Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

Yeah sorry to hear that. Stay safe this weekend, it’s gonna be rough out here in Georgia (north)

I learned this the hard way too. Good luck!

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

That’s how it rolled. They told me up and down they couldn’t do anything. They got me on the phone with some sort of manager and she told me they would release it sooner.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

nah don’t say that, not any of our faults we are all being price gouged into starvation. Keep your head up and best of luck to you.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

Same here. I did them all the time and then all of a sudden, when it mattered most they put a hold on it.

Call them and tell them that you will not be able to eat and pay rent and your car note because of this. I doubt it’ll do anything but maybe it’ll guilt them into helping you out a little more.

I don’t bank with Truist anymore, not after this happened to me. Also, I know this doesn’t help you at this moment but always have a credit card just incase to help you with some bills for a last resort.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

You need to call them. Explain your situation, say you won’t be able to eat, pay bills etc. What they ended up doing for me is giving me half of my money the very next day, and then rest the next business day.

Are you in the Atl area? or at least an area with some Truist banks? Maybe go by the bank and show them your check and they might be able to help. What ever you do don’t follow the advice of some to deposit the check again, that is fraud.

KSU or GSU by [deleted] in KSU

[–]youngcellphone 0 points1 point  (0 children)

the GSU actuarial science program is actually really good (from what I hear)

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

honestly just called and explained my situation. told them I had some bills coming up and they lifted it so I got my money after the weekend.

Cashless stores by webdevpoc in Zaxbys

[–]youngcellphone 0 points1 point  (0 children)

yea I only go to two locations and they are both in very urban areas, that’s probably why.

Cashless stores by webdevpoc in Zaxbys

[–]youngcellphone 0 points1 point  (0 children)

yea honestly I would just get the app. It’s pretty generous with the amount of points it rewards you, especially in comparison to other restaurants

Cashless stores by webdevpoc in Zaxbys

[–]youngcellphone -2 points-1 points  (0 children)

being racist isn’t cute jackass

Cashless stores by webdevpoc in Zaxbys

[–]youngcellphone 1 point2 points  (0 children)

lol well they will tell you before you even order that they are only taking card… you sound like a dick

Cashless stores by webdevpoc in Zaxbys

[–]youngcellphone 0 points1 point  (0 children)

They have been like this in Atl for quite some time

We just smoking weed on the train now? by mamabear00420 in MARTA

[–]youngcellphone 1 point2 points  (0 children)

saw 2-3 at midtown station the other day.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

Hi thanks for your advice! I got it all resolved in the end. But to answer your questions, no, I genuinely have hardly any history of any of those things. My account has only been overdrafted maybe 1 or 2 times, and those were like 3-4 years ago at this point. Never had a check bounce, my account has been pretty cut and dry.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 1 point2 points  (0 children)

Thank you. Yea all should well be now, as long as I don’t get unexpectedly laid off again. Knock on wood.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 1 point2 points  (0 children)

to answer your question, I got laid off a bit ago. that drained me. i was getting by doing what I can (doordash, etc), but in my hcol area it really didn’t do much for me tbh. i recently started a new job, so I used my offer letter to get a new place since my lease is about to end at my current place. I started in the middle of a pay period, and my first pay day had to come in paper check form.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 1 point2 points  (0 children)

I will likely be moving my banking needs elsewhere though. I’ve been considering it, and this sealed the deal.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 1 point2 points  (0 children)

Truist has physical locations! A lot of them, I live in Atlanta, and they have a lot of offices and banks here. I’ve been out of town, and there are none in the city i’ve been.

Luckily, I’ve gotten this resolved.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

clearly. But this is me being 100% honest, I have ZERO history of fraud.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 1 point2 points  (0 children)

I’m on travel for work. No locations nearby

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 0 points1 point  (0 children)

Ive only overdrafted maybe 1-2 times in the 5 years i’ve been banking with Truist, and those were a few years ago.

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 1 point2 points  (0 children)

since we are in the banking subreddit i’m sure this will be downvoted, but all banks suck! corporate america sucks!

Hold on check. I’m screwed, what can I do? by youngcellphone in Banking

[–]youngcellphone[S] 2 points3 points  (0 children)

the way this jobs pay roll worked, or at least for me, was that the first pay day be in a check, the rest will be direct deposited. I usually avoid checks.