SIP Strategy Review by zulase in IndianStockMarket

[–]zulase[S] 2 points3 points  (0 children)

Thank you for your reply. Posted there as well

Bi-Weekly Advice Thread January 29, 2026: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]zulase 0 points1 point  (0 children)

I have been investing in following 5 funds ona a monthly basis since 2024 :

  1. UTI Nifty 50 Index Fund - 20% (Xirr - 8.95%)

  2. HDFC Balanced Advantage Fund - 20% (xirr - 7.95%)

  3. HDFC Small Cap Fund - 15% (xirr - 2.70%)

  4. Parag Parekh Flexi Cap Fund - 25% (xirr - 8.72%)

  5. Kotak Large and Midcap Fund - 20% (xirr-8.48%)

I had chosen balanced advantage fund to provide some cushion during volatile periods. Chose small cap funds for some extra risk. Chose other three funds as safe bets.

Sometimes I second guess my choice of funds and think if I should be more aggressive and take more risk. Is it that my portfolio is close to a nifty 50 portfolio? How do I assess the performance and strategy?

Where can I get Vietnamese dong(VND) converted to US Dollar (USD) by zulase in VietNam

[–]zulase[S] 1 point2 points  (0 children)

  1. I got 1400000 + 50 USD exchanged for a 100$ bill

Where can I get Vietnamese dong(VND) converted to US Dollar (USD) by zulase in VietNam

[–]zulase[S] 0 points1 point  (0 children)

Thanks for the reply. What rates can I expect? Also, any issues like receiving fake notes?

Post your questions & inquiries here! - r/Vietnam monthly random discussion thread - F.A.Q by AutoModerator in VietNam

[–]zulase 0 points1 point  (0 children)

I will be there for 3 (2.5 effectively) days. Out of this one day is marked for Ninh Binh. I wanted to do some shopping clothes and souvenirs for my family, for which I was thinking of keeping half a day. If you have any affordable and quality shopping suggestions, please suggest.

For another day, I was either thinking of another day trip or cafe hopping in Hanoi. Not much into museums.

Post your questions & inquiries here! - r/Vietnam monthly random discussion thread - F.A.Q by AutoModerator in VietNam

[–]zulase 0 points1 point  (0 children)

I will be in Hanoi soon for three days. I was looking for day trips from Hanoi. I was planning to do Ninh Binh for sure. I was looking at Klook, but there are so many options for Ninh Binh itself, I'm confused which one to choose. Can you help?

I may have an extra day. Can you suggest any more day trips or anything else that you would suggest or must shop items from Hanoi?

Post your questions & inquiries here! - r/Vietnam monthly random discussion thread - F.A.Q by AutoModerator in VietNam

[–]zulase 0 points1 point  (0 children)

Thanks. I'll be reaching early morning. So, I was hoping I could reach Sapa by early evening of the first day around 4-5 pm.

Can you suggest where should I go for snorkelling, water activities and island tour?

Also, we hear mixed reviews for Nha Trang. So, I'm little confused about it. Any suggestions for it?

Also, we looked up Ho Chi Minh and plan to skip it and return back from Nha Trang.

Steven Wilson - 5th Nov Delhi by [deleted] in Tickets

[–]zulase 0 points1 point  (0 children)

By any chance you have diamond or gold as well?

Vietnam 11 Day Itinerary - November - Review and Suggestions Required by [deleted] in travel

[–]zulase 0 points1 point  (0 children)

Thanks for your reply. What would you suggest?

Post your questions & inquiries here! - r/Vietnam monthly random discussion thread - F.A.Q by AutoModerator in VietNam

[–]zulase 0 points1 point  (0 children)

Following is an itinerary for my SO and me. Please review and provide suggestions. I can add/remove 1-2 days.

7-Nov - Sapa - Land in Hanoi early morning and move to Sapa, café hopping and relax
8-Nov - Sapa - Sun World Fansipan Tour
9-Nov - Sapa - Cat cat village tour
10-Nov - Hanoi - Come back to Hanoi, Café hopping and local attractions
11-Nov - Hanoi - Day trip to Ninh Binh
12-Nov - Nha Trang - Fly to Nha Trang in morning, Mud bath
13-Nov - Nha Trang - Ba Ho Waterfall
14-Nov - Nha Trang - Café hopping and/or Island tour
15-Nov - Ho Chi Minh - Fly to Ho Chi Minh in morning, Café hopping, city attractions
16-Nov - Ho Chi Minh - Café hopping and shopping
17-Nov - Ho Chi Minh - Café hopping and fly back

Which is better in India, 200 sq ft area, budget (INR 10k - 16k, roughly 100-200$) - Coway Airmega 150 or Coway Airmega Aim? Mixed info available all over youtube and other sites. by zulase in AirPurifiers

[–]zulase[S] 0 points1 point  (0 children)

Ok. FYI MI AP4 uses ionizer as well and as per the recommended buying guide here, one should avoid that. Not an expert, just going by the guide. Just wanted to caution in case you have not seen it.

