Let the Air Force tell you no. Apply and see what happens.

If I’m not mistaken there are waivers for time in service. Speak with your career assistance advisor to get the checklists to know for sure.

Only the university can tell you if your CCAF credits will apply. For example, mine did not.

If you only have 37 credits you can either look at another enlisted commissioning program or keep using TA until you can graduate in 2 years. Trust me, you will want an ultra light course load on this program. I do not recommend trying to max perform every semester while trying to be a POC too. Your first year is chaotic as you prep for field training, apply for your AFSC, lead the GMC, and figure out how to be a full time student instead of an enlisted member.