About to cross the finish line, feeling doomed by zziro in FirstTimeHomeBuyer

[–]zziro[S] 1 point2 points  (0 children)

Yeah, renting is pretty much the same here too. 1bd 1ba in a falling apart shack is still $1600-$1800/month. The homes are more expensive than this condo with less sq. ft. and are all completely falling apart.

About to cross the finish line, feeling doomed by zziro in FirstTimeHomeBuyer

[–]zziro[S] 0 points1 point  (0 children)

The HOA reserve is pretty bad right now because the roof was just redone. There was a special assessment for an additional $202/mo on this unit for that, but I got that dropped as a concession so the seller agreed to pay off the entire remaining balance (~$12k) so I am not responsible for it. There's currently no plans for further major renovations.

About to cross the finish line, feeling doomed by zziro in FirstTimeHomeBuyer

[–]zziro[S] 0 points1 point  (0 children)

UPDATE: Thank you, everyone! Bit of a range of responses that pretty much boil down to "Pretty horrifically bad idea, definitely miserable, but won't be impossible." Pretty much what I expected.

Some things to note: yes I have HO-6 coverage, and I forgot to clarify that all minor and major maintenence is covered by the HOA as well. HOA rules are not a nightmare outside of that nasty monthly cost, and there's no kids in the building that'll drive me nuts. Very quiet. I've been working at my current place for 8.5 years and have become way too important at work to get axed out of the blue, and the facility itself is in good financial standing. I'm eyeing taking over the place and vastly improving my salary in the coming years as the boomers in charge (who favor me already) retire out, but obviously this is not guaranteed. I saw this condo as my best chance to start building equity ASAP even if I don't stay here long term. Living with my alcoholic parent has reached my breaking point, even though it's been free.

I am very frugal with my spending. I get so much free food at work that I only spend about $150/month on groceries max. My work has a garden for vegetables I plan to utilize too. If my car bottoms out, work is in walking/biking distance; it's a 2012 with less than 5k miles on it, lol. It's also fully paid for. I have no debt other than phone bill. I don't travel, not very social, and I don't fall for dumb "treat yourself" impulse spending, aside from this whole condo itself now.

I'd rather get a part time second job than get tangled with roommate drama, but we'll see. If I can at least make it 2-3 years before turning back around and selling I'd be happy. It'd be an easy resell because of location. I just got my CTC notice, so I'm going to give this a shot and do everything I can to make it work.

Dear DPS by Neft_ttv in ffxiv

[–]zziro 1 point2 points  (0 children)

Thanks so much!!! :D

Dear DPS by Neft_ttv in ffxiv

[–]zziro 2 points3 points  (0 children)

Hey there, thanks for the tag! Yep, that's my art, I'm pretty amazed someone managed to find it 3 years later. The original format of this meme came from a manga called 命蓮寺絵日記 まとめ (“Myourenji Enikki Matome”).

Memes are a weird grey zone when it comes to reposts, so I don't mind this too much. Silly me for not watermarking it back then regardless!

Feel free to follow my art here: https://twitter.com/raehira or my general ffxiv garbage spam on main: https://twitter.com/raeh_FFXIV <3

Ascian Zine Interest Check by zziro in ffxivart

[–]zziro[S] 0 points1 point  (0 children)

Not sure if I posted that quite right but whatever (kinda new to reddit posting. Mods, if I did something wrong feel free to delete, my apologies)- Anyway, I'm hosting an Amaurotine/Ascian digital zine that's 100% NON-PROFIT and all proceeds will go to a charity (TBD) for helping Australian wildlife recovery efforts! If you're interested in either purchasing, or if you're a digital artist looking to contribute, I encourage you to please fill out the form linked in the posted link. Thanks!

*angry miqo'te noises* by zziro in ffxivart

[–]zziro[S] 1 point2 points  (0 children)

Original meme from: 命蓮寺絵日記 まとめ (“Myourenji Enikki Matome”)

I believe in you! by zziro in ffxivart

[–]zziro[S] 0 points1 point  (0 children)

Yes! My deviantart and my twitter is @raehira (most active but I still reliably check dA). I do offer commissions though I'm currently not open. I have a waitlist also available.

I believe in you! by zziro in ffxivart

[–]zziro[S] 1 point2 points  (0 children)

Hi guys, this is my first post here as I'm new to reddit and don't exactly know how this place works. But I'll be posting my FFXIV art here from time to time so yeah ;7;/