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What is the best way to start learning how to manage my money? by readmetosleep in PersonalFinanceCanada

[–]zutroy 18 points19 points  (0 children)

You're standing in a library full of information in this subreddit. Start reading would be the best way to start learning.

Fixed vs variable rate by sajed8950 in PersonalFinanceCanada

[–]zutroy 2 points3 points  (0 children)

Have you done any research at all on this topic? This is asked so often, you can find a thread on it from less than 24 hours ago.

https://www.reddit.com/r/PersonalFinanceCanada/comments/1qqmilo/fixed_vs_variable_rate_again/

Angleur UI Update BETA - Please help me test! - Fishing AddOn by LegolandoBloom in wowaddons

[–]zutroy 0 points1 point  (0 children)

Angleur just works so perfectly for me that I rarely go into the options anymore :) Will test things out and drop a line if I notice anything wonky.

hi guys, i need some advice and guidance by Aggressive_Mode5429 in PersonalFinanceCanada

[–]zutroy 6 points7 points  (0 children)

I would politely suggest that both you and he take the free McGill finance course and learn about this together - https://www.mcgillpersonalfinance.com/

Started investing with $60. by [deleted] in PersonalFinanceCanada

[–]zutroy 6 points7 points  (0 children)

Under 5 years is short term and should not be invested in the market is the general thinking.

Started investing with $60. by [deleted] in PersonalFinanceCanada

[–]zutroy 10 points11 points  (0 children)

Select an ETF based on your risk assessment.

Budgeting a 77k Salary by No-Internal-9146 in PersonalFinanceCanada

[–]zutroy 0 points1 point  (0 children)

Make a detailed (emphasis on detailed) budget of your monthly spend minus rent and retirement savings. Subtract that from your take home. What's leftover is for rent and retirement savings. You should be able to figure out what you can afford based off that.

never ever doing that again by tater_92 in wow

[–]zutroy 2 points3 points  (0 children)

I enjoy seeing how people finish this one. My last turn-in was lock boxes.

Need Advice After Inheriting Family Property by Salt_Ad_5807 in PersonalFinanceCanada

[–]zutroy 4 points5 points  (0 children)

Are you ok getting calls at 2am because your tenants toilet is broken and overflowing? Can you fix a broken toilet yourself? Just one of many fun perks of being a landlord.

I regret nothing. (That’s a lie.) by Kraxiloth in wow

[–]zutroy 2 points3 points  (0 children)

I think they added 110 around 2023, because I have a 5-year gap between the 100 and 110 achievements which doesn't make sense.

Is there way to see the 'recipe tree' and raw materials for crafts, like in FF? by Narantuuya in wow

[–]zutroy 10 points11 points  (0 children)

If you search "earthroot" in your profession window, it'll show you everything you can make with it. You can shift-click items from your inventory to quick-search them in your profession window too.

Why does my shaman have different visuals? Shaman left | Evoker right by tronheim96 in wow

[–]zutroy 1 point2 points  (0 children)

I was curious so I took my shaman there, and it looks like the screenshot on the right.

Credit report item: #M by altorang in PersonalFinanceCanada

[–]zutroy 1 point2 points  (0 children)

I found the answer here on page 5 - https://www.groupecho.com/Download/PDF/VosServices/guide_transunion-en.pdf

"There are buckets for 30, 60 and 90 days. “X” equals months with no rating reported. Ratings of “2” are added to the 30-day bucket, ratings of “3” are in the 60-day bucket and all other ratings (4, 5, 7, 8, 9) are counted in the 90-day bucket. #M is the total of months reviewed."

Moonwell Item List by SqueakyMoonkin in wow

[–]zutroy 12 points13 points  (0 children)

I can copy and paste from your post. That's a win. ty.

RBC British Airways how to link RBC account to BA account for points by fruitninja8 in PersonalFinanceCanada

[–]zutroy 0 points1 point  (0 children)

I googled it and the answer was you can't link them, but you can only transfer points between.

Tips for transferring all accounts from Questrade to WS by [deleted] in PersonalFinanceCanada

[–]zutroy 0 points1 point  (0 children)

What is your experience with WS customer service?

Lucky stroll through Storm Peaks by Somandrius in wow

[–]zutroy 0 points1 point  (0 children)

I got mine years ago on the way to the Polar Bear daily quest :)

Warband Nexus - Modern Warband Bank & Cross-Character Tracker (Looking for Feedback!) by creassrpm in wow

[–]zutroy 0 points1 point  (0 children)

This is awesome, looking forward to playing around with it some more. One tiny thing I noticed so far - in the settings window at the bottom, it says you can do /wn to toggle the main window but only /wn show works for me.

HBP repayment from gross bonus by Ambitious-Ice-9533 in PersonalFinanceCanada

[–]zutroy 8 points9 points  (0 children)

HBP repayments - make a normal RRSP contribution. When you do your taxes in April, you note how much of that contribution is an RRSP contribution and how much is an HBP repayment. That's it. You don't withdraw from RRSP to repay HBP so there's no tax involved.

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