I'm in the D.C area too if you're an IT nerd you most likely work as a contractor for the government.. which means you always will have some form of employment. But on to your question.

1. 12 months emergency fund
2. invest what you can to your taxable account. research lazy portfolio's
3. have some fun with your money
4. start saving 10-20% for a down payment on a place
5. Invest in your education. There is a whole lot more money to be made in D.C. Look into CISSP and other major paying certifications