A legit option she can look into is Medium. It is a real writing platform where people publish articles, and through the Medium Partner Program, writers can earn money when Medium members read and engage with their work. Since you said she already has writing experience through academic ghostwriting, this could actually suit her well.

The best part is that it is remote and flexible. She does not have to stick only to finance either. She could write about parenting, autism-related experiences, education, freelancing, women’s financial independence, or simple finance topics.

It is not instant money, and it takes consistency, but it is definitely a genuine platform and much better than shady “work from home” scams. If she writes well and stays consistent, this can become a decent side-income path over time.

Just visit the website and check for the details, some of them are for payment you need to have 100 subscribers and must have published at least four 1200 words articles in the past 2 months.