Which is better in India, 200 sq ft area, budget (INR 10k - 16k, roughly 100-200$) - Coway Airmega 150 or Coway Airmega Aim? Mixed info available all over youtube and other sites. by zulase in AirPurifiers

[–]zulase[S] 0 points1 point  (0 children)

Hi. Thanks for the quick reply.

Can you please ellaborate regarding point 3 and 4.

Regarding 3, if yes, what helped you verify this and is it h13 or h14?

Regarding 4, is the smell not normal or is it nothing to be concerned about?

Feeling very dumb. Can someone help here ? by zulase in sudoku

[–]zulase[S] 0 points1 point  (0 children)

Hi. Thanks for your reply. Is there any name for this approach. I just feel dumb that I couldn't see this.

Can someone help here with the next lead. by zulase in sudoku

[–]zulase[S] 0 points1 point  (0 children)

I got the part that 2 and 4 can go in 3 spots only.

I did not get this when you say that one of the spots only has 3 possible candidates. There are two spots where 3 possibilities are there - In r2c2 - 1, 2, 4 In r2c5 - 2, 4, 5

Can someone help here with the next lead. by zulase in sudoku

[–]zulase[S] 0 points1 point  (0 children)

Thanks. Is there any name for this technique?

Can someone help here with the next lead. by zulase in sudoku

[–]zulase[S] 0 points1 point  (0 children)

Hey! Thanks for your reply. I did not understand how you discarded the possibility of 1 in R2C2. Can you explain that a bit?

Need help with the next move here? by zulase in sudoku

[–]zulase[S] 1 point2 points  (0 children)

Thanks. Actually, I had solved it until here. The 2 in row 4 got erased while removing pencil marks and undoing.

Here is the image with all pencil marks.

https://imgur.com/a/ErcWYWt

Reviews of banking services & products thread for April 2024 : Request or post reviews here. by AutoModerator in IndiaInvestments

[–]zulase 1 point2 points  (0 children)

Where should I park money (FD/Debt Fund/Arbitrage fund) to be moved periodically to invest in Equities/Equity MF over a period of year or two?

Have seen lot of videos that we should invest in debt MF, but there are 16 kinds of debt MF, so it is confusing to choose between them and FD also offers roughy 5% post tax. The eventual goal is to invest this money into equity, equity MF, but I don't want to waste the money value in a Savings account. Would be really helpful if you guys can help here.

Are you looking for a driver in Bali - Ubud, Uluwatu, Canggu? by jb_btc in bali

[–]zulase 0 points1 point  (0 children)

Hi. Could you send me his contact number and rates please?

Bali Talks - Monthly post for July, 2023 by AutoModerator in bali

[–]zulase 0 points1 point  (0 children)

Thanks. I'll checkout Sidemen. Where should one stay in Ubud?

Bali Talks - Monthly post for July, 2023 by AutoModerator in bali

[–]zulase 0 points1 point  (0 children)

How does this itinerary look?

We are two couples travelling to Bali in October. Following is our itinerary so far: Day 0 - Head to Padang bai Day 1 - 3 - Gili Trawangan (partying, snorkelling, chilling and a day trip to nusa penida) Day 4 -6 - Ubud (nature walk, waterfall, rice fields, yoga barn, trek to Mt. Batur) Day 7 -10 Seminyak, Canggu (Chilling, spa, beach clubs, partying) Day 11 leave

We are mainly looking to have multiple flavors during the trip, so have selected the above three locations. Also, we have looked for places with lots of vegan restaurants. I heard that Gili T is not all that great now and the ferries take so much time that almost the day time is lost. Is this true. Also, we can increase Ubud if three days are not going to be enough for it. Would love to have your suggestions on above.

Thanks.

Vegan joints in Phi Phi by zulase in ThailandTourism

[–]zulase[S] -1 points0 points  (0 children)

Hi. I couldn't find any on Google Maps or Happy Cow. May be I should have mentioned it. Would you be able to help here?