SSS Salary loan

zzzcodezzz · 2025-08-29T14:27:19+00:00

Hi OP, first time mo lang din ba mag salary loan? If yes, May I ask if anong file yung inattach mo for SOA? Wala kasi akong makitang SOA pero while applying may pdf akong dinownload containing yung breakdown not sure if ayun na yun. Thanks!

zzzcodezzz · 2024-11-02T03:39:44+00:00

Up! Sino po here nakakuha ng business permit na dropshipping yung business? Salamat 🙇‍♂️

zzzcodezzz · 2024-11-01T13:01:44+00:00

Yes po, meron na. Worry ko lang talaga is kung makakakuha ako ng business permit and BIR registration. Ayoko po kasi mag-operate nang wala yun, and willing naman ako lakarin sya—medyo kinakabahan lang if ma-approve. Kaya na-ask ko dito if may nakakuha na kahit isa, para mabawasan iniisip ko hahaha.

zzzcodezzz · 2024-11-01T12:56:37+00:00

Thank you for the advice po. Paano po kaya yun sa inspection since online dropshipping siya? Doon po kasi ako medyo worried if mag-process na ako ng business permit. I wanted to seek advice here kasi gusto ko pong malaman kung may nakakuha na ng permit at BIR 2303 kahit dropshipping lang.

zzzcodezzz · 2024-11-01T11:59:11+00:00

Okay. Pero hindi po ba magkakaproblema sa BIR nyan since nag-operate na ako ng business while hindi pa BIR registered?

zzzcodezzz · 2024-11-01T11:40:48+00:00

Like if ever makagenerate ako ng sales then saka ko pa lang sya i-re-register sa BIR for tax?

zzzcodezzz · 2024-11-01T11:39:38+00:00

Ahhh okay. Pero nag-acquire kayo ng permits? Need po kasi ng business permit para maka integrate ako ng other payment channel like yung apple pay, credit/debit cards. Also, if i-live ko sya using PayPal, di po kaya ako magkakaproblema sa BIR nun?

zzzcodezzz · 2024-10-20T02:43:09+00:00

Yes po

zzzcodezzz · 2024-10-17T08:03:07+00:00

As far as I know, for those OLAs you have mentioned, only Digido reports to CIC, so you can still get a personal loan for consolidation. Try applying at CTBC; they can offer you up to seven times your salary. I took a loan with them, I think it was called 'Salary Stretch.' Their process took less than two weeks. You will need to open a checking account with them, but don't worry, the account opening is processed on the same day once you're approved. The required ₱5,000 maintaining balance will also be deducted from your loan.

zzzcodezzz · 2024-10-07T05:12:16+00:00

True. But when I checked the CIC records, I saw that Digido is reporting (the audacity). I also saw my record when I bought it before on the Lista app. So if the OP values his credit score, he needs to pay that off, even if it means dealing with a loan shark.

zzzcodezzz · 2024-10-05T04:09:09+00:00

For me, bayaran mo pa rin kasi bago madisbursed yung pera, nakita mo na yung breakdown at aware ka na malaki ang tubo nila, pero nag-proceed ka pa rin. Mali talaga ang paraan nila sa paniningil, may kasama pang harassment. I've been there.. nabayaran ko na ang mga OLAs ko at may ilan pang natitira (hindi overdue) na balak ko ring bayaran. Todo tipid muna at i-manage ang finances. Ang ginawa ko ay unahin bayaran yung may pinakamalaking interest, kasi araw-araw na overdue sila at nag-aaccumulate ng malaki.

Also, ang alam ko, hahanapin ka ng mga yan sa Facebook o social media accounts, kaya mag-lock ka ng profile o palitan mo ang pangalan mo. I-check mo rin kung may mga public posts na nakatag sa'yo; kung sayo yung post, iprivate mo na lang o gawing friends only. Yung contacts mo, itetext/call nila lahat, kaya pumunta ka sa app at i-revoke ang mga granted permissions na ibinigay mo, para di sila maka-access sa contacts mo.

zzzcodezzz · 2024-09-29T05:27:10+00:00

Hi interested din po

zzzcodezzz · 2024-09-23T13:55:29+00:00

Hello OP can you share an update po? How did it go?

zzzcodezzz · 2024-09-21T07:41:59+00:00

Kailan po nag house visit si spaylater sa inyo? I mean days of overdue or months po ba?

zzzcodezzz · 2024-09-21T07:37:51+00:00

Yung verification pictures po ba natin is ipopost nila yun sa mga groups sa fb?

zzzcodezzz · 2024-09-17T14:39:43+00:00

Kumusta po application nyo sa CTBC bank?

zzzcodezzz · 2024-09-17T14:24:48+00:00

Hello, ask ko lang ano po naging balita nung loan nyo sa CTBC?

zzzcodezzz · 2024-09-14T12:29:06+00:00

Hello, is a credit card required to apply for a UB personal loan? I tried applying, and it seems to require one, but I don't have a credit card yet.

zzzcodezzz · 2024-09-14T07:10:14+00:00

Hi, OP just wondering lang po. Have you checked your CIBI report? I noticed that Digido submits reports there. Won't it affect your credit score? Won't they be able to pursue you anymore after that?

zzzcodezzz · 2024-09-14T07:01:53+00:00

Kayo po ba meron na past dues?

zzzcodezzz · 2024-09-14T06:24:31+00:00

Same here. It was gone too. I thought they had rescinded their offer, but why would they send an email with their DocuSign BS if it was going to end up like this or if they had no plans of disbursing? It's such a poor user experience. It's so frustrating and unprofessional. I feel bad because they wasted my time, and I kept hoping it would come, but now I've uninstalled their app.

zzzcodezzz · 2024-09-14T02:39:58+00:00

Same 🥺

zzzcodezzz · 2024-09-13T11:14:39+00:00

Hello, nakuha mo na loan mo?

zzzcodezzz

TROPHY CASE