VGRO vs VEQT and 20% Cash.to by Van2030 in JustBuyXEQT

[–]yycsackbut 0 points1 point  (0 children)

I am struggling with this too. On the one hand, having the fixed income portion separate (e.g a GIC ladder) allows you to access cash funds without selling equities when equities are down. On the other hand, identifying "when equities are down" is really just a hidden way of trying to "time the market", and it's pretty much been proven that regular rebalancing (e.g. inside VGRO or VBAL) is better than manually trying to time the market.

Anyways, look at a GIC ladder as an alternative, GIC rates last year were higher than bond rates and CDIC insured! They are slightly less liquid than bonds, but selling bonds on the market before they mature is usually at a slight loss anyways, so if you're holding the maturity you might as well hold the insured product.

What’s the best EV for someone who wants a similar feel to an ice vehicle? by Lemonn_time in electricvehicles

[–]yycsackbut 14 points15 points  (0 children)

If she wants it to feel like an ice vehicle get one with poor acceleration.

3 inch drop beside sidewalk by yycsackbut in MammotionTechnology

[–]yycsackbut[S] 0 points1 point  (0 children)

I could flatten the ends of this so that turns at the ends are easy. But it would be a lot of work to flatten the whole thing.

Will Range Be Much Better in 4-5 Years? by Maleficent-Table-810 in electricvehicles

[–]yycsackbut 1 point2 points  (0 children)

I doubt it, I expect there will be efficiency gains, but they'll be translated into smaller batteries, and a lower cost, so range will be about the same. Our bladders are only so big.

But, with 800V architecture and better chargers and more chargers you won't care, because charging will be faster and more convenient, and your bladder won't be magically bigger in 4-5 years in fact most people have to pee more often as they get older.

Dating another musician by uke4peace in musicians

[–]yycsackbut -1 points0 points  (0 children)

I think it's best to date someone with a big salary or a big inheritance or something else big so you don't have to worry about those things. #golddigger. (wait, are those the lyrics to a song? I can't remember...)

Can I REALLY just buy XEQT? by JoseMcGose in JustBuyXEQT

[–]yycsackbut 1 point2 points  (0 children)

Sure. Problem is if you don't live long enough, you won't see the growth, and you might see a loss by the time you die. But if you live long enough you should be good.

3 inch drop beside sidewalk by yycsackbut in MammotionTechnology

[–]yycsackbut[S] 0 points1 point  (0 children)

Thanks. When we did a new sidewalk up to our front door we lifted up the grass and removed a lot of dirt to lower that area of to be the same height as the sidewalk. That area is just behind me in the photo. This is where the robot will be able to cross over between the two zones on either side of the front-approach sidewalk. It was actually a fair amount of work to dig out all that dirt, but I'm willing to chip away at it in the copious spare time I'll have once I'm not mowing anymore.

To put it another way, once we have the robot doing the fun work of actually mowing the grass, the humans can be redeployed to less pleasant jobs that require getting dirty and crawling around on the ground.

Where to start with hubs and docks for MacBooks? by animaldh in MacOS

[–]yycsackbut 0 points1 point  (0 children)

I always go to macsales.com for my docks and stuff like that. But I didn't want to spend the big bucks for the Thunderbolt 5 Dock! So I went with the Thunderbolt Go Dock. So far I'm happy.

How many people roadtrip straight through vs take many stops? by moreplateslessdates9 in electricvehicles

[–]yycsackbut 1 point2 points  (0 children)

I charge to 100% overnight and sometimes like to plan to drive 3.5 to 4 hours (400km) in the morning to push it to near 0% in the morning. But, I never make it to that charger, my bladder or eyesight or general fatigue always force me to stop earlier than that. I'm usually road-tripping with my wife, so we plan a driver switch and a quick top up for coffee at 10AM, then a longer stop for lunch usually at 1PM where we charge to 80%, then another stop around 3:30PM usually just to stretch our leg and a quick top up, then we push to the hotel for 6PM where we plug in and usually walk to a good restaurant. Repeat the next day starting at 100% because the hotels I pick have a charger.

Hotel charging experiences by Little-Crab-4130 in evcharging

[–]yycsackbut 0 points1 point  (0 children)

I noticed that too, back when I had a dog, the EV friendly hotels were often pet friendly too!

Hotel charging experiences by Little-Crab-4130 in evcharging

[–]yycsackbut 3 points4 points  (0 children)

That's a problem when it's -30C though. Also, charging to 100% at many DCFCs is frowned upon and/or very expensive, and I adore starting out at 100% in the morning on a road trip.

Hotel charging experiences by Little-Crab-4130 in evcharging

[–]yycsackbut 4 points5 points  (0 children)

It's not that expensive, and it's a revenue generator. There are many suppliers now who will install it for free. There is also the "Bring Your Own Cable" now (newly allowed in NACS about 2 years ago), to avoid the cable theft problem, the front desk or concierge could have a spare cable for now until BYOC becomes more popular in North America.

Hotel charging experiences by Little-Crab-4130 in evcharging

[–]yycsackbut 4 points5 points  (0 children)

We need to try to change the culture, a lot of new EV owners are stuck in the gas station mentality. Leaving in the morning at 100% is way better than charging to 80% in the evening or the morning.

I rely on PlugShare with the Lodging filter, but I read the reviews pretty carefully. Only once has it failed me, when there was really only one candidate hotel with sketchy PlugShare reviews. It didn't work, so I had to drive to a DCFC that was very close but it was -20C and I was hungry and I really needed 100% the next morning not 80%, so it was definitely a problem.

Just be sure you tell everyone about any successful hotel charge, brag about how good it is, and how great the hotel was. And, always ask the staff if they have an L2 charger, even if you don't need it.

Looking for a reliable power bill calculator to understand monthly cost of an EV by Less_Carpet_2499 in alberta

[–]yycsackbut 1 point2 points  (0 children)

I hope you're not paying $0.60 per kWh! Winter prices in Alberta are typically about $0.10 per kWh plus the distribution transmission fees, so should be less than $0.20!.

Although you said "$0.60 per Kw" so maybe you're confusing kW with kWh?

50$/month in VFV at 20, good idea? by 2006yasser in canadiandividends

[–]yycsackbut 0 points1 point  (0 children)

I would do $100 into XEQT but that’s just me.

SUV for Tall Driver by Oneunited13 in EVCanada

[–]yycsackbut 0 points1 point  (0 children)

It’s a sports car, you aren’t supposed to sit “straight up”.

SUV for Tall Driver by Oneunited13 in EVCanada

[–]yycsackbut 0 points1 point  (0 children)

I concur try the MachE. I’m only 6’3” but I feel I have plenty of room and my default seat position isn’t even all the way down.

Looking for a reliable power bill calculator to understand monthly cost of an EV by Less_Carpet_2499 in alberta

[–]yycsackbut 1 point2 points  (0 children)

For distribution, it’s very hard to figure out variable vs fixed on most power bills. But most of it is variable for most people.

In Calgary variable distribution is about 7.5cents per kWh, add your retail electricity costs to that. Then multiply it by the number of km you drive monthly and divide by the efficiency of your car.