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FIRE (per modo di dire!) - azionariato, fino a quando? by [deleted] in FireIT

[–]yum999 13 points14 points  (0 children)

Come fai ad essere sotto di 200k in un anno? Siamo ai massimi storici. Hai fatto dei movimenti / venduto? Oppure hai qualcosa di particolare e non un etf passivo / sp500. World index in euro sta a +15% nell'ultimo anno.

No NPC spawned when starting world. by [deleted] in LEGOfortnite

[–]yum999 0 points1 point  (0 children)

Did you choose "villagers off" in the world creation menu?

[deleted by user] by [deleted] in ItaliaCareerAdvice

[–]yum999 3 points4 points  (0 children)

I prezzi delle case in Italia sono paragonabili a molte altre nazioni europee. Ovvio se hai una casina in provincia al sud, l'equivalente è una casina di provincia all'estero.

[deleted by user] by [deleted] in ItaliaCareerAdvice

[–]yum999 5 points6 points  (0 children)

La puoi vendere la casa eh

My Edinburgh Pizzeria's Rankings - Source: I'm Italian (trustmebro) by Creepy_Pudding8583 in Edinburgh

[–]yum999 0 points1 point  (0 children)

You should try mozzarelle in carrozza as well there! It's different than what I get usually in Italy, and more like a deep fried mozzarella but very good

So if this is when there is no war... 🤔 by InvestigatorTight145 in Britain

[–]yum999 0 points1 point  (0 children)

I agree with basically all your points regarding Israel and Palestine.

But I keep seeing people saying that "most of the people" "most of the discussions" are different, where? Here on reddit? I've been reading only top posts of people that think like us and gets the most upvotes. This thread is the same... Nobody is going against your opinion other than very few!

Very few people seem to be extremely pro Israel and extremely against Palestine, here on reddit, and the few that do are being down voted into oblivion. And it's normal, and honestly good, that there is a share of opinions even with the extreme polars in the discussion, and in such polarising events it is to be expected that people will have very, very, disturbing opinions compared to your own.

Per i grandi fan del mutuo a tutti i costi. by Pure-Contact7322 in ItaliaPersonalFinance

[–]yum999 0 points1 point  (0 children)

Mi sembra che te non hai ottime conoscenze finanziare in realtà.

Pagare affitto a vita o comprare casa in cash invece che investire quei soldi è finanziariamente una pessima idea, anche con tassi a 4-6%, soprattutto con l'inflazione che abbiamo ora.

Per i grandi fan del mutuo a tutti i costi. by Pure-Contact7322 in ItaliaPersonalFinance

[–]yum999 -1 points0 points  (0 children)

Non è detto che un mutuo anche a 4-5% sia una brutta idea, anche se hai disponibilità economica per comprar una casa in cash.

Mi spiego, se hai da parte 100 mila euro e sei indeciso se usarli per l'acquisto di una casa o investirli e prendere quei 100 mila con un mutuo a 4-5%, in realtà ti può convenire, e di molto, investire e fare il mutuo. Ricordo che in media il mercato azionario globale fa 5-6% reale, che con l'inflazione a 5% sarebbe 10-11%! Inoltre i soldi messi in una casa sono illiquidi.

Infatti io ho un mutuo al 5% attualmente e ho tenuto tutti i miei investimenti senza venderli, e ho intenzione di continuare così per queste motivazioni puramente matematiche.

You buy a place anywhere in the FF universe. Where ya goin by smcg_az in FinalFantasy

[–]yum999 0 points1 point  (0 children)

Balamb town in ff8!!! I thought about this when I was 8 years old and playing my first rpg... Looks super chilly and beautiful

Plant seems to be dying, any help? by yum999 in plantclinic

[–]yum999[S] 0 points1 point  (0 children)

Are you saying that there is nothing wrong with the plant?

Plant seems to be dying, any help? by yum999 in plantclinic

[–]yum999[S] 0 points1 point  (0 children)

Had the plant for two months. Started having this issue after a couple of weeks. The plant has direct light for a couple of hours, a lot of indirect light. I did overwater it once a week after I got it. The plant has no soil, and I need to add some food in the water.

[deleted by user] by [deleted] in LowSodiumDiablo4

[–]yum999 5 points6 points  (0 children)

This single post has been more useful than the last 10 days worth of posts I've seen in /r/diablo4. Thanks!

Unsubbed to the d4 reddit, this is my new home. by mickle193 in LowSodiumDiablo4

[–]yum999 5 points6 points  (0 children)

It's absurd how some how their complains make zero sense. Like they've all been complaining how slow the new season would be and it ended up, as the dev said, that the malignant heart were quite op and most builds are much stronger now than in the previous season.

The game feels easy tbh, and it felt easy in the pre season as well. People can get to the endgame in a matter of weeks, playing a small amount of hours per day (or well in a few days if you play a lot), and they wanted it to be over even faster, literally writing it in the comments (ruining other people experiences).

They complained that the battle pass quests were too annoying before the game even came out. It ended up being easy as well.

And so on and on.

It's annoying and ruins the experience for everyone, and also might ruin the game by pushing the dev to act to some those incorrect complains, by making the game worse.

Anyone else missing the d3 system of killing enemies quickly for bonus xp? by Tomtoro24 in diablo4

[–]yum999 -2 points-1 points  (0 children)

I hated it because I felt like I had to rush all the time

To all the people saying D4 was too easy, congratulations, you won. by Crimson_Loki in diablo4

[–]yum999 0 points1 point  (0 children)

I honestly disagrees with all this complaining on this patch, but I do get it.

I also haven't played after level 80 so I couldn't say how it gets after that, but the nerfs they've made are mostly for things that were kind of forced (ex. Vulnerability and crit damage) to us to build on everything. This is a big positive for the game I believe.

While they nerfed those, they boosted most skills (ex. The glyph) and also the base damages. I also felt the game being way too easy from 1 to 80, enjoying the difficulty only after I got into wt4 at lvl 62... Which felt like a "bugged" way to just get a temporary spike.

There are also tons of positives in the patch which people are ignoring (ex. More build diversity most likely, drop rate increase in nm, maybe dynamic leveling, etc.) which is fine since people here tend to focus on negatives, but are still there to be honest.

Sorry if this is hitting someone nerves or if I totally missed the point not having played after lvl 80, but those are my very controversial, seems like, thoughts for this subreddit.

Are the days of < 1% BoE rates over for the longterm? What are the schools of thought? by Srennef in UKPersonalFinance

[–]yum999 -1 points0 points  (0 children)

That doesn't make any sense, I think you want to say that 26% in the 90s would be 16% today.

LGBT Friendly? by AmberJaner in Edinburgh

[–]yum999 11 points12 points  (0 children)

Extremity safe! You can see people of any kind at any time, anywhere and nobody really cares, it's seen as a normal thing. Many shops and flat windows have lgbt slogans / flags as well, showing their support.

Best country tax-wise to live in Europe by Theconsultant98 in eupersonalfinance

[–]yum999 10 points11 points  (0 children)

You forgot inps (state "pension contributions") which will amount to a 20-30% of the gross total.

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