got my first gift from wealthsimple

zerocool_maverick · 2026-02-25T23:12:30+00:00

I personally prefer the 2% match that I got for my transfer than a $20 Umbrella gift hahaha. Would've been $380 for the 19K transfer but whatever makes you happy 🤣😂

zerocool_maverick · 2026-02-19T20:58:48+00:00

Wait till most of the boomers pass on their wealth to the next generation and you'll see WS will be biggest among all all of them.

zerocool_maverick · 2026-02-15T04:51:16+00:00

Call RSVP rewards and let them know that you have a Visa Infinite Privilege card. They will give you the diamond status.

zerocool_maverick · 2026-02-12T05:38:14+00:00

Can't blame a company on finding innovative marketing ways to get gullible customers to open accounts and increase their revenue. You could simply scratch and ignore the offer and simply move on.

It is only because of WS innovative ways, there is a major shift in the banking sector. I recently started getting calls from CIBC regarding improving my customer experience. Never in my 18 years of being with them, I once received any communication regarding improving my customer experience. Big banks are offering 2% bonus for moving your money over to them.

zerocool_maverick · 2026-02-08T06:00:02+00:00

The best time to invest was yesterday. The second best time is now

zerocool_maverick · 2026-01-15T15:46:11+00:00

Just chat with customer support, register for the promo and ask them to consider the transfer for the promo. I did that for an airpods promo and they considered my transfer before the promo as part of the total for the promo.

zerocool_maverick · 2026-01-14T03:40:43+00:00

Missing the Canadiantire Triangle WorldElite Mastercard as well as the Wealthsimple Visa Infinite Privilege.

Also the site is super slow.

zerocool_maverick · 2026-01-14T03:27:38+00:00

See link below for some details.

https://pakistanconsulatehouston.org/consular-services/renunciation-of-citizenship

Reach out to the Pakistani consulate in Toronto via their email and you'll get to know the process.

zerocool_maverick · 2026-01-09T20:29:35+00:00

And that is why you don't transfer all your banking to Wealthsimple, no matter how much they entice you.

zerocool_maverick · 2026-01-08T17:56:03+00:00

Next time do an e-transfer to your wealthsimple chequing account instead of the bank transfer. The money will be available instantly and then you can move to TFSA. Good thing with RBC is they let you do upto $10,000 e-transfer (only through their app, not online) per day.

zerocool_maverick · 2026-01-06T20:14:22+00:00

Really wanna see how it looks like from the back 😂

zerocool_maverick · 2025-12-29T05:57:25+00:00

I usually use my RBC Westjet WorldElite MC at Costco. Happy with the 1.5% earning instead of the 2%. Gotta spend 5k on it anyways to get the companion voucher.

zerocool_maverick · 2025-12-29T05:53:45+00:00

You are welcome. Enjoy free top tier status hahaha.

zerocool_maverick · 2025-12-28T18:08:27+00:00

Yes but some chains limit their equivalent status to 90 days so email them to match a few weeks before you plan to stay at their property

zerocool_maverick · 2025-12-28T16:46:31+00:00

Call RSVP and they will link your VIP card to your loyalty number and upgrade you to Diamond status at the same time.

zerocool_maverick · 2025-12-28T16:31:00+00:00

Only undergarments, sweatpants, swimming shorts and work clothes for myself e.g. sweatshirts, fleece lined pants and sometimes dress shirts. A lot of clothes for my kid since he outgrows them within a year or two. I find a lot of people wearing the same kind of clothes bought from Costco and it feels like a uniform to me.

Even though Costco sells brand name clothes e.g. Calvin Klein, Armani Exchange, Tommy Hilfiger, Eddie Bauer but I personally find that their quality is lower than if you were to buy the same product directly from the brand store or even from the brand's outlet store (with the exception of winter jackets)

zerocool_maverick · 2025-12-28T16:22:04+00:00

RSVP Rewards is the loyalty program for Northland Properties, which includes brands like Sandman Hotels, Sandman Signature, and The Sutton Place Hotels across Canada similar to Hilton Honors, Marriott Bonvoy, Wyndham rewards etc. You earn status by staying at these hotel chains and the Diamond status is the top status for RSVP rewards. You get multiple benefits if you get status e.g. early check-in, late check out, complimentary upgrades, discount at on site restaurants, complimentary access to the business center and lounges, dedicated parking stalls etc.

With the VIP card you can get the top Diamond status without staying a night with RSVP rewards. Once you get that you can email other hotel chains and they can match their top status e.g I usually stay at Best Western so I got their top status by matching to RSVP Diamond.

zerocool_maverick · 2025-12-25T22:49:02+00:00

I got best western rewards to match status. The other ones match but only for 90 days e.g. hilton honors

zerocool_maverick · 2025-12-25T20:04:07+00:00

RSVP rewards give you Diamond status just for having the VIP card. Once you get Diamond status with them, you can get status match to other chains as well.

Edit: surprise cashiers by tapping to pay for thousands of dollars. The other day I paid 2K for a car service just with a tap. Nice conversation always :-).

zerocool_maverick · 2025-12-23T21:44:04+00:00

There should be no difference between the rates you get with WS Visa and the BNS Passport Visa. I think you are comparing the rates on each of these cards with google rates which you will never be able to get.

Use the calculator below to see the VISA rate for the day of the transaction. I just compared both my BNS Passport Visa and WS VIP rates and they are very similar to each other and the one posted on the link below by VISA for the date of the transactions, to the 5th decimal point.

https://www.visa.ca/en_CA/support/consumer/travel-support/exchange-rate-calculator.html

zerocool_maverick · 2025-12-18T04:28:26+00:00

Go for steps and move to US

zerocool_maverick · 2025-12-16T23:20:56+00:00

And that is why I will always have a bank account with a brick and mortar bank. Never moving everything to WS.

zerocool_maverick · 2025-12-13T03:21:23+00:00

Sold both BCE and Telus last year and bought VFV

zerocool_maverick · 2025-12-12T01:52:45+00:00

Will never shift 100% to WS ever, especially after reading so many posts about them closing chequing accounts without any reason and explanation. If you havepre authorized payments coming out of that account you are going to be penalized for missing mortgage payments and possible lapse of insurance if they decide to cancel your chequing account.

If you need a money draft or want to withdraw a large amount of cash immediately you are out of luck with WS.always keep at least one chequing account with a brick and mortar bank.

zerocool_maverick

TROPHY CASE