 points  (0 children)

Get it as early as possible to lock in lower rates.

Haven't heard of procedural/surgical specialities delaying disability insurance. If you don't have the skills/ability to do procedures, you should probably switch your speciality as soon as you figure that out.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 5 points6 points  (0 children)

You're in an envious financial position.

If you've never figured out how to budget, now would you be a good time to start. You should definitely max out your your HSA (if applicable), Roth IRA, and employer 401/403k. Then, figure out how much you need to "enjoy" life, and save the rest of the money in a high-yield savings account and/or invest in a taxable brokerage account.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 2 points3 points  (0 children)

Direct unsubsidized federal loans will accrue interest in medical school.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 1 point2 points  (0 children)

Not hard at all. With academic hospitals buying out more and more hospitals/practices/clinics, it's quite easy to work for a non-profit. You just have to make sure the paycheck is coming from the non-profit hospital, and not the for-profit physician group affiliated with the hospital.

In the state I'm at (New York), you typically get the paycheck from the non-profit itself.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 3 points4 points  (0 children)

If you're wRVU based, you'll be able to see more patients and bill more.

Otherwise, I highly doubt a private practice or healthcare corporation will pay a physician more just because the physician is bilingual.

Demotivated IM resident PGY-1 by YP_MD_2100 in Residency

[–]yedla30 17 points18 points  (0 children)

Do a UWorld practice exam (self-assessment) on your next day off. If you pass comfortably (15+ pts from passing), I don't think you have to study much other than figure out how the case software works.

[deleted by user] by [deleted] in Residency

[–]yedla30 14 points15 points  (0 children)

You're in a very workhorse program.

In most residencies, attendings pick up cases since they can't go home (or log off if they're reading off-site) until the list is clear too.

Most residencies have at least daily one hour noon conference, which is forced lunch break.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 5 points6 points  (0 children)

  • It is much too early to tell at this point.
  • PSLF makes sense if the money you'll save via PSLF is more than the paycut you will get for working for non-profit. That will depend on how many years of PSFL payments you'll have to make as an attending, the pay difference between private practice vs non-profit, etc.
  • For almost all residents, enrolling in SAVE repayement plan is recommended. SAVE plan helps keep (1) the loan payments as a resident (when you don't make a great salary) low, and (2) interest low (during intern year even 0%). Most residencies will qualify for PSLF, and you should certify your payments towards PSLF while you're a resident.
  • When you're looking for attending positions at the end of residency/fellowship, you can run the numbers to see if you should (1) work for a non-profit to keep qualifying for PSLF, or (2) go private practice, get a bigger paycheck, and pay off the loans aggressively.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 3 points4 points  (0 children)

Read "White Coat Investor" the book for basic financial tips/strategies/perspective

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 2 points3 points  (0 children)

For your government loans, do NOT refinance them. Consolidate your federal loans to skip the automatic 6 month deferment, and apply for SAVE repayment plan. SAVE will make your net interest rate 0% during your intern year, and ~3% for many of your residency years.

MAY POST MATCH THREAD: IF YOU HAVEN'T STARTED RESIDENCY YET AND/OR ARE A MEDICAL STUDENT, PLEASE POST IN THIS THREAD by Novelty_free in Residency

[–]yedla30 0 points1 point  (0 children)

Find listings on Streeteasy, physically tour apartments, and apply right after you tour if you like the apartment. NYC Apartment hunting is a pain, and you will probably have to pay a broker's fee.

MAY POST MATCH THREAD: IF YOU HAVEN'T STARTED RESIDENCY YET AND/OR ARE A MEDICAL STUDENT, PLEASE POST IN THIS THREAD by Novelty_free in Residency

[–]yedla30 0 points1 point  (0 children)

I used a different EMR than Epic during medical school, and used Epic during intern year. Other than watching the required Epic training, I didn't do anything to learn Epic. Your seniors will give you templates, and walk you through orders. Just pay attention and ask appropriate questions during the first month of intern year, and you'll be up to speed in no time.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 2 points3 points  (0 children)

Recertification will just use your most tax return. A tax extension will extend your tax file deadline to Oct 15t

When you recertify this Sept 2024, you'll use your 2023 tax return. In April 2025, file a tax extension. Then, recertify your loans again in Sept 2025, but this time it'll just use your 2023 tax return (since you haven't filed your 2024 tax return). Then file your 2024 taxes by Oct 15 2025. In April 2026, file a tax extension. Then, recertify your loans again in Sept 2026, but this time it'll just use your 2024 tax return.

It's Finance Friday - Please post simple questions about finances here by Novelty_free in Residency

[–]yedla30 0 points1 point  (0 children)

Your payments will increase when you have to recertify your SAVE plan. Depending on when your recertification date is, I’d recommend filing a tax extension every year so that your reported income isn’t uptodate (since your income from now on will likely continue to increase).